Tandem Financial, LLC
CIK 0002049157
Annualised vol
0.99026%
Beta
0.047746
HHI
389.600002
Top-10 weight
52.759533%
VaR 95%
0.094762%
VaR 99%
0.182472%
Max drawdown
1.493117%
Matched value
5.981052%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| GOOGL | REDUCED | 7,938 | 8,083 | -1.79% | 2,822,234 |
| AAAU | REDUCED | 71,050 | 119,160 | -40.37% | 2,811,449 |
| MSFT | ADDED | 7,259 | 7,250 | 0.12% | 2,707,641 |
| PM | UNCHANGED | 14,238 | 14,238 | 0.0% | 2,596,727 |
| AAPL | REDUCED | 8,712 | 8,899 | -2.1% | 2,520,768 |
| NEM | UNCHANGED | 10,145 | 10,145 | 0.0% | 947,547 |
| NVDA | REDUCED | 3,935 | 4,110 | -4.26% | 787,368 |
| CARR | ADDED | 9,387 | 9,386 | 0.01% | 688,537 |
| AMZN | REDUCED | 2,420 | 2,669 | -9.33% | 576,783 |
| RIO | REDUCED | 5,896 | 6,143 | -4.02% | 559,708 |
| CVX | REDUCED | 3,141 | 3,211 | -2.18% | 520,735 |
| MO | UNCHANGED | 6,188 | 6,188 | 0.0% | 451,786 |
| ORCL | ADDED | 2,318 | 2,276 | 1.85% | 339,729 |
| AVGO | REDUCED | 832 | 846 | -1.65% | 314,303 |
| AMD | NEW | 492 | - | - | 285,808 |
| COST | UNCHANGED | 260 | 260 | 0.0% | 243,352 |
| WMT | UNCHANGED | 2,083 | 2,083 | 0.0% | 235,921 |
| JNJ | ADDED | 887 | 869 | 2.07% | 225,272 |
| TSLA | REDUCED | 532 | 572 | -6.99% | 223,760 |
| DOUG | NEW | 13,500 | - | - | 23,895 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 38,061,107 | 11.45 | 50823.0 | |
| - | VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 23,655,354 | 7.12 | 308414.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 21,208,320 | 6.38 | 28800.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 17,952,267 | 5.4 | 251962.0 | |
| - | SCHWAB STRATEGIC TR | FUND EM EQUI ETF | 808524730 | 14,064,583 | 4.23 | 354450.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 13,638,416 | 4.1 | 18217.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 13,485,945 | 4.06 | 18293.0 | |
| - | VANECK ETF TRUST | GOLD MINERS ETF | 92189F106 | 12,877,898 | 3.87 | 170681.0 | |
| - | ISHARES TR | MRGSTR MD CP GRW | 464288307 | 11,059,352 | 3.33 | 112506.0 | |
| - | VANECK ETF TRUST | CLO ETF | 92189H748 | 9,389,783 | 2.82 | 177333.0 | |
| - | QUANTA SVCS INC | COM | 74762E102 | 7,374,834 | 2.22 | 10242.0 | |
| - | ISHARES TR | MORNINGSTAR VALU | 464288109 | 6,710,888 | 2.02 | 66287.0 | |
| - | VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | 6,566,646 | 1.98 | 119004.0 | |
| - | J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 | 6,268,050 | 1.89 | 86719.0 | |
| - | INVESCO EXCH TRD SLF IDX FD | RAFI STRATGIC US | 46138J742 | 6,117,350 | 1.84 | 93281.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 5,840,369 | 1.76 | 97845.0 | |
| - | J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 | 5,818,446 | 1.75 | 108756.0 | |
| - | ISHARES TR | RUSSELL 2000 ETF | 464287655 | 5,029,837 | 1.51 | 16741.0 | |
| - | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 4,930,271 | 1.48 | 101802.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 4,927,317 | 1.48 | 39682.0 | |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 4,540,941 | 1.37 | 18731.0 | |
| - | GOLDMAN SACHS ETF TR | NASDA 100 ETF | 38149W630 | 4,298,552 | 1.29 | 72476.0 | |
| - | DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 4,135,304 | 1.24 | 80002.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 3,862,356 | 1.16 | 12742.0 | |
| - | GOLDMAN SACHS ETF TR | S&P 500 PREMIUM | 38149W622 | 3,783,929 | 1.14 | 68093.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 3,748,267 | 1.13 | 10175.0 | |
| - | ISHARES TR | US AER DEF ETF | 464288760 | 3,133,729 | 0.94 | 12927.0 | |
| - | TCW ETF TRUST | FLEXIBLE INCOME | 29287L700 | 2,946,240 | 0.89 | 75140.0 | |
| - | DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 2,907,133 | 0.87 | 65535.0 | |
| AAAU | REDUCED | GOLDMAN SACHS PHYSICAL GOLD | UNIT | 38150K103 | 2,811,449 | 0.85 | 71050.0 |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 2,707,641 | 0.81 | 7259.0 |
| - | DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 2,615,773 | 0.79 | 70203.0 | |
| PM | UNCHANGED | PHILIP MORRIS INTL INC | COM | 718172109 | 2,596,727 | 0.78 | 14238.0 |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 2,520,768 | 0.76 | 8712.0 |
| - | MP MATERIALS CORP | COM CL A | 553368101 | 2,356,677 | 0.71 | 42076.0 | |
| - | DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 2,327,999 | 0.7 | 57896.0 | |
| - | VICTORY PORTFOLIOS II | CORE PLUS BD ETF | 92647X863 | 2,307,162 | 0.69 | 106198.0 | |
| - | SPROTT FDS TR | URANI MINER ETF | 85208P303 | 2,243,864 | 0.67 | 42667.0 | |
| - | ALPS ETF TR | ALERIAN MLP | 00162Q452 | 1,828,614 | 0.55 | 35267.0 | |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL A | 02079K305 | 1,527,182 | 0.46 | 4273.0 |
| - | FIRST TR EXCHANGE-TRADED FD | FT VEST S&P 500 | 33739Q705 | 1,507,476 | 0.45 | 29851.0 | |
| - | NUVEEN MUN VALUE FD INC | COM | 670928100 | 1,411,876 | 0.42 | 152594.0 | |
| - | J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | 1,360,288 | 0.41 | 26854.0 | |
| - | TIDAL TRUST I | FUND GRAN US ETF | 886364231 | 1,347,409 | 0.41 | 48731.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 1,346,336 | 0.4 | 15630.0 | |
| - | DIMENSIONAL ETF TRUST | US HIGH PROF ETF | 25434V831 | 1,318,460 | 0.4 | 31595.0 | |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL C | 02079K107 | 1,295,052 | 0.39 | 3665.0 |
| - | FIRST TR EXCHANGE-TRADED FD | NO AMER ENERGY | 33738D101 | 1,224,656 | 0.37 | 28153.0 | |
| - | GLOBAL X FDS | GLB X MLP ENRG I | 37954Y293 | 1,216,548 | 0.37 | 16516.0 | |
| - | VANECK ETF TRUST | PREFERRED SECURT | 92189F429 | 1,212,157 | 0.36 | 67946.0 | |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 1,164,755 | 0.35 | 3185.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 1,112,212 | 0.33 | 7499.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 994,131 | 0.3 | 18403.0 | |
| - | SPDR SERIES TRUST | ST STR AGGRE ETF | 78464A649 | 991,350 | 0.3 | 38846.0 | |
| - | DIMENSIONAL ETF TRUST | GLOB CO PLUS ETF | 25434V583 | 956,863 | 0.29 | 17570.0 | |
| NEM | UNCHANGED | NEWMONT CORP | COM | 651639106 | 947,547 | 0.29 | 10145.0 |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 | 865,716 | 0.26 | 20290.0 | |
| - | ISHARES TR | 7-10 YR TRSY BD | 464287440 | 854,440 | 0.26 | 9035.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | COM | 67066G104 | 787,368 | 0.24 | 3935.0 |
| - | ULTIMUS MANAGERS TR | WEST SA MIDS ETF | 90386K589 | 729,368 | 0.22 | 25103.0 | |
| CARR | ADDED | CARRIER GLOBAL CORPORATION | COM | 14448C104 | 688,537 | 0.21 | 9387.0 |
| - | VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 681,471 | 0.2 | 11709.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 651,048 | 0.2 | 2987.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 638,987 | 0.19 | 4674.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V815 | 635,109 | 0.19 | 16373.0 | |
| - | ISHARES TR | CORE DIV GRWTH | 46434V621 | 621,067 | 0.19 | 8195.0 | |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 576,783 | 0.17 | 2420.0 |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 569,444 | 0.17 | 1138.0 | |
| RIO | REDUCED | RIO TINTO PLC | SPONSORED ADR | 767204100 | 559,708 | 0.17 | 5896.0 |
| - | VANGUARD SCOTTSDALE FDS | LG-TERM COR BD | 92206C813 | 556,850 | 0.17 | 7400.0 | |
| CVX | REDUCED | CHEVRON CORPORATION | COM | 166764100 | 520,735 | 0.16 | 3141.0 |
| - | VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 | 480,172 | 0.14 | 6285.0 | |
| - | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 477,024 | 0.14 | 15043.0 | |
| MO | UNCHANGED | ALTRIA GROUP INC | COM | 02209S103 | 451,786 | 0.14 | 6188.0 |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 403,073 | 0.12 | 7969.0 | |
| - | AMERICAN CENTY ETF TR | SHORT DURTN STRG | 025072257 | 392,520 | 0.12 | 7644.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 390,325 | 0.12 | 11213.0 | |
| - | CROWDSTRIKE HLDGS INC | CL A | 22788C105 | 381,570 | 0.11 | 500.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 | 380,722 | 0.11 | 1124.0 | |
| ORCL | ADDED | ORACLE CORP | COM | 68389X105 | 339,729 | 0.1 | 2318.0 |
| - | ANNALY CAPITAL MANAGEMENT IN | COM NEW | 035710839 | 333,732 | 0.1 | 14441.0 | |
| - | SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 320,410 | 0.1 | 1682.0 | |
| AVGO | REDUCED | BROADCOM INC | COM | 11135F101 | 314,303 | 0.09 | 832.0 |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 297,155 | 0.09 | 621.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 292,803 | 0.09 | 1205.0 | |
| - | VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 286,107 | 0.09 | 2164.0 | |
| AMD | NEW | ADVANCED MICRO DEVICES INC | COM | 007903107 | 285,808 | 0.09 | 492.0 |
| - | INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 | 281,464 | 0.08 | 11967.0 | |
| - | ISHARES TR | 20 YR TR BD ETF | 464287432 | 266,520 | 0.08 | 3084.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 264,932 | 0.08 | 1688.0 | |
| - | VICTORY CAP HLDGS INC DEL | COM CL A | 92645B103 | 254,954 | 0.08 | 3033.0 | |
| COST | UNCHANGED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 243,352 | 0.07 | 260.0 |
| WMT | UNCHANGED | WALMART INC | COM | 931142103 | 235,921 | 0.07 | 2083.0 |
| JNJ | ADDED | JOHNSON & JOHNSON | COM | 478160104 | 225,272 | 0.07 | 887.0 |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 225,249 | 0.07 | 2093.0 | |
| TSLA | REDUCED | TESLA INC | COM | 88160R101 | 223,760 | 0.07 | 532.0 |
| - | INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 | 221,652 | 0.07 | 732.0 | |
| - | VANECK ETF TRUST | LONG MUNI ETF | 92189F536 | 219,957 | 0.07 | 12371.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 202,039 | 0.06 | 546.0 | |
| - | AMPLIFY ETF TR | AMPLIFY CYBERSEC | 032108664 | 201,256 | 0.06 | 1918.0 | |
| DOUG | NEW | DOUGLAS ELLIMAN INC | COM | 25961D105 | 23,895 | 0.01 | 13500.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-14 | 332,438,549 | 101 | 0.99026 | 0.047746 | 1.493117 |
| 2026-03-31 | 2026-05-08 | 314,314,146 | 98 | 0.940927 | 0.04524 | 1.429538 |
| 2025-12-31 | 2026-02-10 | 83,405,068 | 49 | 2.735474 | 0.129328 | 3.91956 |
| 2025-09-30 | 2025-10-31 | 268,835,863 | 89 | 1.035485 | 0.049576 | 1.530693 |
| 2025-03-31 | 2025-05-08 | 92,470,537 | 50 | 2.259303 | 0.104282 | 3.367724 |
| 2024-12-31 | 2025-01-28 | 94,462,080 | 84 | 2.568728 | 0.122324 | 3.889845 |