Ruggaard & Associates LLC
CIK 0001971230
Annualised vol
1.977026%
Beta
0.09598
HHI
299.587463
Top-10 weight
45.424734%
VaR 95%
0.180759%
VaR 99%
0.374108%
Max drawdown
3.475746%
Matched value
12.28093%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 25,759 | 26,996 | -4.58% | 7,453,591 |
| AEM | REDUCED | 14,088 | 14,310 | -1.55% | 2,185,471 |
| MSFT | REDUCED | 5,326 | 5,359 | -0.62% | 1,986,772 |
| AMZN | ADDED | 6,412 | 5,665 | 13.19% | 1,528,265 |
| COP | REDUCED | 12,827 | 13,201 | -2.83% | 1,333,518 |
| NVS | ADDED | 7,643 | 7,542 | 1.34% | 1,197,757 |
| GOOGL | ADDED | 3,228 | 2,921 | 10.51% | 1,151,204 |
| NVDA | ADDED | 5,227 | 5,107 | 2.35% | 1,045,870 |
| JPM | UNCHANGED | 2,908 | 2,908 | 0.0% | 951,876 |
| AFL | UNCHANGED | 7,949 | 7,949 | 0.0% | 932,020 |
| WMT | REDUCED | 7,795 | 7,915 | -1.52% | 882,862 |
| CVX | ADDED | 4,783 | 4,680 | 2.2% | 792,758 |
| JNJ | UNCHANGED | 2,807 | 2,807 | 0.0% | 712,894 |
| SU | ADDED | 13,235 | 13,095 | 1.07% | 710,455 |
| COST | UNCHANGED | 756 | 756 | 0.0% | 707,215 |
| INGR | ADDED | 6,357 | 6,057 | 4.95% | 602,071 |
| TSEM | REDUCED | 2,245 | 2,265 | -0.88% | 585,137 |
| V | REDUCED | 1,662 | 1,794 | -7.36% | 570,052 |
| LLY | UNCHANGED | 437 | 437 | 0.0% | 524,288 |
| TRV | ADDED | 1,536 | 1,250 | 22.88% | 507,163 |
| DE | REDUCED | 786 | 851 | -7.64% | 498,767 |
| GATX | REDUCED | 2,530 | 2,600 | -2.69% | 448,291 |
| PG | UNCHANGED | 2,897 | 2,897 | 0.0% | 424,816 |
| NVMI | UNCHANGED | 757 | 757 | 0.0% | 411,006 |
| AXP | REDUCED | 1,210 | 1,248 | -3.04% | 409,295 |
| AVGO | REDUCED | 1,046 | 1,587 | -34.09% | 395,188 |
| SYK | NEW | 1,230 | - | - | 387,265 |
| PEP | ADDED | 2,849 | 2,822 | 0.96% | 385,755 |
| PSX | REDUCED | 2,254 | 2,532 | -10.98% | 381,039 |
| CAT | REDUCED | 329 | 441 | -25.4% | 350,352 |
| ROK | UNCHANGED | 693 | 693 | 0.0% | 343,090 |
| NTR | ADDED | 5,255 | 5,105 | 2.94% | 330,802 |
| MSI | ADDED | 750 | 749 | 0.13% | 311,582 |
| MCD | REDUCED | 1,099 | 1,276 | -13.87% | 297,201 |
| ENB | NEW | 5,405 | - | - | 293,005 |
| HD | REDUCED | 769 | 1,027 | -25.12% | 271,211 |
| ALC | UNCHANGED | 4,041 | 4,041 | 0.0% | 271,173 |
| MMM | UNCHANGED | 1,600 | 1,600 | 0.0% | 259,056 |
| LMT | NEW | 467 | - | - | 238,087 |
| ABT | REDUCED | 2,489 | 3,219 | -22.68% | 225,832 |
| SM | ADDED | 8,610 | 8,410 | 2.38% | 224,721 |
| DRS | ADDED | 4,991 | 4,746 | 5.16% | 212,966 |
| FCX | NEW | 3,205 | - | - | 201,562 |
| SD | ADDED | 12,561 | 12,551 | 0.08% | 172,086 |
| KMDA | UNCHANGED | 12,600 | 12,600 | 0.0% | 92,484 |
| ZVIA | NEW | 17,000 | - | - | 27,710 |
| CHRD | CLOSED OUT | 0 | 1,550 | -100.0% | 0 |
| TMO | CLOSED OUT | 0 | 854 | -100.0% | 0 |
| SPGI | CLOSED OUT | 0 | 496 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | CAPITAL GROUP DIVIDEND VALUE | SHS CREAT UNIT | 14020W106 | 16,450,077 | 5.9 | 333808.0 | |
| - | J P MORGAN EXCHANGE TRADED F | ULTRA SHRT ETF | 46641Q837 | 14,958,324 | 5.37 | 295794.0 | |
| - | CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 | 13,674,978 | 4.91 | 613503.0 | |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 QUALITY | 46137V241 | 12,456,704 | 4.47 | 138254.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 12,290,292 | 4.41 | 152542.0 | |
| - | ISHARES TR | IBONDS DEC 29 | 46436E205 | 12,245,092 | 4.39 | 528717.0 | |
| - | ISHARES TR | IBON 2026 TE ETF | 46436E528 | 11,910,790 | 4.27 | 525863.0 | |
| - | J P MORGAN EXCHANGE TRADED F | ACTIVE BOND ETF | 46654Q716 | 11,417,179 | 4.1 | 213405.0 | |
| - | CAPITAL GROUP GBL GROWTH EQT | SHS CREAT UNIT | 14020X104 | 11,265,848 | 4.04 | 266143.0 | |
| - | AMERICAN CENTY ETF TR | US QUALITY GROW | 025072307 | 9,924,383 | 3.56 | 84069.0 | |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 9,006,252 | 3.23 | 42329.0 | |
| - | BNY MELLON ETF TRUST II | DYNAMIC VALUE | 05613H100 | 8,845,839 | 3.17 | 264134.0 | |
| - | DBX ETF TR | XTRACK MSCI EAFE | 233051200 | 8,495,886 | 3.05 | 155517.0 | |
| - | WISDOMTREE TR | US VALUE FD | 97717W547 | 8,430,327 | 3.02 | 82878.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | 8,419,685 | 3.02 | 102255.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 8,392,861 | 3.01 | 67592.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 7,422,092 | 2.66 | 24486.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 7,268,401 | 2.61 | 25119.0 |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 5,833,566 | 2.09 | 68237.0 | |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 4,797,618 | 1.72 | 6406.0 | |
| - | ISHARES TR | CORE DIV GRWTH | 46434V621 | 2,597,799 | 0.93 | 34276.0 | |
| - | PIMCO ETF TR | ENHAN SHRT MA AC | 72201R833 | 2,555,713 | 0.92 | 25352.0 | |
| AEM | REDUCED | AGNICO EAGLE MINES LTD | COM | 008474108 | 2,185,471 | 0.78 | 14088.0 |
| - | J P MORGAN EXCHANGE TRADED F | SMALL & MID CAP | 46641Q118 | 2,065,953 | 0.74 | 26476.0 | |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 1,949,470 | 0.7 | 5226.0 |
| - | AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | 1,855,543 | 0.67 | 20344.0 | |
| - | WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | 1,694,219 | 0.61 | 17718.0 | |
| - | COLUMBIA ETF TR I | RESH ENHNC VLU | 19761L805 | 1,677,755 | 0.6 | 53364.0 | |
| - | TEXAS INSTRS INC | COM | 882508104 | 1,650,882 | 0.59 | 5539.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 1,645,379 | 0.59 | 19101.0 | |
| - | FIGURE TECHNOLOGY SOLUTIO | COM CL A | 349381103 | 1,497,481 | 0.54 | 48762.0 | |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 1,486,991 | 0.53 | 3114.0 | |
| - | ISHARES TR | S&P SML 600 GWT | 464287887 | 1,466,663 | 0.53 | 8212.0 | |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 1,428,162 | 0.51 | 5992.0 |
| - | J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 | 1,371,843 | 0.49 | 16630.0 | |
| COP | REDUCED | CONOCOPHILLIPS | COM | 20825C104 | 1,333,518 | 0.48 | 12827.0 |
| - | PIMCO ETF TR | MULTISECTOR BD | 72201R585 | 1,311,984 | 0.47 | 49472.0 | |
| - | JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | 1,310,742 | 0.47 | 25960.0 | |
| NVS | ADDED | NOVARTIS AG | SPONSORED ADR | 66987V109 | 1,197,757 | 0.43 | 7643.0 |
| - | ISHARES TR | S&P MC 400GR ETF | 464287606 | 1,010,265 | 0.36 | 8598.0 | |
| - | VALERO ENERGY CORP | COM | 91913Y100 | 964,409 | 0.35 | 3703.0 | |
| JPM | UNCHANGED | JPMORGAN CHASE & CO | COM | 46625H100 | 951,876 | 0.34 | 2908.0 |
| - | ROYAL BK CDA | COM | 780087102 | 935,504 | 0.34 | 4520.0 | |
| AFL | UNCHANGED | AFLAC INC | COM | 001055102 | 932,020 | 0.33 | 7949.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 905,807 | 0.33 | 4527.0 |
| - | OLD REP INTL CORP | COM | 680223104 | 861,959 | 0.31 | 21064.0 | |
| - | CISCO SYS INC | COM | 17275R102 | 861,217 | 0.31 | 7332.0 | |
| WMT | REDUCED | WALMART INC | COM | 931142103 | 860,210 | 0.31 | 7595.0 |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 856,761 | 0.31 | 25318.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 810,018 | 0.29 | 2189.0 | |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 776,182 | 0.28 | 4683.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 775,793 | 0.28 | 5674.0 | |
| - | ISHARES TR | RUS MD CP GR ETF | 464287481 | 761,332 | 0.27 | 5200.0 | |
| - | J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | 46641Q654 | 758,370 | 0.27 | 14870.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 758,128 | 0.27 | 2121.0 |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 754,367 | 0.27 | 9783.0 | |
| - | BANK NOVA SCOTIA B C | COM | 064149107 | 740,745 | 0.27 | 8530.0 | |
| SU | ADDED | SUNCOR ENERGY INC NEW | COM | 867224107 | 710,455 | 0.25 | 13235.0 |
| COST | UNCHANGED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 707,215 | 0.25 | 756.0 |
| - | SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 700,936 | 0.25 | 19011.0 | |
| JNJ | UNCHANGED | JOHNSON & JOHNSON | COM | 478160104 | 687,497 | 0.25 | 2707.0 |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 681,054 | 0.24 | 912.0 | |
| - | ELEVANCE HEALTH INC FORMERLY | COM | 036752103 | 635,784 | 0.23 | 1644.0 | |
| - | SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 618,428 | 0.22 | 3246.0 | |
| INGR | ADDED | INGREDION INC | COM | 457187102 | 602,071 | 0.22 | 6357.0 |
| TSEM | REDUCED | TOWER SEMICONDUCTOR LTD | SHS NEW | M87915274 | 585,137 | 0.21 | 2245.0 |
| - | EAGLE MATLS INC | COM | 26969P108 | 576,675 | 0.21 | 2563.0 | |
| - | ISHARES TR | RUS 1000 ETF | 464287622 | 560,196 | 0.2 | 1368.0 | |
| - | APPLIED MATLS INC | COM | 038222105 | 548,034 | 0.2 | 758.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 531,328 | 0.19 | 14706.0 | |
| - | CANADIAN NATL RY CO | COM | 136375102 | 512,970 | 0.18 | 4302.0 | |
| TRV | ADDED | TRAVELERS COMPANIES INC | COM | 89417E109 | 507,163 | 0.18 | 1536.0 |
| LLY | UNCHANGED | ELI LILLY & CO | COM | 532457108 | 500,299 | 0.18 | 417.0 |
| DE | REDUCED | DEERE & CO | COM | 244199105 | 498,767 | 0.18 | 786.0 |
| - | CANADIAN NAT RES LTD MED TER | COM | 136385101 | 496,397 | 0.18 | 12567.0 | |
| V | REDUCED | VISA INC | COM CL A | 92826C839 | 467,125 | 0.17 | 1362.0 |
| - | ISHARES TR | MSCI ACWI ETF | 464288257 | 455,684 | 0.16 | 2903.0 | |
| - | LADDER CAP CORP | CL A | 505743104 | 455,281 | 0.16 | 45757.0 | |
| GATX | REDUCED | GATX CORP | COM | 361448103 | 448,291 | 0.16 | 2530.0 |
| - | STATE STR SPDR S&P MIDCAP 40 | UTSER1 S&PDCRP | 78467Y107 | 431,147 | 0.15 | 613.0 | |
| PG | UNCHANGED | PROCTER & GAMBLE CO | COM | 742718109 | 424,816 | 0.15 | 2897.0 |
| - | ISHARES TR | IBONDS 29 TR HI | 46436E379 | 419,772 | 0.15 | 17947.0 | |
| NVMI | UNCHANGED | NOVA LTD | COM | M7516K103 | 411,006 | 0.15 | 757.0 |
| AXP | REDUCED | AMERICAN EXPRESS CO | COM | 025816109 | 409,295 | 0.15 | 1210.0 |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 407,966 | 0.15 | 554.0 | |
| - | VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | 390,108 | 0.14 | 1584.0 | |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 388,827 | 0.14 | 2367.0 | |
| PEP | ADDED | PEPSICO INC | COM | 713448108 | 385,755 | 0.14 | 2849.0 |
| PSX | REDUCED | PHILLIPS 66 | COM | 718546104 | 381,039 | 0.14 | 2254.0 |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 358,434 | 0.13 | 973.0 | |
| AVGO | REDUCED | BROADCOM INC | COM | 11135F101 | 357,413 | 0.13 | 946.0 |
| SYK | NEW | STRYKER CORPORATION | COM | 863667101 | 355,781 | 0.13 | 1130.0 |
| - | BLACK HILLS CORP | COM | 092113109 | 353,698 | 0.13 | 4754.0 | |
| CAT | REDUCED | CATERPILLAR INC | COM | 149123101 | 350,352 | 0.13 | 329.0 |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 343,268 | 0.12 | 686.0 | |
| ROK | UNCHANGED | ROCKWELL AUTOMATION INC | COM | 773903109 | 343,090 | 0.12 | 693.0 |
| - | DOLLAR GEN CORP | COM | 256677105 | 340,610 | 0.12 | 2959.0 | |
| - | PROGRESSIVE CORP | COM | 743315103 | 336,195 | 0.12 | 1539.0 | |
| NTR | ADDED | NUTRIEN LTD | COM | 67077M108 | 330,802 | 0.12 | 5255.0 |
| - | CAPITAL ONE FINL CORP | COM | 14040H105 | 320,992 | 0.12 | 1600.0 | |
| - | ISHARES TR | RUS MDCP VAL ETF | 464287473 | 311,752 | 0.11 | 1894.0 | |
| MSI | ADDED | MOTOROLA SOLUTIONS INC | COM NEW | 620076307 | 311,582 | 0.11 | 750.0 |
| MCD | REDUCED | MCDONALDS CORP | COM | 580135101 | 297,201 | 0.11 | 1099.0 |
| ENB | NEW | ENBRIDGE INC | COM | 29250N105 | 293,005 | 0.11 | 5405.0 |
| - | SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 286,270 | 0.1 | 9885.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 275,155 | 0.1 | 5440.0 | |
| ALC | UNCHANGED | ALCON AG | ORD SHS | H01301128 | 271,173 | 0.1 | 4041.0 |
| - | PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 | 262,390 | 0.09 | 3233.0 | |
| MMM | UNCHANGED | 3M CO | COM | 88579Y101 | 259,056 | 0.09 | 1600.0 |
| - | ENERGY TRANSFER L P | COM UT LTD PTN | 29273V100 | 248,311 | 0.09 | 12987.0 | |
| - | ELLSWORTH GROWTH & INCOME FD | COM | 289074106 | 247,978 | 0.09 | 18772.0 | |
| - | KIMBELL RTY PARTNERS LP | UNIT | 49435R102 | 242,142 | 0.09 | 16665.0 | |
| LMT | NEW | LOCKHEED MARTIN CORP | COM | 539830109 | 238,087 | 0.09 | 467.0 |
| - | MERCANTILE BK CORP | COM | 587376104 | 227,957 | 0.08 | 3970.0 | |
| ABT | REDUCED | ABBOTT LABORATORIES | COM | 002824100 | 225,832 | 0.08 | 2489.0 |
| SM | ADDED | SM ENERGY COMPANY | COM | 78454L100 | 224,721 | 0.08 | 8610.0 |
| - | ISHARES TR | ISHARES SEMICDTR | 464287523 | 221,062 | 0.08 | 345.0 | |
| - | TJX COS INC NEW | COM | 872540109 | 220,433 | 0.08 | 1455.0 | |
| HD | REDUCED | HOME DEPOT INC | COM | 437076102 | 218,309 | 0.08 | 619.0 |
| - | PACER FDS TR | US CASH COWS 100 | 69374H881 | 215,834 | 0.08 | 3470.0 | |
| DRS | ADDED | LEONARDO DRS INC | COM | 52661A108 | 212,966 | 0.08 | 4991.0 |
| FCX | NEW | FREEPORT MCMORAN INC | CL B | 35671D857 | 201,562 | 0.07 | 3205.0 |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 185,190 | 0.07 | 640.0 |
| SD | ADDED | SANDRIDGE ENERGY INC | COM NEW | 80007P869 | 172,086 | 0.06 | 12561.0 |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 171,538 | 0.06 | 480.0 |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 141,332 | 0.05 | 400.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 140,063 | 0.05 | 700.0 |
| V | REDUCED | VISA INC | COM CL A | 92826C839 | 102,927 | 0.04 | 300.0 |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 100,103 | 0.04 | 420.0 |
| KMDA | UNCHANGED | KAMADA LTD | SHS | M6240T109 | 92,484 | 0.03 | 12600.0 |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 80,206 | 0.03 | 227.0 |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 73,640 | 0.03 | 100.0 | |
| - | BRIDGER AEROSPACE GRP HLDGS | COM | 96812F102 | 57,514 | 0.02 | 29955.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 55,043 | 0.02 | 110.0 | |
| HD | REDUCED | HOME DEPOT INC | COM | 437076102 | 52,902 | 0.02 | 150.0 |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 47,757 | 0.02 | 100.0 | |
| - | PROGRESSIVE CORP | COM | 743315103 | 43,690 | 0.02 | 200.0 | |
| AVGO | REDUCED | BROADCOM INC | COM | 11135F101 | 37,775 | 0.01 | 100.0 |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 37,302 | 0.01 | 100.0 |
| SYK | NEW | STRYKER CORPORATION | COM | 863667101 | 31,484 | 0.01 | 100.0 |
| - | AMBEV SA | SPONSORED ADR | 02319V103 | 31,400 | 0.01 | 10000.0 | |
| ZVIA | NEW | ZEVIA PBC | CL A | 98955K104 | 27,710 | 0.01 | 17000.0 |
| JNJ | UNCHANGED | JOHNSON & JOHNSON | COM | 478160104 | 25,397 | 0.01 | 100.0 |
| LLY | UNCHANGED | ELI LILLY & CO | COM | 532457108 | 23,989 | 0.01 | 20.0 |
| WMT | REDUCED | WALMART INC | COM | 931142103 | 22,652 | 0.01 | 200.0 |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 16,576 | 0.01 | 100.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 13,672 | 0.0 | 100.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-17 | 278,688,845 | 147 | 1.977026 | 0.09598 | 3.475746 |
| 2026-03-31 | 2026-05-26 | 252,372,365 | 139 | 2.104581 | 0.10118 | 3.846757 |
| 2025-12-31 | 2026-02-20 | 253,986,040 | 139 | 2.05367 | 0.099698 | 3.537336 |
| 2025-09-30 | 2025-11-14 | 267,250,992 | 138 | 2.29498 | 0.111962 | 3.694666 |
| 2025-03-31 | 2025-05-15 | 228,288,289 | 132 | 1.964521 | 0.094132 | 3.659084 |
| 2024-12-31 | 2025-02-13 | 228,021,418 | 127 | 2.113892 | 0.101576 | 3.757081 |