SUMMIT WEALTH & RETIREMENT PLANNING, INC.
CIK 0001766995
Annualised vol
2.066107%
Beta
0.103213
HHI
629.787247
Top-10 weight
68.04857%
VaR 95%
0.190441%
VaR 99%
0.378875%
Max drawdown
3.487067%
Matched value
14.448865%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| GLTR | ADDED | 129,390 | 128,389 | 0.78% | 23,438,998 |
| GOOGL | REDUCED | 20,553 | 20,714 | -0.78% | 7,316,249 |
| AAPL | REDUCED | 22,956 | 24,552 | -6.5% | 6,642,602 |
| MSFT | REDUCED | 11,583 | 11,603 | -0.17% | 4,320,692 |
| TSLA | REDUCED | 6,560 | 6,657 | -1.46% | 2,759,136 |
| JPM | REDUCED | 8,002 | 8,102 | -1.23% | 2,619,295 |
| AVGO | REDUCED | 6,263 | 6,303 | -0.63% | 2,365,848 |
| NVDA | REDUCED | 10,432 | 10,729 | -2.77% | 2,087,340 |
| LLY | REDUCED | 1,060 | 1,260 | -15.87% | 1,271,396 |
| AMZN | REDUCED | 4,035 | 4,134 | -2.39% | 961,702 |
| ABBV | UNCHANGED | 3,802 | 3,802 | 0.0% | 956,735 |
| AMD | UNCHANGED | 1,555 | 1,555 | 0.0% | 903,315 |
| PANW | REDUCED | 2,530 | 2,543 | -0.51% | 862,781 |
| HD | REDUCED | 2,247 | 2,568 | -12.5% | 792,472 |
| RTX | UNCHANGED | 3,702 | 3,702 | 0.0% | 702,380 |
| CPRT | UNCHANGED | 23,540 | 23,540 | 0.0% | 663,593 |
| MS | REDUCED | 2,930 | 3,355 | -12.67% | 612,487 |
| MRK | REDUCED | 4,503 | 4,726 | -4.72% | 578,622 |
| MA | UNCHANGED | 1,102 | 1,102 | 0.0% | 565,987 |
| COST | REDUCED | 573 | 603 | -4.98% | 536,032 |
| JNJ | REDUCED | 2,105 | 2,125 | -0.94% | 534,607 |
| CAT | UNCHANGED | 463 | 463 | 0.0% | 493,049 |
| META | ADDED | 849 | 848 | 0.12% | 478,234 |
| SCHW | REDUCED | 4,544 | 4,714 | -3.61% | 419,286 |
| UNH | REDUCED | 992 | 1,009 | -1.68% | 412,305 |
| BLK | REDUCED | 403 | 438 | -7.99% | 387,509 |
| V | UNCHANGED | 1,085 | 1,085 | 0.0% | 372,253 |
| SRE | UNCHANGED | 3,989 | 3,989 | 0.0% | 369,824 |
| SYK | REDUCED | 1,172 | 1,188 | -1.35% | 368,992 |
| CME | UNCHANGED | 1,637 | 1,637 | 0.0% | 361,499 |
| DE | UNCHANGED | 565 | 565 | 0.0% | 358,396 |
| ABT | REDUCED | 3,932 | 3,987 | -1.38% | 356,790 |
| TT | REDUCED | 658 | 793 | -17.02% | 323,183 |
| PG | REDUCED | 2,023 | 2,205 | -8.25% | 296,653 |
| CVX | ADDED | 1,512 | 1,406 | 7.54% | 250,565 |
| BF-B | UNCHANGED | 8,677 | 8,677 | 0.0% | 231,242 |
| COP | ADDED | 2,210 | 2,079 | 6.3% | 229,752 |
| MCD | UNCHANGED | 824 | 824 | 0.0% | 222,745 |
| LRCX | NEW | 490 | - | - | 212,332 |
| CB | NEW | 605 | - | - | 206,148 |
| GEV | NEW | 171 | - | - | 200,901 |
| AQST | UNCHANGED | 35,000 | 35,000 | 0.0% | 145,600 |
| AMGN | CLOSED OUT | 0 | 656 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 61,858,567 | 13.11 | 1777034.0 | |
| - | VANGUARD WORLD FD | MEGA CAP INDEX | 921910873 | 59,438,823 | 12.59 | 217223.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 51,505,563 | 10.91 | 1522032.0 | |
| - | SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 32,574,234 | 6.9 | 1175965.0 | |
| GLTR | ADDED | ABRDN PRECIOUS METALS BASKET | PHYSCL PRECS MET | 003263100 | 23,438,998 | 4.97 | 129390.0 |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 22,197,845 | 4.7 | 614388.0 | |
| - | LITMAN GREGORY FDS TR | IMGP DBI MAN ETF | 53700T827 | 19,542,690 | 4.14 | 638441.0 | |
| - | SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 18,416,935 | 3.9 | 507913.0 | |
| - | EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | 17,973,169 | 3.81 | 153499.0 | |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 14,199,493 | 3.01 | 58572.0 | |
| - | DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 10,680,692 | 2.26 | 266152.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 9,174,816 | 1.94 | 12286.0 | |
| - | ISHARES TR | MSCI EAFE ETF | 464287465 | 8,936,928 | 1.89 | 86031.0 | |
| - | ISHARES TR | RUSSELL 2000 ETF | 464287655 | 6,756,764 | 1.43 | 22489.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 6,642,602 | 1.41 | 22956.0 |
| - | SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 6,588,433 | 1.4 | 227501.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 5,199,094 | 1.1 | 41871.0 | |
| - | ISHARES TR | MSCI EMG MKT ETF | 464287234 | 5,189,377 | 1.1 | 75857.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 4,805,127 | 1.02 | 19775.0 | |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL A | 02079K305 | 4,799,479 | 1.02 | 13430.0 |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 4,582,963 | 0.97 | 6673.0 | |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 4,320,692 | 0.92 | 11583.0 |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 3,377,410 | 0.72 | 15498.0 | |
| - | EA SERIES TRUST | CAMBRIA GLOBAL E | 02072Q176 | 3,211,991 | 0.68 | 62800.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 2,956,573 | 0.63 | 9754.0 | |
| TSLA | REDUCED | TESLA INC | COM | 88160R101 | 2,759,136 | 0.58 | 6560.0 |
| JPM | REDUCED | JPMORGAN CHASE & CO | COM | 46625H100 | 2,619,295 | 0.56 | 8002.0 |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL C | 02079K107 | 2,516,770 | 0.53 | 7123.0 |
| AVGO | REDUCED | BROADCOM INC | COM | 11135F101 | 2,365,848 | 0.5 | 6263.0 |
| - | AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | 2,364,186 | 0.5 | 22942.0 | |
| - | EA SERIES TRUST | ALPHA ARCHITECT | 02072Q275 | 2,302,992 | 0.49 | 40458.0 | |
| - | VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 2,123,457 | 0.45 | 36003.0 | |
| - | EA SERIES TRUST | ALPHA ARCHITECT | 02072Q358 | 2,096,516 | 0.44 | 39418.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | COM | 67066G104 | 2,087,340 | 0.44 | 10432.0 |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 1,920,497 | 0.41 | 3838.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 1,859,759 | 0.39 | 21590.0 | |
| - | CAMBRIA ETF TR | SHSHLD YIELD ETF | 132061201 | 1,791,057 | 0.38 | 22647.0 | |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 1,443,098 | 0.31 | 14942.0 | |
| LLY | REDUCED | ELI LILLY & CO | COM | 532457108 | 1,271,396 | 0.27 | 1060.0 |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 961,702 | 0.2 | 4035.0 |
| ABBV | UNCHANGED | ABBVIE INC | COM | 00287Y109 | 956,735 | 0.2 | 3802.0 |
| - | EA SERIES TRUST | ALPHA ARCHITECT | 02072Q853 | 926,290 | 0.2 | 15504.0 | |
| AMD | UNCHANGED | ADVANCED MICRO DEVICES INC | COM | 007903107 | 903,315 | 0.19 | 1555.0 |
| - | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 865,677 | 0.18 | 27300.0 | |
| PANW | REDUCED | PALO ALTO NETWORKS INC | COM | 697435105 | 862,781 | 0.18 | 2530.0 |
| - | BANK OF AMER CORP | COM | 060505104 | 836,068 | 0.18 | 14673.0 | |
| - | SIMPSON MFG INC | COM | 829073105 | 807,463 | 0.17 | 3857.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 799,328 | 0.17 | 13391.0 | |
| HD | REDUCED | HOME DEPOT INC | COM | 437076102 | 792,472 | 0.17 | 2247.0 |
| - | ISHARES TR | CORE HIGH DV ETF | 46429B663 | 763,670 | 0.16 | 27861.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 712,448 | 0.15 | 5211.0 | |
| RTX | UNCHANGED | RTX CORPORATION | COM | 75513E101 | 702,380 | 0.15 | 3702.0 |
| - | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 700,705 | 0.15 | 4434.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 683,834 | 0.14 | 1848.0 | |
| - | STATE STR CORP | COM | 857477103 | 682,131 | 0.14 | 4022.0 | |
| - | OREILLY AUTOMOTIVE INC | COM | 67103H107 | 665,811 | 0.14 | 7230.0 | |
| CPRT | UNCHANGED | COPART INC | COM | 217204106 | 663,593 | 0.14 | 23540.0 |
| - | CISCO SYS INC | COM | 17275R102 | 637,636 | 0.14 | 5429.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 633,591 | 0.13 | 8893.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 624,140 | 0.13 | 848.0 | |
| MS | REDUCED | MORGAN STANLEY | COM NEW | 617446448 | 612,487 | 0.13 | 2930.0 |
| MRK | REDUCED | MERCK & CO INC | COM | 58933Y105 | 578,622 | 0.12 | 4503.0 |
| MA | UNCHANGED | MASTERCARD INCORPORATED | CL A | 57636Q104 | 565,987 | 0.12 | 1102.0 |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 547,554 | 0.12 | 6796.0 | |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 536,032 | 0.11 | 573.0 |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 534,607 | 0.11 | 2105.0 |
| - | MARRIOTT INTL INC NEW | CL A | 571903202 | 522,532 | 0.11 | 1410.0 | |
| - | QUALCOMM INC | COM | 747525103 | 509,404 | 0.11 | 2757.0 | |
| CAT | UNCHANGED | CATERPILLAR INC | COM | 149123101 | 493,049 | 0.1 | 463.0 |
| META | ADDED | META PLATFORMS INC | CL A | 30303M102 | 478,234 | 0.1 | 849.0 |
| - | SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 428,670 | 0.09 | 2250.0 | |
| SCHW | REDUCED | SCHWAB CHARLES CORP | COM | 808513105 | 419,286 | 0.09 | 4544.0 |
| UNH | REDUCED | UNITEDHEALTH GROUP INC | COM | 91324P102 | 412,305 | 0.09 | 992.0 |
| - | ISHARES TR | RUS 1000 ETF | 464287622 | 409,500 | 0.09 | 1000.0 | |
| - | J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | 388,978 | 0.08 | 6887.0 | |
| BLK | REDUCED | BLACKROCK INC | COM | 09290D101 | 387,509 | 0.08 | 403.0 |
| V | UNCHANGED | VISA INC | COM CL A | 92826C839 | 372,253 | 0.08 | 1085.0 |
| SRE | UNCHANGED | SEMPRA | COM | 816851109 | 369,824 | 0.08 | 3989.0 |
| SYK | REDUCED | STRYKER CORPORATION | COM | 863667101 | 368,992 | 0.08 | 1172.0 |
| CME | UNCHANGED | CME GROUP INC | COM | 12572Q105 | 361,499 | 0.08 | 1637.0 |
| - | WELLS FARGO & CO | COM | 949746101 | 359,484 | 0.08 | 4350.0 | |
| - | NORFOLK SOUTHN CORP | COM | 655844108 | 359,262 | 0.08 | 1142.0 | |
| DE | UNCHANGED | DEERE & CO | COM | 244199105 | 358,396 | 0.08 | 565.0 |
| ABT | REDUCED | ABBOTT LABORATORIES | COM | 002824100 | 356,790 | 0.08 | 3932.0 |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 345,973 | 0.07 | 1006.0 | |
| TT | REDUCED | TRANE TECHNOLOGIES PLC | SHS | G8994E103 | 323,183 | 0.07 | 658.0 |
| - | DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 316,509 | 0.07 | 7135.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 310,368 | 0.07 | 4025.0 | |
| - | ISHARES TR | RUS MID CAP ETF | 464287499 | 300,539 | 0.06 | 2724.0 | |
| - | TORONTO DOMINION BK ONT | COM NEW | 891160509 | 299,325 | 0.06 | 2465.0 | |
| PG | REDUCED | PROCTER & GAMBLE CO | COM | 742718109 | 296,653 | 0.06 | 2023.0 |
| - | VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 277,628 | 0.06 | 1405.0 | |
| - | HUNTINGTON INGALLS INDS INC | COM | 446413106 | 266,735 | 0.06 | 953.0 | |
| - | ISHARES TR | CORE S&P US VLU | 464287663 | 258,302 | 0.05 | 2345.0 | |
| - | GE AEROSPACE | COM NEW | 369604301 | 258,263 | 0.05 | 691.0 | |
| - | J P MORGAN EXCHANGE TRADED F | ACTIVE GROWTH | 46654Q609 | 257,517 | 0.05 | 2612.0 | |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 250,565 | 0.05 | 1512.0 |
| - | J P MORGAN EXCHANGE TRADED F | US VALUE FACTR | 46641Q753 | 245,291 | 0.05 | 4183.0 | |
| - | J P MORGAN EXCHANGE TRADED F | US QUALTY FCTR | 46641Q761 | 241,126 | 0.05 | 3336.0 | |
| BF-B | UNCHANGED | BROWN FORMAN CORP | CL B | 115637209 | 231,242 | 0.05 | 8677.0 |
| - | J P MORGAN EXCHANGE TRADED F | ACTIVE VALUE ETF | 46641Q167 | 230,845 | 0.05 | 2907.0 | |
| COP | ADDED | CONOCOPHILLIPS | COM | 20825C104 | 229,752 | 0.05 | 2210.0 |
| - | FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 | 228,507 | 0.05 | 2433.0 | |
| - | DISNEY WALT CO | COM | 254687106 | 227,054 | 0.05 | 2359.0 | |
| MCD | UNCHANGED | MCDONALDS CORP | COM | 580135101 | 222,745 | 0.05 | 824.0 |
| - | APPLIED MATLS INC | COM | 038222105 | 216,900 | 0.05 | 300.0 | |
| - | STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 | 216,359 | 0.05 | 414.0 | |
| LRCX | NEW | LAM RESEARCH CORP | COM NEW | 512807306 | 212,332 | 0.04 | 490.0 |
| - | VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 209,815 | 0.04 | 1755.0 | |
| CB | NEW | CHUBB LIMITED | COM | H1467J104 | 206,148 | 0.04 | 605.0 |
| GEV | NEW | GE VERNOVA INC | COM | 36828A101 | 200,901 | 0.04 | 171.0 |
| AQST | UNCHANGED | AQUESTIVE THERAPEUTICS INC | COM | 03843E104 | 145,600 | 0.03 | 35000.0 |
| - | ABACUS GLOBAL MGMT INC | CL A | 00258Y104 | 107,100 | 0.02 | 10000.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-27 | 471,936,908 | 113 | 2.066107 | 0.103213 | 3.487067 |
| 2026-03-31 | 2026-05-11 | 419,085,912 | 108 | 2.048471 | 0.102661 | 3.523562 |
| 2025-12-31 | 2026-02-02 | 424,674,712 | 112 | 2.242491 | 0.111872 | 3.719143 |
| 2025-09-30 | 2025-11-04 | 406,860,650 | 106 | 2.247761 | 0.112114 | 3.746613 |
| 2025-03-31 | 2025-05-05 | 326,309,956 | 78 | 1.669213 | 0.082493 | 2.666691 |
| 2024-12-31 | 2025-01-28 | 323,106,425 | 75 | 1.749661 | 0.085996 | 2.686024 |