RTD Financial Advisors, Inc.
CIK 0001810555
Annualised vol
0.315702%
Beta
0.015018
HHI
362.5573
Top-10 weight
47.125896%
VaR 95%
0.027938%
VaR 99%
0.056152%
Max drawdown
0.593098%
Matched value
1.679141%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| GOOGL | ADDED | 6,462 | 4,825 | 33.93% | 2,288,895 |
| AAPL | REDUCED | 7,344 | 7,804 | -5.89% | 2,125,104 |
| PFE | ADDED | 58,450 | 53,584 | 9.08% | 1,407,476 |
| TREX | UNCHANGED | 20,568 | 20,568 | 0.0% | 1,029,223 |
| BMY | REDUCED | 15,908 | 18,520 | -14.1% | 916,619 |
| NEE | REDUCED | 9,555 | 9,659 | -1.08% | 838,654 |
| ONTO | UNCHANGED | 2,000 | 2,000 | 0.0% | 756,900 |
| JPM | NEW | 2,240 | - | - | 733,220 |
| JNJ | REDUCED | 2,568 | 2,623 | -2.1% | 652,195 |
| LLY | ADDED | 461 | 420 | 9.76% | 552,938 |
| MSFT | ADDED | 1,456 | 1,274 | 14.29% | 543,118 |
| MRK | ADDED | 3,952 | 3,572 | 10.64% | 507,832 |
| NVDA | ADDED | 2,394 | 1,353 | 76.94% | 479,016 |
| CVX | UNCHANGED | 2,834 | 2,834 | 0.0% | 469,764 |
| ALB | ADDED | 3,450 | 3,419 | 0.91% | 465,875 |
| BA | ADDED | 1,611 | 1,442 | 11.72% | 348,734 |
| SYK | UNCHANGED | 1,092 | 1,092 | 0.0% | 343,806 |
| UNH | NEW | 685 | - | - | 284,707 |
| MCD | REDUCED | 1,043 | 1,079 | -3.34% | 281,978 |
| CL | UNCHANGED | 2,827 | 2,827 | 0.0% | 259,180 |
| OMER | NEW | 11,700 | - | - | 111,267 |
| OTEX | CLOSED OUT | 0 | 11,644 | -100.0% | 0 |
| META | CLOSED OUT | 0 | 422 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 113,635,430 | 12.39 | 151738.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 49,353,875 | 5.38 | 640045.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 44,853,535 | 4.89 | 361227.0 | |
| - | INVESCO ACTIVELY MANAGED EXC | TOTAL RETURN | 46090A804 | 40,629,194 | 4.43 | 866849.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 40,255,270 | 4.39 | 271427.0 | |
| - | ISHARES TR | RUS 1000 ETF | 464287622 | 38,259,477 | 4.17 | 93430.0 | |
| - | ISHARES TR | RUS TP200 VL ETF | 464289420 | 29,431,898 | 3.21 | 279877.0 | |
| - | ISHARES TR | RUS MD CP GR ETF | 464287481 | 28,614,127 | 3.12 | 195438.0 | |
| - | ISHARES TR | RUS MDCP VAL ETF | 464287473 | 23,653,607 | 2.58 | 143704.0 | |
| - | ISHARES TR | RUS TP200 GR ETF | 464289438 | 23,423,703 | 2.55 | 80599.0 | |
| - | ISHARES TR | EAFE GRWTH ETF | 464288885 | 22,686,623 | 2.47 | 182339.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 20,679,546 | 2.26 | 256666.0 | |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 19,216,044 | 2.1 | 79264.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 17,847,961 | 1.95 | 165842.0 | |
| - | ISHARES TR | RUSSELL 2000 ETF | 464287655 | 17,243,567 | 1.88 | 57392.0 | |
| - | ISHARES TR | S&P 500 VAL ETF | 464287408 | 16,923,753 | 1.85 | 74534.0 | |
| - | ISHARES TR | S&P SML 600 GWT | 464287887 | 15,833,360 | 1.73 | 88653.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 15,661,298 | 1.71 | 262377.0 | |
| - | ISHARES TR | TIPS BD ETF | 464287176 | 15,584,777 | 1.7 | 142418.0 | |
| - | ISHARES TR | RUS 2000 GRW ETF | 464287648 | 15,573,336 | 1.7 | 39530.0 | |
| - | ISHARES TR | EAFE SML CP ETF | 464288273 | 13,945,590 | 1.52 | 169510.0 | |
| - | VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 13,809,480 | 1.51 | 69886.0 | |
| - | VANGUARD WHITEHALL FDS | INTL HIGH ETF | 921946794 | 12,759,421 | 1.39 | 129933.0 | |
| - | NEW YORK LIFE INVTS ACTIVE E | MACK MU INSD ETF | 45409F843 | 12,706,886 | 1.39 | 524861.0 | |
| - | ISHARES TR | EAFE VALUE ETF | 464288877 | 12,103,346 | 1.32 | 158110.0 | |
| - | DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 12,027,690 | 1.31 | 218646.0 | |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 11,194,484 | 1.22 | 36547.0 | |
| - | ISHARES TR | RUS 2000 VAL ETF | 464287630 | 10,942,322 | 1.19 | 49468.0 | |
| - | ISHARES TR | SP SMCP600VL ETF | 464287879 | 10,521,915 | 1.15 | 76982.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 10,376,155 | 1.13 | 352571.0 | |
| - | VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 9,990,198 | 1.09 | 106984.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 9,914,105 | 1.08 | 64256.0 | |
| - | INVESCO EXCH TRADED FD TR II | RAFI DVLPD MRKTS | 46138E743 | 9,605,530 | 1.05 | 126990.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 8,865,200 | 0.97 | 175271.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 8,748,350 | 0.95 | 36003.0 | |
| - | ISHARES TR | MSCI EMG MKT ETF | 464287234 | 7,968,078 | 0.87 | 116475.0 | |
| - | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 7,492,634 | 0.82 | 102066.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 6,225,586 | 0.68 | 20538.0 | |
| - | SPDR INDEX SHS FDS | ST INTL CAP ETF | 78463X871 | 5,465,362 | 0.6 | 124894.0 | |
| - | DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 5,281,800 | 0.58 | 75562.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 5,138,456 | 0.56 | 151846.0 | |
| - | SPDR SERIES TRUST | ST STR SP400VAL | 78464A839 | 4,993,474 | 0.54 | 52646.0 | |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 4,982,191 | 0.54 | 13624.0 | |
| - | ISHARES TR | S&P 500 GRWT ETF | 464287309 | 4,638,475 | 0.51 | 33727.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 3,882,365 | 0.42 | 71869.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 3,703,599 | 0.4 | 51980.0 | |
| - | SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 3,443,471 | 0.38 | 118904.0 | |
| - | ISHARES TR | ESG AWR US AGRGT | 46435U549 | 3,231,246 | 0.35 | 68155.0 | |
| - | ISHARES TR | ESG AW MSCI EAFE | 46435G516 | 2,873,642 | 0.31 | 27951.0 | |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 2,848,990 | 0.31 | 70103.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 2,808,096 | 0.31 | 3760.0 | |
| - | HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 | 2,786,184 | 0.3 | 71176.0 | |
| - | ISHARES TR | CORE 80 20 ETF | 464289859 | 2,686,400 | 0.29 | 27525.0 | |
| - | SPDR INDEX SHS FDS | ST PORT MARK ETF | 78463X509 | 2,627,007 | 0.29 | 50734.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 2,625,185 | 0.29 | 12046.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 2,547,279 | 0.28 | 6884.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 2,475,664 | 0.27 | 28740.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V815 | 2,447,182 | 0.27 | 63088.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 2,125,104 | 0.23 | 7344.0 |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 2,071,925 | 0.23 | 6025.0 | |
| - | DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 1,888,848 | 0.21 | 47068.0 | |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 1,865,266 | 0.2 | 6633.0 | |
| - | ISHARES TR | CORE 60 BALA ETF | 464289867 | 1,829,207 | 0.2 | 26320.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 1,786,790 | 0.19 | 5057.0 |
| - | ISHARES TR | ESG AWR MSCI USA | 46435G425 | 1,734,843 | 0.19 | 10600.0 | |
| - | ISHARES TR | ESG SELECT SCRE | 46436E551 | 1,674,197 | 0.18 | 32103.0 | |
| PFE | ADDED | PFIZER INC | COM | 717081103 | 1,407,476 | 0.15 | 58450.0 |
| - | ISHARES INC | ESG AWR MSCI EM | 46434G863 | 1,345,081 | 0.15 | 24595.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 1,274,778 | 0.14 | 9324.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 1,204,396 | 0.13 | 5090.0 | |
| - | VANGUARD INDEX FDS | REAL ESTATE ETF | 922908553 | 1,181,636 | 0.13 | 12254.0 | |
| TREX | UNCHANGED | TREX INC | COM | 89531P105 | 1,029,223 | 0.11 | 20568.0 |
| - | NUSHARES ETF TR | NUVEEN ESG SMLCP | 67092P607 | 978,494 | 0.11 | 18774.0 | |
| - | NUSHARES ETF TR | NUVEEN ESG MIDVL | 67092P508 | 948,571 | 0.1 | 21811.0 | |
| BMY | REDUCED | BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 916,619 | 0.1 | 15908.0 |
| NEE | REDUCED | NEXTERA ENERGY INC | COM | 65339F101 | 838,654 | 0.09 | 9555.0 |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 811,200 | 0.09 | 9686.0 | |
| ONTO | UNCHANGED | ONTO INNOVATION INC | COM | 683344105 | 756,900 | 0.08 | 2000.0 |
| - | BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | 748,850 | 0.08 | 1.0 | |
| - | STATE STR SPDR S&P MIDCAP 40 | UTSER1 S&PDCRP | 78467Y107 | 746,998 | 0.08 | 1062.0 | |
| JPM | NEW | JPMORGAN CHASE & CO | COM | 46625H100 | 733,220 | 0.08 | 2240.0 |
| - | NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | 724,829 | 0.08 | 6192.0 | |
| - | ISHARES TR | MSCI ACWI ETF | 464288257 | 706,365 | 0.08 | 4500.0 | |
| - | NUSHARES ETF TR | NUVEEN ESG MIDCP | 67092P409 | 684,469 | 0.07 | 14576.0 | |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 652,195 | 0.07 | 2568.0 |
| - | PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 | 605,860 | 0.07 | 7465.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | 593,218 | 0.06 | 6700.0 | |
| - | SELECT SECTOR SPDR TR | ST STR CARE ETF | 81369Y209 | 588,043 | 0.06 | 3706.0 | |
| - | SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 572,087 | 0.06 | 3003.0 | |
| LLY | ADDED | ELI LILLY & CO | COM | 532457108 | 552,938 | 0.06 | 461.0 |
| - | WEST PHARMACEUTICAL SVSC INC | COM | 955306105 | 547,116 | 0.06 | 1524.0 | |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 543,118 | 0.06 | 1456.0 |
| MRK | ADDED | MERCK & CO INC | COM | 58933Y105 | 507,832 | 0.06 | 3952.0 |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 502,105 | 0.05 | 1405.0 |
| - | NUSHARES ETF TR | NUVEEN ESG LRGVL | 67092P300 | 496,140 | 0.05 | 9925.0 | |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 479,016 | 0.05 | 2394.0 |
| CVX | UNCHANGED | CHEVRON CORPORATION | COM | 166764100 | 469,764 | 0.05 | 2834.0 |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 PUR GWT | 46137V266 | 466,489 | 0.05 | 7306.0 | |
| ALB | ADDED | ALBEMARLE CORP | COM | 012653101 | 465,875 | 0.05 | 3450.0 |
| - | ISHARES TR | MSCI EAFE ETF | 464287465 | 453,229 | 0.05 | 4363.0 | |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 427,244 | 0.05 | 4424.0 | |
| - | ISHARES TR | CORE 40 MODE ETF | 464289875 | 419,215 | 0.05 | 8403.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE PACIFIC ETF | 922042866 | 408,502 | 0.04 | 3531.0 | |
| - | WISDOMTREE TR | US QTLY DIV GRT | 97717X669 | 406,577 | 0.04 | 4252.0 | |
| - | VANGUARD WORLD FD | ESG US STK ETF | 921910733 | 398,969 | 0.04 | 3017.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 350,527 | 0.04 | 476.0 | |
| BA | ADDED | BOEING CO | COM | 097023105 | 348,734 | 0.04 | 1611.0 |
| SYK | UNCHANGED | STRYKER CORPORATION | COM | 863667101 | 343,806 | 0.04 | 1092.0 |
| - | UNION PAC CORP | COM | 907818108 | 338,021 | 0.04 | 1243.0 | |
| - | SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 333,592 | 0.04 | 9200.0 | |
| - | SPDR SERIES TRUST | ST STR SP400GRW | 78464A821 | 325,958 | 0.04 | 2908.0 | |
| - | BANK OF AMER CORP | COM | 060505104 | 317,835 | 0.03 | 5578.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 295,035 | 0.03 | 1880.0 | |
| UNH | NEW | UNITEDHEALTH GROUP INC | COM | 91324P102 | 284,707 | 0.03 | 685.0 |
| MCD | REDUCED | MCDONALDS CORP | COM | 580135101 | 281,978 | 0.03 | 1043.0 |
| - | ESSENTIAL UTILS INC | COM | 29670G102 | 272,116 | 0.03 | 7103.0 | |
| CL | UNCHANGED | COLGATE PALMOLIVE CO | COM | 194162103 | 259,180 | 0.03 | 2827.0 |
| - | ISHARES TR | ESG AWARE MSCI | 46435U663 | 236,081 | 0.03 | 4221.0 | |
| - | WISDOMTREE TR | US MIDCAP FUND | 97717W570 | 215,377 | 0.02 | 2842.0 | |
| OMER | NEW | OMEROS CORP | COM | 682143102 | 111,267 | 0.01 | 11700.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-13 | 916,927,104 | 120 | 0.315702 | 0.015018 | 0.593098 |
| 2026-03-31 | 2026-04-13 | 813,715,491 | 114 | 0.289766 | 0.013513 | 0.562077 |
| 2025-12-31 | 2026-01-27 | 819,527,250 | 113 | 0.276039 | 0.013003 | 0.514811 |
| 2025-09-30 | 2025-10-14 | 832,079,738 | 107 | 0.273837 | 0.012904 | 0.500713 |
| 2025-03-31 | 2025-04-16 | 743,949,294 | 117 | 0.293175 | 0.013361 | 0.57959 |
| 2024-12-31 | 2025-01-21 | 779,526,360 | 113 | 0.298756 | 0.013611 | 0.585818 |