VeraBank, N.A.
CIK 0001767297
Annualised vol
4.671553%
Beta
0.231602
HHI
349.393242
Top-10 weight
53.598579%
VaR 95%
0.426545%
VaR 99%
0.903092%
Max drawdown
8.683279%
Matched value
25.532725%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 67,452 | 69,288 | -2.65% | 19,517,911 |
| GOOGL | REDUCED | 54,778 | 56,330 | -2.76% | 19,429,439 |
| MSFT | REDUCED | 33,962 | 36,357 | -6.59% | 12,668,505 |
| JPM | REDUCED | 21,765 | 22,183 | -1.88% | 7,124,338 |
| AMZN | REDUCED | 28,618 | 29,487 | -2.95% | 6,820,814 |
| PANW | REDUCED | 11,977 | 12,274 | -2.42% | 4,084,397 |
| CVX | REDUCED | 22,973 | 23,213 | -1.03% | 3,808,004 |
| JNJ | REDUCED | 14,786 | 14,935 | -1.0% | 3,755,200 |
| ABBV | REDUCED | 14,486 | 15,256 | -5.05% | 3,645,257 |
| LLY | REDUCED | 2,632 | 2,768 | -4.91% | 3,156,900 |
| NVDA | REDUCED | 13,608 | 13,962 | -2.54% | 2,722,825 |
| RTX | REDUCED | 14,184 | 14,263 | -0.55% | 2,691,130 |
| LRCX | REDUCED | 5,585 | 5,835 | -4.28% | 2,420,148 |
| DE | REDUCED | 3,566 | 3,574 | -0.22% | 2,262,021 |
| AVGO | REDUCED | 5,759 | 6,079 | -5.26% | 2,175,462 |
| COST | REDUCED | 2,130 | 2,400 | -11.25% | 1,992,552 |
| BKNG | ADDED | 11,030 | 468 | 2256.84% | 1,965,987 |
| MCD | REDUCED | 6,834 | 6,975 | -2.02% | 1,847,299 |
| PG | REDUCED | 12,295 | 12,442 | -1.18% | 1,802,938 |
| ABT | REDUCED | 19,393 | 19,673 | -1.42% | 1,759,720 |
| META | REDUCED | 3,063 | 3,168 | -3.31% | 1,725,357 |
| KO | REDUCED | 20,748 | 21,748 | -4.6% | 1,686,190 |
| AMGN | REDUCED | 4,636 | 4,858 | -4.57% | 1,678,788 |
| V | REDUCED | 4,629 | 5,132 | -9.8% | 1,588,164 |
| PEP | REDUCED | 11,562 | 11,688 | -1.08% | 1,565,495 |
| MA | REDUCED | 3,013 | 3,723 | -19.07% | 1,547,477 |
| ORCL | REDUCED | 10,383 | 10,646 | -2.47% | 1,521,629 |
| NEE | REDUCED | 16,883 | 16,990 | -0.63% | 1,481,821 |
| CAT | REDUCED | 1,328 | 1,378 | -3.63% | 1,414,187 |
| MMM | UNCHANGED | 8,157 | 8,157 | 0.0% | 1,320,699 |
| AXP | REDUCED | 3,899 | 4,077 | -4.37% | 1,318,837 |
| MRK | REDUCED | 10,222 | 10,599 | -3.56% | 1,313,528 |
| PM | REDUCED | 7,178 | 7,322 | -1.97% | 1,298,572 |
| AFL | UNCHANGED | 11,053 | 11,053 | 0.0% | 1,295,964 |
| ETN | REDUCED | 2,777 | 2,824 | -1.66% | 1,183,335 |
| ENB | REDUCED | 20,023 | 22,816 | -12.24% | 1,085,447 |
| GSK | REDUCED | 20,501 | 24,269 | -15.53% | 1,074,662 |
| NUE | REDUCED | 4,662 | 5,093 | -8.46% | 1,038,460 |
| MO | UNCHANGED | 14,338 | 14,338 | 0.0% | 1,031,619 |
| SBUX | REDUCED | 9,038 | 9,295 | -2.76% | 923,593 |
| GD | REDUCED | 2,544 | 2,884 | -11.79% | 901,187 |
| MU | UNCHANGED | 763 | 763 | 0.0% | 880,723 |
| DUK | REDUCED | 5,738 | 6,904 | -16.89% | 726,316 |
| GBCI | REDUCED | 13,526 | 15,955 | -15.22% | 697,671 |
| HCA | UNCHANGED | 1,777 | 1,777 | 0.0% | 692,834 |
| PFE | REDUCED | 28,634 | 32,528 | -11.97% | 689,507 |
| CEG | UNCHANGED | 2,695 | 2,695 | 0.0% | 669,357 |
| ICE | REDUCED | 5,303 | 5,695 | -6.88% | 652,852 |
| HD | REDUCED | 1,767 | 1,774 | -0.39% | 623,186 |
| LIN | UNCHANGED | 1,175 | 1,175 | 0.0% | 609,755 |
| D | REDUCED | 8,764 | 9,361 | -6.38% | 598,493 |
| WMT | REDUCED | 5,232 | 5,719 | -8.52% | 592,576 |
| VZ | REDUCED | 13,992 | 15,330 | -8.73% | 592,421 |
| SHEL | REDUCED | 7,568 | 9,391 | -19.41% | 586,823 |
| HAL | REDUCED | 16,638 | 18,600 | -10.55% | 564,860 |
| CL | REDUCED | 5,865 | 5,930 | -1.1% | 537,703 |
| UNH | REDUCED | 1,256 | 1,320 | -4.85% | 522,031 |
| EXC | UNCHANGED | 10,227 | 10,227 | 0.0% | 476,783 |
| ADP | UNCHANGED | 2,110 | 2,110 | 0.0% | 472,535 |
| SO | REDUCED | 4,840 | 5,210 | -7.1% | 463,236 |
| BLK | REDUCED | 481 | 510 | -5.69% | 462,510 |
| INTC | NEW | 3,182 | - | - | 444,303 |
| HON | REDUCED | 1,981 | 3,963 | -50.01% | 443,434 |
| CRM | REDUCED | 2,720 | 4,321 | -37.05% | 426,115 |
| LMT | ADDED | 815 | 811 | 0.49% | 415,210 |
| TSLA | ADDED | 882 | 711 | 24.05% | 370,969 |
| PSX | UNCHANGED | 2,191 | 2,191 | 0.0% | 370,389 |
| C | REDUCED | 2,642 | 3,020 | -12.52% | 369,774 |
| NI | REDUCED | 7,591 | 13,519 | -43.85% | 360,952 |
| CB | NEW | 1,039 | - | - | 354,029 |
| GILD | REDUCED | 2,797 | 3,568 | -21.61% | 353,373 |
| NKE | REDUCED | 8,350 | 10,272 | -18.71% | 342,768 |
| COP | REDUCED | 3,035 | 3,456 | -12.18% | 315,519 |
| CVS | REDUCED | 2,674 | 2,932 | -8.8% | 276,625 |
| SYY | REDUCED | 3,279 | 3,606 | -9.07% | 274,059 |
| CME | UNCHANGED | 1,239 | 1,239 | 0.0% | 273,608 |
| ADI | REDUCED | 680 | 730 | -6.85% | 270,076 |
| FLEX | NEW | 1,645 | - | - | 266,605 |
| SNA | UNCHANGED | 652 | 652 | 0.0% | 262,365 |
| CMS | UNCHANGED | 3,400 | 3,400 | 0.0% | 260,100 |
| MDLZ | REDUCED | 4,418 | 5,031 | -12.18% | 255,537 |
| BMY | REDUCED | 4,429 | 4,694 | -5.65% | 255,199 |
| SLB | REDUCED | 5,325 | 6,834 | -22.08% | 247,559 |
| SPGI | UNCHANGED | 597 | 597 | 0.0% | 243,134 |
| OKE | REDUCED | 2,702 | 2,803 | -3.6% | 234,912 |
| KR | UNCHANGED | 4,161 | 4,161 | 0.0% | 231,060 |
| TMO | REDUCED | 453 | 873 | -48.11% | 227,116 |
| MS | NEW | 1,012 | - | - | 211,548 |
| LH | UNCHANGED | 750 | 750 | 0.0% | 210,000 |
| T | CLOSED OUT | 0 | 7,169 | -100.0% | 0 |
| CSX | CLOSED OUT | 0 | 5,717 | -100.0% | 0 |
| CTSH | CLOSED OUT | 0 | 5,406 | -100.0% | 0 |
| WEC | CLOSED OUT | 0 | 3,966 | -100.0% | 0 |
| MDT | CLOSED OUT | 0 | 2,957 | -100.0% | 0 |
| BX | CLOSED OUT | 0 | 2,767 | -100.0% | 0 |
| KMB | CLOSED OUT | 0 | 2,325 | -100.0% | 0 |
| ZTS | CLOSED OUT | 0 | 1,989 | -100.0% | 0 |
| BDX | CLOSED OUT | 0 | 1,616 | -100.0% | 0 |
| ADSK | CLOSED OUT | 0 | 1,430 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V104 | 49,929,645 | 8.26 | 965944.0 | |
| - | FLEXSHARES TR | Exchange Traded Fund | 33939L860 | 41,684,214 | 6.9 | 463570.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287200 | 39,778,790 | 6.58 | 53117.0 | |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908736 | 35,141,761 | 5.81 | 407961.0 | |
| - | BLUE BELL CREAMERIES INC. | Common Stock | BLUEBELL8 | 32,340,000 | 5.35 | 245.0 | |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V799 | 28,503,788 | 4.72 | 764997.0 | |
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V666 | 27,467,805 | 4.54 | 694684.0 | |
| - | AMERICAN CENTY ETF TR | International Equity ETF | 025072604 | 26,470,681 | 4.38 | 274336.0 | |
| - | VANGUARD WHITEHALL FDS | International Equity ETF | 921946810 | 23,185,974 | 3.84 | 248297.0 | |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V807 | 19,456,762 | 3.22 | 360177.0 | |
| AAPL | REDUCED | APPLE INC | Common Stock | 037833100 | 18,137,085 | 3.0 | 62680.0 |
| MSFT | REDUCED | MICROSOFT CORP | Common Stock | 594918104 | 12,575,250 | 2.08 | 33712.0 |
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V500 | 12,556,521 | 2.08 | 152496.0 | |
| GOOGL | REDUCED | ALPHABET INC | Common Stock | 02079K107 | 11,709,710 | 1.94 | 33141.0 |
| - | FLEXSHARES TR | Fixed Income ETF | 33939L506 | 11,073,988 | 1.83 | 463153.0 | |
| - | FLEXSHARES TR | Exchange Traded Fund | 33939L407 | 7,294,475 | 1.21 | 148021.0 | |
| JPM | REDUCED | JPMORGAN CHASE & CO | Common Stock | 46625H100 | 6,860,837 | 1.14 | 20960.0 |
| AMZN | REDUCED | AMAZON COM INC | Common Stock | 023135106 | 6,679,002 | 1.11 | 28023.0 |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908553 | 6,185,406 | 1.02 | 64144.0 | |
| - | EXXON MOBIL CORP | Common Stock | 30231G102 | 6,091,970 | 1.01 | 44558.0 | |
| GOOGL | REDUCED | ALPHABET INC | Common Stock | 02079K305 | 6,024,186 | 1.0 | 16857.0 |
| - | BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 | 5,128,997 | 0.85 | 10250.0 | |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908744 | 4,824,534 | 0.8 | 22138.0 | |
| PANW | REDUCED | PALO ALTO NETWORKS INC | Common Stock | 697435105 | 4,084,397 | 0.68 | 11977.0 |
| CVX | REDUCED | CHEVRON CORPORATION | Common Stock | 166764100 | 3,676,888 | 0.61 | 22182.0 |
| - | J P MORGAN EXCHANGE TRADED FD | Exchange Traded Fund | 46641Q332 | 3,529,266 | 0.58 | 62487.0 | |
| JNJ | REDUCED | JOHNSON & JOHNSON | Common Stock | 478160104 | 3,520,278 | 0.58 | 13861.0 |
| ABBV | REDUCED | ABBVIE INC | Common Stock | 00287Y109 | 3,468,857 | 0.57 | 13785.0 |
| - | VANGUARD WHITEHALL FDS | Exchange Traded Fund | 921946406 | 3,308,832 | 0.55 | 20938.0 | |
| - | STATE STR SPDR S&P 500 ETF TR | Exchange Traded Fund | 78462F103 | 3,280,561 | 0.54 | 4393.0 | |
| LLY | REDUCED | ELI LILLY & CO | Common Stock | 532457108 | 3,156,900 | 0.52 | 2632.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287804 | 3,121,036 | 0.52 | 21044.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | Common Stock | 67066G104 | 2,722,825 | 0.45 | 13608.0 |
| - | TAIWAN SEMICONDUCTOR MANUFACT | Common Stock | 874039100 | 2,719,761 | 0.45 | 5695.0 | |
| RTX | REDUCED | RTX CORPORATION | Common Stock | 75513E101 | 2,618,274 | 0.43 | 13800.0 |
| LRCX | REDUCED | LAM RESEARCH CORP | Common Stock | 512807306 | 2,420,148 | 0.4 | 5585.0 |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V732 | 2,385,731 | 0.39 | 58704.0 | |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908629 | 2,264,662 | 0.37 | 28108.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287614 | 2,194,332 | 0.36 | 17672.0 | |
| AVGO | REDUCED | BROADCOM INC | Common Stock | 11135F101 | 2,175,462 | 0.36 | 5759.0 |
| - | ISHARES TR | International Equity ETF | 464287465 | 2,096,714 | 0.35 | 20184.0 | |
| - | CISCO SYS INC | Common Stock | 17275R102 | 1,991,417 | 0.33 | 16954.0 | |
| - | SPDR GOLD TR | Exchange Traded Fund | 78463V107 | 1,988,515 | 0.33 | 5398.0 | |
| - | LOWES COS INC | Common Stock | 548661107 | 1,978,236 | 0.33 | 8972.0 | |
| BKNG | ADDED | BOOKING HOLDINGS INC | Common Stock | 09857L108 | 1,965,987 | 0.33 | 11030.0 |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | Common Stock | 22160K105 | 1,852,231 | 0.31 | 1980.0 |
| - | ASML HLDG NV | Int'l Common Stock | N07059210 | 1,838,243 | 0.3 | 924.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287507 | 1,743,997 | 0.29 | 22617.0 | |
| META | REDUCED | META PLATFORMS INC | Common Stock | 30303M102 | 1,725,357 | 0.29 | 3063.0 |
| MCD | REDUCED | MCDONALDS CORP | Common Stock | 580135101 | 1,723,497 | 0.29 | 6376.0 |
| AMGN | REDUCED | AMGEN INC | Common Stock | 031162100 | 1,678,788 | 0.28 | 4636.0 |
| ABT | REDUCED | ABBOTT LABORATORIES | Common Stock | 002824100 | 1,600,018 | 0.26 | 17633.0 |
| KO | REDUCED | COCA COLA CO | Common Stock | 191216100 | 1,588,666 | 0.26 | 19548.0 |
| V | REDUCED | VISA INC | Common Stock | 92826C839 | 1,588,164 | 0.26 | 4629.0 |
| - | APPLIED MATLS INC | Common Stock | 038222105 | 1,532,760 | 0.25 | 2120.0 | |
| PG | REDUCED | PROCTER & GAMBLE CO | Common Stock | 742718109 | 1,526,082 | 0.25 | 10407.0 |
| PEP | REDUCED | PEPSICO INC | Common Stock | 713448108 | 1,484,255 | 0.25 | 10962.0 |
| - | US BANCORP | Common Stock | 902973304 | 1,479,498 | 0.24 | 24495.0 | |
| MA | REDUCED | MASTERCARD INCORPORATED | Common Stock | 57636Q104 | 1,470,437 | 0.24 | 2863.0 |
| ORCL | REDUCED | ORACLE CORP | Common Stock | 68389X105 | 1,460,078 | 0.24 | 9963.0 |
| - | SABINE RTY TR | Common Stock | 785688102 | 1,445,846 | 0.24 | 19752.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287598 | 1,426,458 | 0.24 | 5884.0 | |
| DE | REDUCED | DEERE & CO | Common Stock | 244199105 | 1,419,631 | 0.23 | 2238.0 |
| - | DANAHER CORP DEL | Common Stock | 235851102 | 1,404,600 | 0.23 | 7374.0 | |
| - | WASTE MGMT INC DEL | Common Stock | 94106L109 | 1,397,680 | 0.23 | 6271.0 | |
| AAPL | REDUCED | APPLE INC | Common Stock | 037833100 | 1,380,826 | 0.23 | 4772.0 |
| - | SPDR SERIES TRUST | Exchange Traded Fund | 78464A763 | 1,315,140 | 0.22 | 8642.0 | |
| - | GALLAGHER ARTHUR J & CO | Common Stock | 363576109 | 1,289,265 | 0.21 | 5616.0 | |
| PM | REDUCED | PHILIP MORRIS INTL INC | Common Stock | 718172109 | 1,264,199 | 0.21 | 6988.0 |
| AXP | REDUCED | AMERICAN EXPRESS CO | Common Stock | 025816109 | 1,227,509 | 0.2 | 3629.0 |
| ETN | REDUCED | EATON CORP PLC | Int'l Common Stock | G29183103 | 1,183,335 | 0.2 | 2777.0 |
| CAT | REDUCED | CATERPILLAR INC | Common Stock | 149123101 | 1,147,962 | 0.19 | 1078.0 |
| GOOGL | REDUCED | ALPHABET INC | Common Stock | 02079K107 | 1,109,456 | 0.18 | 3140.0 |
| - | STATE STR SPDR S&P MIDCAP 400 | Exchange Traded Fund | 78467Y107 | 1,090,177 | 0.18 | 1550.0 | |
| GSK | REDUCED | GSK PLC | Int'l Common Stock | 37733W204 | 1,074,662 | 0.18 | 20501.0 |
| - | NORFOLK SOUTHN CORP | Common Stock | 655844108 | 1,063,314 | 0.18 | 3380.0 | |
| ENB | REDUCED | ENBRIDGE INC | Int'l Common Stock | 29250N105 | 1,058,776 | 0.18 | 19531.0 |
| - | FLEXSHARES TR | Exchange Traded Fund | 33939L860 | 1,050,535 | 0.17 | 11683.0 | |
| - | EXXON MOBIL CORP | Common Stock | 30231G102 | 1,039,345 | 0.17 | 7602.0 | |
| MO | UNCHANGED | ALTRIA GROUP INC | Common Stock | 02209S103 | 1,031,619 | 0.17 | 14338.0 |
| MRK | REDUCED | MERCK & CO INC | Common Stock | 58933Y105 | 1,015,022 | 0.17 | 7899.0 |
| AFL | UNCHANGED | AFLAC INC | Common Stock | 001055102 | 1,001,784 | 0.17 | 8544.0 |
| MMM | UNCHANGED | 3M CO | Common Stock | 88579Y101 | 999,470 | 0.17 | 6173.0 |
| NEE | REDUCED | NEXTERA ENERGY INC | Common Stock | 65339F101 | 976,266 | 0.16 | 11123.0 |
| GD | REDUCED | GENERAL DYNAMICS CORP | Common Stock | 369550108 | 901,187 | 0.15 | 2544.0 |
| - | VANGUARD SPECIALIZED FUNDS | Exchange Traded Fund | 921908844 | 896,790 | 0.15 | 3790.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287655 | 895,641 | 0.15 | 2981.0 | |
| MU | UNCHANGED | MICRON TECHNOLOGY INC | Common Stock | 595112103 | 880,723 | 0.15 | 763.0 |
| SBUX | REDUCED | STARBUCKS CORP | Common Stock | 855244109 | 874,542 | 0.14 | 8558.0 |
| DE | REDUCED | DEERE & CO | Common Stock | 244199105 | 842,390 | 0.14 | 1328.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287150 | 836,791 | 0.14 | 5094.0 | |
| - | VANGUARD TAX-MANAGED FDS | International Equity ETF | 921943858 | 830,633 | 0.14 | 11658.0 | |
| - | CANADIAN PACIFIC KANSAS CITY | Common Stock | 13646K108 | 823,175 | 0.14 | 9500.0 | |
| - | VANGUARD WHITEHALL FDS | International Equity ETF | 921946810 | 766,370 | 0.13 | 8207.0 | |
| NUE | REDUCED | NUCOR CORP | Common Stock | 670346105 | 756,236 | 0.13 | 3395.0 |
| - | AMERICAN CENTY ETF TR | International Equity ETF | 025072604 | 744,131 | 0.12 | 7712.0 | |
| - | LOWES COS INC | Common Stock | 548661107 | 710,419 | 0.12 | 3222.0 | |
| GBCI | REDUCED | GLACIER BANCORP INC NEW | Common Stock | 37637Q105 | 697,671 | 0.12 | 13526.0 |
| PFE | REDUCED | PFIZER INC | Common Stock | 717081103 | 689,507 | 0.11 | 28634.0 |
| - | KRANESHARES TRUST | Exchange Traded Fund | 500767769 | 672,466 | 0.11 | 12817.0 | |
| CEG | UNCHANGED | CONSTELLATION ENERGY CORP | Common Stock | 21037T109 | 669,357 | 0.11 | 2695.0 |
| DUK | REDUCED | DUKE ENERGY CORP NEW | Common Stock | 26441C204 | 668,722 | 0.11 | 5283.0 |
| - | UNION PAC CORP | Common Stock | 907818108 | 665,584 | 0.11 | 2447.0 | |
| HCA | UNCHANGED | HCA HEALTHCARE INC | Common Stock | 40412C101 | 658,914 | 0.11 | 1690.0 |
| ICE | REDUCED | INTERCONTINENTAL EXCHANGE INC | Common Stock | 45866F104 | 652,852 | 0.11 | 5303.0 |
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V666 | 628,646 | 0.1 | 15899.0 | |
| HD | REDUCED | HOME DEPOT INC | Common Stock | 437076102 | 623,186 | 0.1 | 1767.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287309 | 599,906 | 0.1 | 4362.0 | |
| WMT | REDUCED | WALMART INC | Common Stock | 931142103 | 592,576 | 0.1 | 5232.0 |
| SHEL | REDUCED | SHELL PLC | Int'l Common Stock | 780259305 | 586,823 | 0.1 | 7568.0 |
| GOOGL | REDUCED | ALPHABET INC | Common Stock | 02079K305 | 586,087 | 0.1 | 1640.0 |
| - | BANK OF AMER CORP | Common Stock | 060505104 | 576,011 | 0.1 | 10109.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | Common Stock | 084670702 | 560,437 | 0.09 | 1120.0 | |
| LIN | UNCHANGED | LINDE PLC | Common Stock | G54950103 | 557,861 | 0.09 | 1075.0 |
| - | EMERSON ELEC CO | Common Stock | 291011104 | 553,991 | 0.09 | 3870.0 | |
| - | CISCO SYS INC | Common Stock | 17275R102 | 523,284 | 0.09 | 4455.0 | |
| VZ | REDUCED | VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 | 523,280 | 0.09 | 12359.0 |
| - | AMERICAN WTR WKS CO INC NEW | Common Stock | 030420103 | 519,741 | 0.09 | 3950.0 | |
| D | REDUCED | DOMINION ENERGY INC | Common Stock | 25746U109 | 511,970 | 0.08 | 7497.0 |
| NEE | REDUCED | NEXTERA ENERGY INC | Common Stock | 65339F101 | 505,555 | 0.08 | 5760.0 |
| HAL | REDUCED | HALLIBURTON CO | Common Stock | 406216101 | 493,056 | 0.08 | 14523.0 |
| EXC | UNCHANGED | EXELON CORP | Common Stock | 30161N101 | 476,783 | 0.08 | 10227.0 |
| UNH | REDUCED | UNITEDHEALTH GROUP INC | Common Stock | 91324P102 | 476,312 | 0.08 | 1146.0 |
| ADP | UNCHANGED | AUTOMATIC DATA PROCESSING INC | Common Stock | 053015103 | 472,535 | 0.08 | 2110.0 |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908736 | 450,684 | 0.07 | 5232.0 | |
| HON | REDUCED | HONEYWELL INTL INC | Common Stock | 438516205 | 443,434 | 0.07 | 1981.0 |
| - | VALERO ENERGY CORP | Common Stock | 91913Y100 | 442,488 | 0.07 | 1699.0 | |
| - | VANGUARD INTL EQUITY INDEX FDS | Exchange Traded Fund | 922042858 | 441,408 | 0.07 | 7395.0 | |
| - | MARSH & MCLENNAN COS INC | Common Stock | 571748102 | 426,842 | 0.07 | 2561.0 | |
| BLK | REDUCED | BLACKROCK INC | Common Stock | 09290D101 | 419,240 | 0.07 | 436.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287507 | 416,394 | 0.07 | 5400.0 | |
| LMT | ADDED | LOCKHEED MARTIN CORP | Common Stock | 539830109 | 415,210 | 0.07 | 815.0 |
| CRM | REDUCED | SALESFORCE INC | Common Stock | 79466L302 | 399,483 | 0.07 | 2550.0 |
| - | INTERNATIONAL BUSINESS MACHS | Common Stock | 459200101 | 397,069 | 0.07 | 1412.0 | |
| - | CAPITAL ONE FINL CORP | Common Stock | 14040H105 | 395,422 | 0.07 | 1971.0 | |
| - | WISDOMTREE TR | Exchange Traded Fund | 97717X669 | 387,835 | 0.06 | 4056.0 | |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908363 | 387,361 | 0.06 | 564.0 | |
| - | SELECT SECTOR SPDR TR | Exchange Traded Fund | 81369Y506 | 387,172 | 0.06 | 7290.0 | |
| - | FRANKLIN TEMPLETON ETF TR | Exchange Traded Fund | 35473P884 | 379,726 | 0.06 | 6560.0 | |
| TSLA | ADDED | TESLA INC | Common Stock | 88160R101 | 370,969 | 0.06 | 882.0 |
| PSX | UNCHANGED | PHILLIPS 66 | Common Stock | 718546104 | 370,389 | 0.06 | 2191.0 |
| SO | REDUCED | SOUTHERN CO | Common Stock | 842587107 | 367,526 | 0.06 | 3840.0 |
| NI | REDUCED | NISOURCE INC | Common Stock | 65473P105 | 360,952 | 0.06 | 7591.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287705 | 357,063 | 0.06 | 2417.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287408 | 356,257 | 0.06 | 1569.0 | |
| CB | NEW | CHUBB LIMITED | Int'l Common Stock | H1467J104 | 354,029 | 0.06 | 1039.0 |
| GILD | REDUCED | GILEAD SCIENCES INC | Common Stock | 375558103 | 353,373 | 0.06 | 2797.0 |
| C | REDUCED | CITIGROUP INC | Common Stock | 172967424 | 350,320 | 0.06 | 2503.0 |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908629 | 346,451 | 0.06 | 4300.0 | |
| NKE | REDUCED | NIKE INC | Common Stock | 654106103 | 342,768 | 0.06 | 8350.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287606 | 328,765 | 0.05 | 2798.0 | |
| MMM | UNCHANGED | 3M CO | Common Stock | 88579Y101 | 321,229 | 0.05 | 1984.0 |
| MRK | REDUCED | MERCK & CO INC | Common Stock | 58933Y105 | 298,506 | 0.05 | 2323.0 |
| CL | REDUCED | COLGATE PALMOLIVE CO | Common Stock | 194162103 | 297,410 | 0.05 | 3244.0 |
| - | UNITED PARCEL SVCS INC | Common Stock | 911312106 | 295,625 | 0.05 | 2750.0 | |
| COP | REDUCED | CONOCOPHILLIPS | Common Stock | 20825C104 | 294,311 | 0.05 | 2831.0 |
| AFL | UNCHANGED | AFLAC INC | Common Stock | 001055102 | 294,180 | 0.05 | 2509.0 |
| - | MARATHON PETE CORP | Common Stock | 56585A102 | 293,509 | 0.05 | 1148.0 | |
| - | ACCENTURE PLC IRELAND | Int'l Common Stock | G1151C101 | 283,848 | 0.05 | 2281.0 | |
| NUE | REDUCED | NUCOR CORP | Common Stock | 670346105 | 282,224 | 0.05 | 1267.0 |
| - | APPLIED MATLS INC | Common Stock | 038222105 | 280,524 | 0.05 | 388.0 | |
| - | TEXAS INSTRS INC | Common Stock | 882508104 | 279,292 | 0.05 | 937.0 | |
| - | TJX COS INC NEW | Common Stock | 872540109 | 277,700 | 0.05 | 1833.0 | |
| PG | REDUCED | PROCTER & GAMBLE CO | Common Stock | 742718109 | 276,856 | 0.05 | 1888.0 |
| CME | UNCHANGED | CME GROUP INC | Common Stock | 12572Q105 | 273,608 | 0.05 | 1239.0 |
| ADI | REDUCED | ANALOG DEVICES INC | Common Stock | 032654105 | 270,076 | 0.04 | 680.0 |
| FLEX | NEW | FLEX LTD | Common Stock | Y2573F102 | 266,605 | 0.04 | 1645.0 |
| CAT | REDUCED | CATERPILLAR INC | Common Stock | 149123101 | 266,225 | 0.04 | 250.0 |
| JPM | REDUCED | JPMORGAN CHASE & CO | Common Stock | 46625H100 | 263,501 | 0.04 | 805.0 |
| SNA | UNCHANGED | SNAP ON INC | Common Stock | 833034101 | 262,365 | 0.04 | 652.0 |
| CMS | UNCHANGED | CMS ENERGY CORP | Common Stock | 125896100 | 260,100 | 0.04 | 3400.0 |
| MDLZ | REDUCED | MONDELEZ INTL INC | Common Stock | 609207105 | 255,537 | 0.04 | 4418.0 |
| BMY | REDUCED | BRISTOL-MYERS SQUIBB CO | Common Stock | 110122108 | 255,199 | 0.04 | 4429.0 |
| INTC | NEW | INTEL CORP | Common Stock | 458140100 | 248,821 | 0.04 | 1782.0 |
| - | VANGUARD WORLD FD | Exchange Traded Fund | 921910840 | 248,607 | 0.04 | 1521.0 | |
| SLB | REDUCED | SLB LIMITED | Int'l Common Stock | 806857108 | 247,559 | 0.04 | 5325.0 |
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V104 | 245,011 | 0.04 | 4740.0 | |
| SPGI | UNCHANGED | S&P GLOBAL INC | Common Stock | 78409V104 | 243,134 | 0.04 | 597.0 |
| CL | REDUCED | COLGATE PALMOLIVE CO | Common Stock | 194162103 | 240,293 | 0.04 | 2621.0 |
| CVS | REDUCED | CVS HEALTH CORP | Common Stock | 126650100 | 238,245 | 0.04 | 2303.0 |
| JNJ | REDUCED | JOHNSON & JOHNSON | Common Stock | 478160104 | 234,922 | 0.04 | 925.0 |
| OKE | REDUCED | ONEOK INC NEW | Common Stock | 682680103 | 234,912 | 0.04 | 2702.0 |
| KR | UNCHANGED | KROGER CO | Common Stock | 501044101 | 231,060 | 0.04 | 4161.0 |
| TMO | REDUCED | THERMO FISHER SCIENTIFIC INC | Common Stock | 883556102 | 227,116 | 0.04 | 453.0 |
| - | UNIFIED SER TR | Exchange Traded Fund | 90470L550 | 215,968 | 0.04 | 4238.0 | |
| - | ISHARES TR | Fixed Income ETF | 464288414 | 215,240 | 0.04 | 2000.0 | |
| MS | NEW | MORGAN STANLEY | Common Stock | 617446448 | 211,548 | 0.04 | 1012.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287846 | 210,898 | 0.03 | 1157.0 | |
| - | VANGUARD SCOTTSDALE FDS | Exchange Traded Fund | 92206C680 | 210,247 | 0.03 | 1645.0 | |
| LH | UNCHANGED | LABCORP HOLDINGS INC | Common Stock | 504922105 | 210,000 | 0.03 | 750.0 |
| - | VANGUARD WORLD FD | Exchange Traded Fund | 92204A504 | 209,307 | 0.03 | 700.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287168 | 203,190 | 0.03 | 1300.0 | |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V807 | 198,361 | 0.03 | 3672.0 | |
| INTC | NEW | INTEL CORP | Common Stock | 458140100 | 195,482 | 0.03 | 1400.0 |
| - | DANAHER CORP DEL | Common Stock | 235851102 | 185,718 | 0.03 | 975.0 | |
| - | INTERNATIONAL BUSINESS MACHS | Common Stock | 459200101 | 176,600 | 0.03 | 628.0 | |
| ABBV | REDUCED | ABBVIE INC | Common Stock | 00287Y109 | 176,400 | 0.03 | 701.0 |
| ABT | REDUCED | ABBOTT LABORATORIES | Common Stock | 002824100 | 159,702 | 0.03 | 1760.0 |
| - | ISHARES TR | Exchange Traded Fund | 464287804 | 159,285 | 0.03 | 1074.0 | |
| - | ISHARES TR | Exchange Traded Fund | 464287200 | 144,536 | 0.02 | 193.0 | |
| SYY | REDUCED | SYSCO CORP | Common Stock | 871829107 | 144,176 | 0.02 | 1725.0 |
| - | FLEXSHARES TR | Exchange Traded Fund | 33939L407 | 141,877 | 0.02 | 2879.0 | |
| AMZN | REDUCED | AMAZON COM INC | Common Stock | 023135106 | 141,812 | 0.02 | 595.0 |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | Common Stock | 22160K105 | 140,321 | 0.02 | 150.0 |
| CVX | REDUCED | CHEVRON CORPORATION | Common Stock | 166764100 | 131,116 | 0.02 | 791.0 |
| SYY | REDUCED | SYSCO CORP | Common Stock | 871829107 | 129,883 | 0.02 | 1554.0 |
| - | MARATHON PETE CORP | Common Stock | 56585A102 | 127,835 | 0.02 | 500.0 | |
| MCD | REDUCED | MCDONALDS CORP | Common Stock | 580135101 | 123,802 | 0.02 | 458.0 |
| - | NUVEEN PFD & INCOME OPPORTUNIT | Exchange Traded Fund | 67073B106 | 107,625 | 0.02 | 13658.0 | |
| KO | REDUCED | COCA COLA CO | Common Stock | 191216100 | 97,524 | 0.02 | 1200.0 |
| - | SPDR GOLD TR | Exchange Traded Fund | 78463V107 | 97,252 | 0.02 | 264.0 | |
| SO | REDUCED | SOUTHERN CO | Common Stock | 842587107 | 95,710 | 0.02 | 1000.0 |
| MSFT | REDUCED | MICROSOFT CORP | Common Stock | 594918104 | 93,255 | 0.02 | 250.0 |
| AXP | REDUCED | AMERICAN EXPRESS CO | Common Stock | 025816109 | 91,328 | 0.02 | 270.0 |
| D | REDUCED | DOMINION ENERGY INC | Common Stock | 25746U109 | 86,523 | 0.01 | 1267.0 |
| PEP | REDUCED | PEPSICO INC | Common Stock | 713448108 | 81,240 | 0.01 | 600.0 |
| - | FLEXSHARES TR | Fixed Income ETF | 33939L506 | 79,883 | 0.01 | 3341.0 | |
| MA | REDUCED | MASTERCARD INCORPORATED | Common Stock | 57636Q104 | 77,040 | 0.01 | 150.0 |
| RTX | REDUCED | RTX CORPORATION | Common Stock | 75513E101 | 72,856 | 0.01 | 384.0 |
| HAL | REDUCED | HALLIBURTON CO | Common Stock | 406216101 | 71,804 | 0.01 | 2115.0 |
| VZ | REDUCED | VERIZON COMMUNICATIONS INC | Common Stock | 92343V104 | 69,141 | 0.01 | 1633.0 |
| - | BANK OF AMER CORP | Common Stock | 060505104 | 68,376 | 0.01 | 1200.0 | |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V799 | 65,764 | 0.01 | 1765.0 | |
| ORCL | REDUCED | ORACLE CORP | Common Stock | 68389X105 | 61,551 | 0.01 | 420.0 |
| - | ACCENTURE PLC IRELAND | Int'l Common Stock | G1151C101 | 60,105 | 0.01 | 483.0 | |
| - | UNITED PARCEL SVCS INC | Common Stock | 911312106 | 59,125 | 0.01 | 550.0 | |
| DUK | REDUCED | DUKE ENERGY CORP NEW | Common Stock | 26441C204 | 57,594 | 0.01 | 455.0 |
| LIN | UNCHANGED | LINDE PLC | Common Stock | G54950103 | 51,894 | 0.01 | 100.0 |
| SBUX | REDUCED | STARBUCKS CORP | Common Stock | 855244109 | 49,051 | 0.01 | 480.0 |
| UNH | REDUCED | UNITEDHEALTH GROUP INC | Common Stock | 91324P102 | 45,719 | 0.01 | 110.0 |
| BLK | REDUCED | BLACKROCK INC | Common Stock | 09290D101 | 43,270 | 0.01 | 45.0 |
| - | US BANCORP | Common Stock | 902973304 | 42,703 | 0.01 | 707.0 | |
| - | J P MORGAN EXCHANGE TRADED FD | Exchange Traded Fund | 46641Q332 | 40,666 | 0.01 | 720.0 | |
| CVS | REDUCED | CVS HEALTH CORP | Common Stock | 126650100 | 38,380 | 0.01 | 371.0 |
| PM | REDUCED | PHILIP MORRIS INTL INC | Common Stock | 718172109 | 34,373 | 0.01 | 190.0 |
| HCA | UNCHANGED | HCA HEALTHCARE INC | Common Stock | 40412C101 | 33,920 | 0.01 | 87.0 |
| - | MARSH & MCLENNAN COS INC | Common Stock | 571748102 | 30,001 | 0.0 | 180.0 | |
| ENB | REDUCED | ENBRIDGE INC | Int'l Common Stock | 29250N105 | 26,671 | 0.0 | 492.0 |
| CRM | REDUCED | SALESFORCE INC | Common Stock | 79466L302 | 26,632 | 0.0 | 170.0 |
| COP | REDUCED | CONOCOPHILLIPS | Common Stock | 20825C104 | 21,208 | 0.0 | 204.0 |
| - | VANGUARD INDEX FDS | Exchange Traded Fund | 922908553 | 19,865 | 0.0 | 206.0 | |
| C | REDUCED | CITIGROUP INC | Common Stock | 172967424 | 19,454 | 0.0 | 139.0 |
| - | DIMENSIONAL ETF TRUST | Exchange Traded Fund | 25434V500 | 14,821 | 0.0 | 180.0 | |
| - | DIMENSIONAL ETF TRUST | International Equity ETF | 25434V732 | 8,006 | 0.0 | 197.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-06 | 604,417,923 | 244 | 4.671553 | 0.231602 | 8.683279 |
| 2026-03-31 | 2026-05-12 | 546,317,603 | 250 | 4.839202 | 0.239347 | 9.241537 |
| 2025-12-31 | 2026-02-11 | 549,768,120 | 260 | 5.27781 | 0.261645 | 9.721613 |
| 2025-09-30 | 2025-11-07 | 534,928,713 | 265 | 5.317857 | 0.263685 | 9.881743 |
| 2025-03-31 | 2025-05-09 | 358,465,186 | 223 | 5.064751 | 0.247744 | 9.958755 |
| 2024-12-31 | 2025-01-30 | 354,688,165 | 226 | 5.515881 | 0.270976 | 10.496045 |