Waterford Advisors, LLC
CIK 0001960657
Annualised vol
0.973187%
Beta
0.045797
HHI
816.689754
Top-10 weight
77.058297%
VaR 95%
0.087028%
VaR 99%
0.177292%
Max drawdown
1.923833%
Matched value
4.736872%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| RTX | ADDED | 15,255 | 15,105 | 0.99% | 2,894,331 |
| AAPL | ADDED | 8,679 | 8,385 | 3.51% | 2,511,212 |
| KEY | UNCHANGED | 69,833 | 69,833 | 0.0% | 1,609,641 |
| NVDA | REDUCED | 6,155 | 6,202 | -0.76% | 1,231,647 |
| MSFT | ADDED | 2,752 | 2,742 | 0.36% | 1,026,722 |
| CARR | UNCHANGED | 13,381 | 13,381 | 0.0% | 981,496 |
| CAT | UNCHANGED | 885 | 885 | 0.0% | 942,437 |
| JPM | ADDED | 2,367 | 2,213 | 6.96% | 774,790 |
| OTIS | UNCHANGED | 6,690 | 6,690 | 0.0% | 479,004 |
| HD | UNCHANGED | 1,313 | 1,313 | 0.0% | 463,069 |
| V | ADDED | 1,306 | 1,292 | 1.08% | 448,076 |
| AMGN | UNCHANGED | 1,000 | 1,000 | 0.0% | 362,120 |
| MRK | UNCHANGED | 2,778 | 2,778 | 0.0% | 356,973 |
| AMD | NEW | 588 | - | - | 341,575 |
| META | ADDED | 598 | 597 | 0.17% | 336,906 |
| AMZN | ADDED | 1,292 | 1,241 | 4.11% | 307,935 |
| SHW | UNCHANGED | 873 | 873 | 0.0% | 300,591 |
| JNJ | UNCHANGED | 1,131 | 1,131 | 0.0% | 287,240 |
| TSLA | REDUCED | 657 | 719 | -8.62% | 276,334 |
| SO | UNCHANGED | 2,671 | 2,671 | 0.0% | 255,641 |
| CW | UNCHANGED | 333 | 333 | 0.0% | 252,334 |
| CVX | ADDED | 1,497 | 1,429 | 4.76% | 248,143 |
| AVGO | NEW | 589 | - | - | 222,632 |
| ABBV | NEW | 874 | - | - | 219,933 |
| GOOGL | NEW | 604 | - | - | 215,731 |
| ORBS | NEW | 18,000 | - | - | 12,519 |
| VUZI | CLOSED OUT | 0 | 12,741 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 69,711,974 | 19.02 | 93087.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 35,285,789 | 9.63 | 161913.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 33,224,235 | 9.07 | 385700.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 28,839,234 | 7.87 | 404761.0 | |
| - | DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | 28,772,062 | 7.85 | 545339.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 25,378,221 | 6.93 | 702414.0 | |
| - | VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 20,418,151 | 5.57 | 421601.0 | |
| - | VANGUARD BD INDEX FDS | LONG TERM BOND | 921937793 | 16,342,556 | 4.46 | 209762.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 12,646,350 | 3.45 | 211867.0 | |
| - | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 11,774,021 | 3.21 | 170811.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V815 | 11,448,963 | 3.12 | 288532.0 | |
| - | SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 9,926,530 | 2.71 | 429163.0 | |
| - | ISHARES TR | GLOBAL REIT ETF | 46434V647 | 9,847,251 | 2.69 | 356526.0 | |
| - | SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 5,851,107 | 1.6 | 211231.0 | |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 5,718,161 | 1.56 | 20897.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 5,139,442 | 1.4 | 147643.0 | |
| - | COMMERCE BANCSHARES INC | COM | 200525103 | 3,011,205 | 0.82 | 44863.0 | |
| RTX | ADDED | RTX CORPORATION | COM | 75513E101 | 2,894,331 | 0.79 | 15255.0 |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 2,771,179 | 0.76 | 13024.0 | |
| AAPL | ADDED | APPLE INC | COM | 037833100 | 2,511,212 | 0.69 | 8679.0 |
| - | VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 1,614,600 | 0.44 | 16744.0 | |
| KEY | UNCHANGED | KEYCORP | COM | 493267108 | 1,609,641 | 0.44 | 69833.0 |
| - | PROGRESSIVE CORP | COM | 743315103 | 1,481,091 | 0.4 | 6780.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | COM | 67066G104 | 1,231,647 | 0.34 | 6155.0 |
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 1,185,823 | 0.32 | 32703.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 1,120,902 | 0.31 | 1501.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 1,101,538 | 0.3 | 3634.0 | |
| - | AMPHENOL CORP | CL A | 032095101 | 1,050,691 | 0.29 | 5959.0 | |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 1,026,722 | 0.28 | 2752.0 |
| CARR | UNCHANGED | CARRIER GLOBAL CORPORATION | COM | 14448C104 | 981,496 | 0.27 | 13381.0 |
| CAT | UNCHANGED | CATERPILLAR INC | COM | 149123101 | 942,437 | 0.26 | 885.0 |
| JPM | ADDED | JPMORGAN CHASE & CO | COM | 46625H100 | 774,790 | 0.21 | 2367.0 |
| - | ISHARES TR | MSCI EAFE ETF | 464287465 | 726,641 | 0.2 | 6995.0 | |
| - | ISHARES INC | MSCI BRAZIL ETF | 464286400 | 686,544 | 0.19 | 3388.0 | |
| - | SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 629,706 | 0.17 | 21744.0 | |
| - | BANCO SANTANDER SA | ADR | 05964H105 | 498,511 | 0.14 | 36124.0 | |
| OTIS | UNCHANGED | OTIS WORLDWIDE CORP | COM | 68902V107 | 479,004 | 0.13 | 6690.0 |
| HD | UNCHANGED | HOME DEPOT INC | COM | 437076102 | 463,069 | 0.13 | 1313.0 |
| V | ADDED | VISA INC | COM CL A | 92826C839 | 448,076 | 0.12 | 1306.0 |
| - | M & T BK CORP | COM | 55261F104 | 423,182 | 0.12 | 1778.0 | |
| - | SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 398,635 | 0.11 | 11780.0 | |
| AMGN | UNCHANGED | AMGEN INC | COM | 031162100 | 362,120 | 0.1 | 1000.0 |
| MRK | UNCHANGED | MERCK & CO INC | COM | 58933Y105 | 356,973 | 0.1 | 2778.0 |
| AMD | NEW | ADVANCED MICRO DEVICES INC | COM | 007903107 | 341,575 | 0.09 | 588.0 |
| - | ISHARES TR | MSCI EMG MKT ETF | 464287234 | 339,792 | 0.09 | 4967.0 | |
| META | ADDED | META PLATFORMS INC | CL A | 30303M102 | 336,906 | 0.09 | 598.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 328,465 | 0.09 | 2402.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 316,688 | 0.09 | 9987.0 | |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 307,935 | 0.08 | 1292.0 |
| SHW | UNCHANGED | SHERWIN WILLIAMS CO | COM | 824348106 | 300,591 | 0.08 | 873.0 |
| JNJ | UNCHANGED | JOHNSON & JOHNSON | COM | 478160104 | 287,240 | 0.08 | 1131.0 |
| TSLA | REDUCED | TESLA INC | COM | 88160R101 | 276,334 | 0.08 | 657.0 |
| SO | UNCHANGED | SOUTHERN CO | COM | 842587107 | 255,641 | 0.07 | 2671.0 |
| CW | UNCHANGED | CURTISS WRIGHT CORP | COM | 231561101 | 252,334 | 0.07 | 333.0 |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 248,143 | 0.07 | 1497.0 |
| - | APPLIED MATLS INC | COM | 038222105 | 235,384 | 0.06 | 4131.0 | |
| - | ISHARES TR | IBONDS DEC 29 | 46436E205 | 229,151 | 0.06 | 9894.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 224,631 | 0.06 | 327.0 | |
| AVGO | NEW | BROADCOM INC | COM | 11135F101 | 222,632 | 0.06 | 589.0 |
| ABBV | NEW | ABBVIE INC | COM | 00287Y109 | 219,933 | 0.06 | 874.0 |
| GOOGL | NEW | ALPHABET INC | CAP STK CL A | 02079K305 | 215,731 | 0.06 | 604.0 |
| - | ISHARES TR | ESG MSCI EM LDRS | 46436E601 | 205,414 | 0.06 | 8481.0 | |
| - | CISCO SYS INC | COM | 17275R102 | 203,323 | 0.06 | 1731.0 | |
| ORBS | NEW | EIGHTCO HOLDINGS INC | COM | 22890A302 | 12,519 | 0.0 | 18000.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-14 | 366,466,175 | 64 | 0.973187 | 0.045797 | 1.923833 |
| 2026-03-31 | 2026-05-15 | 315,275,701 | 57 | 0.919059 | 0.042772 | 1.897606 |
| 2025-12-31 | 2026-02-20 | 255,979,752 | 48 | 1.228159 | 0.057623 | 2.468831 |
| 2025-09-30 | 2025-11-14 | 289,210,771 | 54 | 0.921897 | 0.044527 | 1.74535 |
| 2025-03-31 | 2025-05-15 | 240,986,939 | 51 | 0.838455 | 0.039751 | 1.557095 |
| 2024-12-31 | 2025-02-14 | 196,440,439 | 46 | 1.103763 | 0.053238 | 1.962818 |