RF&L WEALTH MANAGEMENT, LLC
CIK 0001965915
Annualised vol
1.990539%
Beta
0.091094
HHI
572.238711
Top-10 weight
65.241847%
VaR 95%
0.182859%
VaR 99%
0.358847%
Max drawdown
2.803706%
Matched value
9.806341%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| LLY | REDUCED | 3,269 | 3,369 | -2.97% | 3,920,937 |
| NVDA | UNCHANGED | 10,910 | 10,910 | 0.0% | 2,182,982 |
| ABBV | REDUCED | 8,470 | 8,720 | -2.87% | 2,131,391 |
| AAPL | ADDED | 5,105 | 4,735 | 7.81% | 1,477,281 |
| ABT | UNCHANGED | 9,494 | 9,494 | 0.0% | 861,449 |
| COST | UNCHANGED | 865 | 865 | 0.0% | 809,182 |
| GL | REDUCED | 3,413 | 3,626 | -5.87% | 609,923 |
| SO | UNCHANGED | 4,852 | 4,852 | 0.0% | 464,345 |
| AMZN | UNCHANGED | 1,837 | 1,837 | 0.0% | 437,831 |
| MSFT | REDUCED | 1,087 | 1,102 | -1.36% | 405,573 |
| GOOGL | UNCHANGED | 1,016 | 1,016 | 0.0% | 363,188 |
| JPM | REDUCED | 938 | 977 | -3.99% | 307,178 |
| CVX | UNCHANGED | 1,760 | 1,760 | 0.0% | 291,738 |
| TSLA | REDUCED | 545 | 555 | -1.8% | 229,227 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 20,198,304 | 13.67 | 288960.0 | |
| - | DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 12,540,217 | 8.49 | 282692.0 | |
| - | DIMENSIONAL ETF TRUST | US EQUI MARK ETF | 25434V401 | 11,934,807 | 8.08 | 145653.0 | |
| - | DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 10,892,762 | 7.37 | 198014.0 | |
| - | VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 9,676,337 | 6.55 | 124199.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | 7,497,963 | 5.07 | 91061.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 6,850,600 | 4.64 | 126816.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 6,333,598 | 4.29 | 9222.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 5,338,620 | 3.61 | 14427.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 5,153,952 | 3.49 | 21211.0 | |
| - | SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524748 | 5,123,906 | 3.47 | 105517.0 | |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 4,929,086 | 3.34 | 30006.0 | |
| - | ISHARES INC | CORE MSCI EMKT | 46434G103 | 4,275,704 | 2.89 | 51614.0 | |
| LLY | REDUCED | ELI LILLY & CO | COM | 532457108 | 3,920,937 | 2.65 | 3269.0 |
| - | ISHARES TR | CORE MSCI INTL | 46435G326 | 2,768,745 | 1.87 | 31106.0 | |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 2,292,175 | 1.55 | 9455.0 | |
| - | SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | 808524755 | 2,226,736 | 1.51 | 42205.0 | |
| NVDA | UNCHANGED | NVIDIA CORPORATION | COM | 67066G104 | 2,182,982 | 1.48 | 10910.0 |
| ABBV | REDUCED | ABBVIE INC | COM | 00287Y109 | 2,131,391 | 1.44 | 8470.0 |
| - | DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 1,555,237 | 1.05 | 42216.0 | |
| AAPL | ADDED | APPLE INC | COM | 037833100 | 1,477,281 | 1.0 | 5105.0 |
| - | DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 1,353,786 | 0.92 | 33735.0 | |
| - | EA SERIES TRUST | BRID OMN SMA ETF | 02072L532 | 1,219,429 | 0.83 | 41776.0 | |
| - | ISHARES TR | RUSSELL 2000 ETF | 464287655 | 1,171,983 | 0.79 | 3901.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 1,125,692 | 0.76 | 18859.0 | |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 1,115,446 | 0.75 | 27447.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 1,073,764 | 0.73 | 7240.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 1,059,794 | 0.72 | 4863.0 | |
| - | ISHARES TR | RUS 2000 VAL ETF | 464287630 | 1,037,428 | 0.7 | 4690.0 | |
| ABT | UNCHANGED | ABBOTT LABORATORIES | COM | 002824100 | 861,449 | 0.58 | 9494.0 |
| COST | UNCHANGED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 809,182 | 0.55 | 865.0 |
| - | ISHARES TR | EAFE SML CP ETF | 464288273 | 761,025 | 0.51 | 9250.0 | |
| - | SPDR INDEX SHS FDS | ST STR PO EX ETF | 78463X889 | 628,514 | 0.43 | 12473.0 | |
| GL | REDUCED | GLOBE LIFE INC | COM | 37959E102 | 609,923 | 0.41 | 3413.0 |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 588,629 | 0.4 | 20001.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 556,434 | 0.38 | 1112.0 | |
| SO | UNCHANGED | SOUTHERN CO | COM | 842587107 | 464,345 | 0.31 | 4852.0 |
| AMZN | UNCHANGED | AMAZON COM INC | COM | 023135106 | 437,831 | 0.3 | 1837.0 |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 423,419 | 0.29 | 567.0 | |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 405,573 | 0.27 | 1087.0 |
| GOOGL | UNCHANGED | ALPHABET INC | CAP STK CL A | 02079K305 | 363,188 | 0.25 | 1016.0 |
| - | VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 358,233 | 0.24 | 4075.0 | |
| JPM | REDUCED | JPMORGAN CHASE & CO | COM | 46625H100 | 307,178 | 0.21 | 938.0 |
| CVX | UNCHANGED | CHEVRON CORPORATION | COM | 166764100 | 291,738 | 0.2 | 1760.0 |
| - | OMEGA HEALTHCARE INVS INC | COM | 681936100 | 287,224 | 0.19 | 6024.0 | |
| - | VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 258,863 | 0.18 | 3375.0 | |
| - | SPDR SERIES TRUST | ST STR BLO 1 ETF | 78468R663 | 244,221 | 0.17 | 2665.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 229,994 | 0.16 | 2670.0 | |
| TSLA | REDUCED | TESLA INC | COM | 88160R101 | 229,227 | 0.16 | 545.0 |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 209,375 | 0.14 | 2500.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-22 | 147,784,227 | 50 | 1.990539 | 0.091094 | 2.803706 |
| 2026-03-31 | 2026-04-14 | 133,556,910 | 52 | 1.918381 | 0.088724 | 2.800791 |
| 2025-12-31 | 2026-01-09 | 178,429,209 | 62 | 5.865027 | 0.291568 | 8.516234 |
| 2025-09-30 | 2025-10-08 | 170,367,400 | 60 | 5.659601 | 0.280091 | 8.464824 |
| 2025-03-31 | 2025-04-21 | 139,843,246 | 58 | 5.25089 | 0.259136 | 7.286245 |
| 2024-12-31 | 2025-01-15 | 141,415,717 | 57 | 5.444591 | 0.267305 | 8.093357 |