Fee-Only Financial Planning, L.C.
CIK 0001954044
Annualised vol
0.553431%
Beta
0.021804
HHI
1442.276935
Top-10 weight
87.104636%
VaR 95%
0.04939%
VaR 99%
0.086438%
Max drawdown
1.103155%
Matched value
3.583401%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| PM | UNCHANGED | 7,666 | 7,666 | 0.0% | 1,386,856 |
| AAPL | REDUCED | 2,777 | 2,907 | -4.47% | 803,553 |
| MO | UNCHANGED | 10,303 | 10,303 | 0.0% | 741,301 |
| SO | REDUCED | 5,518 | 5,868 | -5.96% | 528,083 |
| T | UNCHANGED | 25,377 | 25,377 | 0.0% | 525,304 |
| GEV | REDUCED | 414 | 434 | -4.61% | 486,392 |
| MSFT | UNCHANGED | 1,178 | 1,178 | 0.0% | 439,460 |
| MDLZ | UNCHANGED | 5,941 | 5,941 | 0.0% | 343,627 |
| AZO | UNCHANGED | 100 | 100 | 0.0% | 319,594 |
| D | REDUCED | 4,285 | 4,385 | -2.28% | 292,626 |
| ADBE | UNCHANGED | 1,405 | 1,405 | 0.0% | 288,053 |
| JNJ | UNCHANGED | 1,050 | 1,050 | 0.0% | 266,669 |
| WBD | UNCHANGED | 9,945 | 9,945 | 0.0% | 265,134 |
| CMCSA | CLOSED OUT | 0 | 7,969 | -100.0% | 0 |
| ED | CLOSED OUT | 0 | 1,847 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 54,225,001 | 29.06 | 629499.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 35,023,278 | 18.77 | 160709.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 16,129,469 | 8.64 | 200192.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 12,953,365 | 6.94 | 42733.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 12,600,975 | 6.75 | 51858.0 | |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 10,796,561 | 5.79 | 29523.0 | |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 8,309,591 | 4.45 | 99219.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 4,744,568 | 2.54 | 6908.0 | |
| - | VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 4,454,299 | 2.39 | 22542.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 3,300,757 | 1.77 | 8920.0 | |
| - | VANGUARD INDEX FDS | EXTEND MKT ETF | 922908652 | 2,590,129 | 1.39 | 10520.0 | |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 2,172,586 | 1.16 | 7093.0 | |
| - | BANK OF AMER CORP | COM | 060505104 | 1,955,407 | 1.05 | 34317.0 | |
| - | VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 1,802,155 | 0.97 | 20500.0 | |
| PM | UNCHANGED | PHILIP MORRIS INTL INC | COM | 718172109 | 1,386,856 | 0.74 | 7666.0 |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 1,346,232 | 0.72 | 18894.0 | |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 980,091 | 0.53 | 2850.0 | |
| - | VANGUARD WORLD FD | ENERGY ETF | 92204A306 | 960,832 | 0.51 | 6400.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 803,553 | 0.43 | 2777.0 |
| MO | UNCHANGED | ALTRIA GROUP INC | COM | 02209S103 | 741,301 | 0.4 | 10303.0 |
| - | TRUIST FINL CORP | COM | 89832Q109 | 710,832 | 0.38 | 14268.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 707,116 | 0.38 | 5172.0 | |
| - | AMERICAN ELEC PWR CO INC | COM | 025537101 | 638,766 | 0.34 | 4669.0 | |
| - | GE AEROSPACE | COM NEW | 369604301 | 565,080 | 0.3 | 1512.0 | |
| SO | REDUCED | SOUTHERN CO | COM | 842587107 | 528,083 | 0.28 | 5518.0 |
| T | UNCHANGED | AT&T INC | COM | 00206R102 | 525,304 | 0.28 | 25377.0 |
| GEV | REDUCED | GE VERNOVA INC | COM | 36828A101 | 486,392 | 0.26 | 414.0 |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 456,032 | 0.24 | 7640.0 | |
| MSFT | UNCHANGED | MICROSOFT CORP | COM | 594918104 | 439,460 | 0.24 | 1178.0 |
| MDLZ | UNCHANGED | MONDELEZ INTL INC | CL A | 609207105 | 343,627 | 0.18 | 5941.0 |
| - | FIRST TR EXCHANGE TRADED FD | RISNG DIVD ACHIV | 33738R506 | 335,183 | 0.18 | 4135.0 | |
| AZO | UNCHANGED | AUTOZONE INC | COM | 053332102 | 319,594 | 0.17 | 100.0 |
| D | REDUCED | DOMINION ENERGY INC | COM | 25746U109 | 292,626 | 0.16 | 4285.0 |
| - | ISHARES TR | S&P MC 400GR ETF | 464287606 | 289,050 | 0.15 | 2460.0 | |
| ADBE | UNCHANGED | ADOBE INC | COM | 00724F101 | 288,053 | 0.15 | 1405.0 |
| - | ISHARES TR | EAFE SML CP ETF | 464288273 | 275,605 | 0.15 | 3350.0 | |
| JNJ | UNCHANGED | JOHNSON & JOHNSON | COM | 478160104 | 266,669 | 0.14 | 1050.0 |
| WBD | UNCHANGED | WARNER BROS DISCOVERY INC | COM SER A | 934423104 | 265,134 | 0.14 | 9945.0 |
| - | FIDELITY COVINGTON TRUST | MSCI ENERGY IDX | 316092402 | 264,266 | 0.14 | 8940.0 | |
| - | ISHARES TR | S&P SML 600 GWT | 464287887 | 235,752 | 0.13 | 1320.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 231,819 | 0.12 | 315.0 | |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 224,924 | 0.12 | 2631.0 | |
| - | ISHARES TR | SP SMCP600VL ETF | 464287879 | 218,688 | 0.12 | 1600.0 | |
| - | ISHARES TR | S&P MC 400VL ETF | 464287705 | 212,731 | 0.11 | 1440.0 | |
| - | NORFOLK SOUTHN CORP | COM | 655844108 | 202,911 | 0.11 | 645.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-29 | 186,600,703 | 45 | 0.553431 | 0.021804 | 1.103155 |
| 2026-03-31 | 2026-04-29 | 165,651,312 | 43 | 0.657448 | 0.025748 | 1.322846 |
| 2025-12-31 | 2026-01-26 | 171,537,735 | 42 | 0.615687 | 0.025232 | 1.197745 |
| 2025-09-30 | 2025-10-27 | 171,406,396 | 42 | 0.629837 | 0.025763 | 1.196871 |
| 2025-03-31 | 2025-05-02 | 146,488,281 | 41 | 0.657572 | 0.024438 | 1.286665 |
| 2024-12-31 | 2025-02-05 | 154,817,338 | 40 | 0.570432 | 0.022492 | 1.07345 |