Altiora Financial Group, LLC
CIK 0001986156
Annualised vol
0.6747%
Beta
0.032992
HHI
668.431165
Top-10 weight
60.005796%
VaR 95%
0.065027%
VaR 99%
0.114798%
Max drawdown
1.057159%
Matched value
2.977526%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | UNCHANGED | 10,181 | 10,181 | 0.0% | 2,945,870 |
| MSFT | UNCHANGED | 7,040 | 7,040 | 0.0% | 2,626,011 |
| GOOGL | ADDED | 7,146 | 7,126 | 0.28% | 2,536,790 |
| TSLA | ADDED | 5,795 | 5,077 | 14.14% | 2,437,377 |
| AMZN | REDUCED | 6,154 | 6,167 | -0.21% | 1,466,745 |
| LLY | ADDED | 898 | 895 | 0.34% | 1,077,089 |
| COST | REDUCED | 877 | 879 | -0.23% | 820,408 |
| BILL | UNCHANGED | 19,000 | 19,000 | 0.0% | 687,040 |
| CVX | UNCHANGED | 4,112 | 4,112 | 0.0% | 681,606 |
| CAT | ADDED | 406 | 400 | 1.5% | 432,350 |
| UNH | REDUCED | 1,038 | 1,049 | -1.05% | 431,424 |
| JNJ | REDUCED | 1,593 | 1,788 | -10.91% | 404,650 |
| PG | REDUCED | 2,563 | 2,590 | -1.04% | 375,839 |
| KLAC | NEW | 1,000 | - | - | 301,710 |
| WMT | ADDED | 2,448 | 2,431 | 0.7% | 277,261 |
| JPM | ADDED | 847 | 835 | 1.44% | 277,249 |
| NVDA | ADDED | 1,381 | 1,338 | 3.21% | 276,268 |
| NEM | UNCHANGED | 2,432 | 2,432 | 0.0% | 227,193 |
| IBIT | REDUCED | 6,800 | 12,960 | -47.53% | 226,372 |
| AVGO | NEW | 548 | - | - | 207,007 |
| AEM | UNCHANGED | 1,296 | 1,296 | 0.0% | 201,049 |
| CTAS | NEW | 1,178 | - | - | 200,299 |
| NFLX | CLOSED OUT | 0 | 2,290 | -100.0% | 0 |
| META | CLOSED OUT | 0 | 440 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 128,058,923 | 20.18 | 2886811.0 | |
| - | DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 54,117,359 | 8.53 | 1468984.0 | |
| - | DIMENSIONAL ETF TRUST | SHOR DUR FIX ETF | 25434V864 | 41,872,466 | 6.6 | 876910.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 37,362,289 | 5.89 | 100968.0 | |
| - | VANGUARD INSTL INDEX FD | 0 3 MO TR BI ETF | 922040845 | 36,157,392 | 5.7 | 477767.0 | |
| - | DIMENSIONAL ETF TRUST | US COR EQU 1 ETF | 25434V625 | 18,294,627 | 2.88 | 223160.0 | |
| - | SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | 16,954,105 | 2.67 | 687514.0 | |
| - | DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 16,405,830 | 2.59 | 234704.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 16,116,726 | 2.54 | 318638.0 | |
| - | DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 15,373,581 | 2.42 | 279469.0 | |
| - | EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | 13,344,748 | 2.1 | 113970.0 | |
| - | SIMPLIFY EXCHANGE TRADED FUN | MANAGED FUTURES | 82889N699 | 13,058,017 | 2.06 | 503393.0 | |
| - | SIMPLIFY EXCHANGE TRADED FUN | HIGH YIELD ETF | 82889N830 | 12,098,629 | 1.91 | 572852.0 | |
| - | SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 11,553,686 | 1.82 | 435988.0 | |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 9,980,810 | 1.57 | 93743.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 9,849,628 | 1.55 | 182333.0 | |
| - | DIMENSIONAL ETF TRUST | US EQUI MARK ETF | 25434V401 | 9,142,046 | 1.44 | 111570.0 | |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 8,951,825 | 1.41 | 104712.0 | |
| - | VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 | 8,882,257 | 1.4 | 87674.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 8,752,712 | 1.38 | 150390.0 | |
| - | VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 8,567,204 | 1.35 | 145256.0 | |
| - | ISHARES TR | 0-3 MTH TREASURY | 46436E718 | 8,074,627 | 1.27 | 80209.0 | |
| - | SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 8,039,034 | 1.27 | 333017.0 | |
| - | DIMENSIONAL ETF TRUST | US HIGH PROF ETF | 25434V831 | 5,920,484 | 0.93 | 141876.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 5,794,983 | 0.91 | 67274.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | 5,591,387 | 0.88 | 67906.0 | |
| - | ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 5,293,563 | 0.83 | 51816.0 | |
| - | SPDR SERIES TRUST | ST STR BL 12 ETF | 78468R523 | 5,213,811 | 0.82 | 52463.0 | |
| - | DIMENSIONAL ETF TRUST | ULTR FIX INC ETF | 25434V591 | 5,186,504 | 0.82 | 102137.0 | |
| - | VANGUARD CALIF TAX FREE FDS | TAX EXEMPT BD FD | 922021605 | 5,030,000 | 0.79 | 50000.0 | |
| - | ISHARES GOLD TR | ISHARES NEW | 464285204 | 4,862,391 | 0.77 | 64394.0 | |
| - | DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | 4,338,745 | 0.68 | 105182.0 | |
| - | LITMAN GREGORY FDS TR | IMGP DBI MAN ETF | 53700T827 | 4,083,041 | 0.64 | 133389.0 | |
| - | DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 3,533,486 | 0.56 | 68359.0 | |
| - | DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 | 3,258,886 | 0.51 | 78994.0 | |
| - | DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 | 3,203,425 | 0.5 | 93873.0 | |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 2,978,144 | 0.47 | 18130.0 | |
| AAPL | UNCHANGED | APPLE INC | COM | 037833100 | 2,945,870 | 0.46 | 10181.0 |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 2,789,837 | 0.44 | 3725.0 | |
| MSFT | UNCHANGED | MICROSOFT CORP | COM | 594918104 | 2,626,011 | 0.41 | 7040.0 |
| - | VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 2,590,297 | 0.41 | 51569.0 | |
| TSLA | ADDED | TESLA INC | COM | 88160R101 | 2,437,377 | 0.38 | 5795.0 |
| - | ISHARES TR | US TREAS BD ETF | 46429B267 | 2,151,784 | 0.34 | 94459.0 | |
| - | ISHARES TR | RUS 2000 VAL ETF | 464287630 | 1,732,218 | 0.27 | 7831.0 | |
| - | SCHWAB STRATEGIC TR | 1 5YR CORP BD | 808524714 | 1,711,898 | 0.27 | 69420.0 | |
| - | DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 1,674,608 | 0.26 | 44944.0 | |
| - | SIMPLIFY EXCHANGE TRADED FUN | BARRIER INCOME | 82889N335 | 1,492,249 | 0.24 | 58291.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 1,479,309 | 0.23 | 4187.0 |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 1,466,745 | 0.23 | 6154.0 |
| - | DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 1,268,801 | 0.2 | 31617.0 | |
| - | DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 | 1,212,380 | 0.19 | 26000.0 | |
| - | VANGUARD WORLD FD | UTILITIES ETF | 92204A876 | 1,105,875 | 0.17 | 5650.0 | |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 1,093,677 | 0.17 | 26911.0 | |
| LLY | ADDED | ELI LILLY & CO | COM | 532457108 | 1,077,089 | 0.17 | 898.0 |
| - | SPDR SERIES TRUST | ST SHO TREAS ETF | 78468R101 | 1,067,959 | 0.17 | 36813.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 1,057,481 | 0.17 | 2959.0 |
| - | VANGUARD MALVERN FDS | CORE BD ETF | 922020748 | 1,004,147 | 0.16 | 13002.0 | |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 | 967,520 | 0.15 | 22676.0 | |
| - | BANK OF AMER CORP | COM | 060505104 | 855,270 | 0.13 | 15010.0 | |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 820,408 | 0.13 | 877.0 |
| - | DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 804,154 | 0.13 | 19999.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 764,422 | 0.12 | 7103.0 | |
| - | GLOBAL X FDS | GLB X MLP ENRG I | 37954Y293 | 725,404 | 0.11 | 9848.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 718,823 | 0.11 | 3298.0 | |
| BILL | UNCHANGED | BILL HOLDINGS INC | COM | 090043100 | 687,040 | 0.11 | 19000.0 |
| CVX | UNCHANGED | CHEVRON CORPORATION | COM | 166764100 | 681,606 | 0.11 | 4112.0 |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 669,751 | 0.11 | 9400.0 | |
| - | KRANESHARES TRUST | MOUNT LUCAS ETF | 500767652 | 659,792 | 0.1 | 23975.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 578,279 | 0.09 | 3748.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 574,673 | 0.09 | 1560.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 550,039 | 0.09 | 737.0 | |
| - | ISHARES TR | CORE MSCI INTL | 46435G326 | 549,433 | 0.09 | 6173.0 | |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 535,736 | 0.08 | 5032.0 | |
| - | AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 | 526,456 | 0.08 | 6800.0 | |
| - | SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 | 516,400 | 0.08 | 20000.0 | |
| - | SPDR SERIES TRUST | ST SHOR CORP ETF | 78464A474 | 511,658 | 0.08 | 17050.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 485,910 | 0.08 | 1603.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 475,058 | 0.07 | 645.0 | |
| - | ISHARES TR | SP SMCP600VL ETF | 464287879 | 473,733 | 0.07 | 3466.0 | |
| - | SIMPLIFY EXCHANGE TRADED FUN | CURRE STRAT ETF | 82889N368 | 454,337 | 0.07 | 15251.0 | |
| - | AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | 446,017 | 0.07 | 4890.0 | |
| - | SPACE EXPLORATION TECHN CORP | CLASS A COM STK | 84615Q103 | 443,211 | 0.07 | 2594.0 | |
| CAT | ADDED | CATERPILLAR INC | COM | 149123101 | 432,350 | 0.07 | 406.0 |
| UNH | REDUCED | UNITEDHEALTH GROUP INC | COM | 91324P102 | 431,424 | 0.07 | 1038.0 |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 427,846 | 0.07 | 5549.0 | |
| - | VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 426,791 | 0.07 | 5478.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 | 410,410 | 0.06 | 9100.0 | |
| - | ISHARES TR | RUSSELL 3000 ETF | 464287689 | 406,383 | 0.06 | 953.0 | |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 404,650 | 0.06 | 1593.0 |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 378,301 | 0.06 | 1100.0 | |
| PG | REDUCED | PROCTER & GAMBLE CO | COM | 742718109 | 375,839 | 0.06 | 2563.0 |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 373,371 | 0.06 | 1009.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 364,142 | 0.06 | 4608.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 350,149 | 0.06 | 1441.0 | |
| - | ISHARES TR | CORE S&P US GWT | 464287671 | 318,813 | 0.05 | 1695.0 | |
| KLAC | NEW | KLA CORP | COM NEW | 482480100 | 301,710 | 0.05 | 1000.0 |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 285,588 | 0.05 | 3410.0 | |
| WMT | ADDED | WALMART INC | COM | 931142103 | 277,261 | 0.04 | 2448.0 |
| JPM | ADDED | JPMORGAN CHASE & CO | COM | 46625H100 | 277,249 | 0.04 | 847.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 276,268 | 0.04 | 1381.0 |
| - | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 261,329 | 0.04 | 3560.0 | |
| - | SPDR SERIES TRUST | ST STR P500GRW | 78464A409 | 256,781 | 0.04 | 2158.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 251,810 | 0.04 | 367.0 | |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 250,840 | 0.04 | 892.0 | |
| - | ISHARES TR | CORE UNIVRSL USD | 46434V613 | 229,089 | 0.04 | 4964.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 228,318 | 0.04 | 965.0 | |
| NEM | UNCHANGED | NEWMONT CORP | COM | 651639106 | 227,193 | 0.04 | 2432.0 |
| IBIT | REDUCED | ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | 226,372 | 0.04 | 6800.0 |
| - | ISHARES INC | CORE MSCI EMKT | 46434G103 | 215,384 | 0.03 | 2600.0 | |
| - | BARRICK MNG CORP | COM SHS | 06849F108 | 214,504 | 0.03 | 5840.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 214,241 | 0.03 | 1567.0 | |
| AVGO | NEW | BROADCOM INC | COM | 11135F101 | 207,007 | 0.03 | 548.0 |
| AEM | UNCHANGED | AGNICO EAGLE MINES LTD | COM | 008474108 | 201,049 | 0.03 | 1296.0 |
| CTAS | NEW | CINTAS CORP | COM | 172908105 | 200,299 | 0.03 | 1178.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-10 | 634,460,874 | 114 | 0.6747 | 0.032992 | 1.057159 |
| 2026-03-31 | 2026-05-08 | 607,110,070 | 112 | 0.610472 | 0.02997 | 0.973087 |
| 2025-12-31 | 2026-02-12 | 580,249,379 | 99 | 0.720747 | 0.034849 | 1.173992 |
| 2025-09-30 | 2025-11-05 | 546,676,885 | 94 | 0.893377 | 0.042536 | 1.494823 |
| 2025-03-31 | 2025-05-08 | 470,322,882 | 91 | 0.714675 | 0.034417 | 1.066479 |
| 2024-12-31 | 2025-02-07 | 459,600,741 | 93 | 0.939222 | 0.043468 | 1.436692 |