Bernardo Wealth Planning LLC
CIK 0001765595
Annualised vol
1.76088%
Beta
0.087138
HHI
414.774492
Top-10 weight
54.915499%
VaR 95%
0.170198%
VaR 99%
0.323718%
Max drawdown
2.476164%
Matched value
8.167763%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | ADDED | 41,749 | 39,621 | 5.37% | 12,080,565 |
| AMZN | ADDED | 19,895 | 18,551 | 7.24% | 4,741,774 |
| GOOGL | ADDED | 12,524 | 11,809 | 6.05% | 4,439,947 |
| NVDA | ADDED | 14,798 | 12,318 | 20.13% | 2,960,889 |
| MRK | ADDED | 17,399 | 17,064 | 1.96% | 2,235,712 |
| MSFT | ADDED | 4,805 | 4,155 | 15.64% | 1,792,505 |
| JNJ | ADDED | 7,052 | 6,813 | 3.51% | 1,790,980 |
| TSLA | ADDED | 3,888 | 3,626 | 7.23% | 1,635,293 |
| AVGO | ADDED | 3,123 | 2,950 | 5.86% | 1,179,852 |
| AMD | ADDED | 1,913 | 1,700 | 12.53% | 1,111,281 |
| META | ADDED | 1,936 | 1,651 | 17.26% | 1,090,594 |
| IDCC | ADDED | 3,784 | 3,758 | 0.69% | 1,071,364 |
| JPM | REDUCED | 2,640 | 2,647 | -0.26% | 864,115 |
| WMT | ADDED | 7,451 | 7,014 | 6.23% | 843,948 |
| MU | NEW | 640 | - | - | 738,746 |
| CVX | ADDED | 4,352 | 4,188 | 3.92% | 721,430 |
| PM | ADDED | 3,816 | 3,634 | 5.01% | 690,374 |
| LLY | ADDED | 478 | 385 | 24.16% | 573,814 |
| MCD | ADDED | 1,797 | 1,790 | 0.39% | 485,708 |
| ABBV | ADDED | 1,746 | 1,532 | 13.97% | 439,486 |
| NFLX | ADDED | 5,832 | 5,687 | 2.55% | 416,405 |
| BX | ADDED | 3,466 | 3,328 | 4.15% | 407,881 |
| V | ADDED | 1,182 | 693 | 70.56% | 405,543 |
| RTX | ADDED | 2,017 | 1,867 | 8.03% | 382,763 |
| UNH | NEW | 907 | - | - | 377,142 |
| MRVL | NEW | 1,259 | - | - | 375,044 |
| PG | ADDED | 2,319 | 2,037 | 13.84% | 340,107 |
| HD | ADDED | 914 | 796 | 14.82% | 322,325 |
| ORCL | ADDED | 1,984 | 1,698 | 16.84% | 290,755 |
| SCHW | ADDED | 2,981 | 2,939 | 1.43% | 275,057 |
| GS | NEW | 265 | - | - | 268,013 |
| AMGN | ADDED | 704 | 655 | 7.48% | 255,039 |
| ABT | ADDED | 2,770 | 2,332 | 18.78% | 251,306 |
| INTC | NEW | 1,760 | - | - | 245,789 |
| MO | ADDED | 3,379 | 3,230 | 4.61% | 243,100 |
| KO | ADDED | 2,954 | 2,722 | 8.52% | 240,059 |
| LMT | ADDED | 451 | 434 | 3.92% | 229,516 |
| COST | NEW | 234 | - | - | 219,282 |
| PPL | NEW | 5,687 | - | - | 206,730 |
| AXP | NEW | 597 | - | - | 201,935 |
| ETHE | UNCHANGED | 10,904 | 10,904 | 0.0% | 163,887 |
| LWLG | ADDED | 11,200 | 10,200 | 9.8% | 105,952 |
| LIEN | UNCHANGED | 10,278 | 10,278 | 0.0% | 100,416 |
| OCUL | CLOSED OUT | 0 | 10,879 | -100.0% | 0 |
| BSX | CLOSED OUT | 0 | 4,258 | -100.0% | 0 |
| PLTR | CLOSED OUT | 0 | 1,447 | -100.0% | 0 |
| INTU | CLOSED OUT | 0 | 756 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 65,241,866 | 11.15 | 87118.0 | |
| - | VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 43,116,335 | 7.37 | 490460.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | 36,333,185 | 6.21 | 341766.0 | |
| - | VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | 30,628,811 | 5.23 | 187389.0 | |
| - | CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | 14020Y102 | 27,646,022 | 4.72 | 1240288.0 | |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 27,214,886 | 4.65 | 165672.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000GRW | 92206C680 | 27,124,018 | 4.63 | 212221.0 | |
| - | DIMENSIONAL ETF TRUST | US EQUI MARK ETF | 25434V401 | 24,589,451 | 4.2 | 300091.0 | |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 20,835,110 | 3.56 | 97923.0 | |
| - | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 18,734,454 | 3.2 | 118550.0 | |
| - | J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 | 17,124,035 | 2.93 | 371857.0 | |
| - | J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | 15,677,684 | 2.68 | 277579.0 | |
| - | ISHARES TR | ISHS 1-5YR INVS | 464288646 | 14,647,589 | 2.5 | 279481.0 | |
| - | VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 14,174,482 | 2.42 | 184804.0 | |
| - | ISHARES TR | MBS ETF | 464288588 | 13,998,196 | 2.39 | 148098.0 | |
| - | J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | 13,650,911 | 2.33 | 222110.0 | |
| - | ISHARES TR | US TREAS BD ETF | 46429B267 | 12,712,760 | 2.17 | 558067.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 12,569,766 | 2.15 | 80088.0 | |
| AAPL | ADDED | APPLE INC | COM | 037833100 | 12,080,565 | 2.06 | 41749.0 |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 7,843,085 | 1.34 | 10651.0 | |
| - | INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 | 6,239,521 | 1.07 | 20595.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 6,199,514 | 1.06 | 20452.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 5,890,158 | 1.01 | 73106.0 | |
| - | HARTFORD FDS EXCHANGE TRADED | MUN OPORTUNITE | 41653L503 | 5,256,984 | 0.9 | 134295.0 | |
| - | FIRST TR EXCHANGE-TRADED FD | CAP STRENGTH ETF | 33733E104 | 4,945,964 | 0.84 | 52661.0 | |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 4,741,774 | 0.81 | 19895.0 |
| - | ISHARES TR | GLOBAL TECH ETF | 464287291 | 4,575,074 | 0.78 | 31666.0 | |
| - | NEW YORK LIFE INVTS ACTIVE E | MACKAY MUN INTER | 45409F827 | 3,771,543 | 0.64 | 154889.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 3,125,227 | 0.53 | 8845.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 2,960,889 | 0.51 | 14798.0 |
| - | ISHARES TR | CORE HIGH DV ETF | 46429B663 | 2,662,970 | 0.45 | 97153.0 | |
| - | ISHARES TR | S&P 500 GRWT ETF | 464287309 | 2,601,120 | 0.44 | 18913.0 | |
| - | PROSHARES TR | S&P 500 HIGH ETF | 74347G242 | 2,584,741 | 0.44 | 53636.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 2,314,852 | 0.4 | 10622.0 | |
| MRK | ADDED | MERCK & CO INC | COM | 58933Y105 | 2,235,712 | 0.38 | 17399.0 |
| - | ISHARES TR | S&P 500 VAL ETF | 464287408 | 2,135,045 | 0.36 | 9403.0 | |
| - | J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | 2,102,294 | 0.36 | 41502.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 2,048,428 | 0.35 | 19034.0 | |
| - | ISHARES TR | MSCI USA MIN ETF | 46429B697 | 1,853,571 | 0.32 | 19216.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 1,829,831 | 0.31 | 4945.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 1,796,423 | 0.31 | 2406.0 | |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 1,792,505 | 0.31 | 4805.0 |
| JNJ | ADDED | JOHNSON & JOHNSON | COM | 478160104 | 1,790,980 | 0.31 | 7052.0 |
| TSLA | ADDED | TESLA INC | COM | 88160R101 | 1,635,293 | 0.28 | 3888.0 |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,626,459 | 0.28 | 2368.0 | |
| - | ISHARES TR | MSCI USA QLT FCT | 46432F339 | 1,540,522 | 0.26 | 7021.0 | |
| - | ISHARES TR | RUSSELL 3000 ETF | 464287689 | 1,454,450 | 0.25 | 3411.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 1,432,444 | 0.24 | 28320.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 1,314,720 | 0.22 | 3679.0 |
| - | SPDR SERIES TRUST | ST STR PR SP1500 | 78464A805 | 1,285,620 | 0.22 | 14160.0 | |
| AVGO | ADDED | BROADCOM INC | COM | 11135F101 | 1,179,852 | 0.2 | 3123.0 |
| AMD | ADDED | ADVANCED MICRO DEVICES INC | COM | 007903107 | 1,111,281 | 0.19 | 1913.0 |
| - | VANGUARD MALVERN FDS | CORE-PLUS BD ETF | 922020755 | 1,109,024 | 0.19 | 14296.0 | |
| META | ADDED | META PLATFORMS INC | CL A | 30303M102 | 1,090,594 | 0.19 | 1936.0 |
| IDCC | ADDED | INTERDIGITAL INC | COM | 45867G101 | 1,071,364 | 0.18 | 3784.0 |
| - | UNIVEST FINANCIAL CORPORATIO | COM | 915271100 | 1,061,870 | 0.18 | 24271.0 | |
| - | WISDOMTREE TR | FLOATNG RAT TREA | 97717Y527 | 1,050,097 | 0.18 | 20856.0 | |
| - | FIRST TR EXCH TRADED FD III | MANAGD MUN ETF | 33739N108 | 1,045,319 | 0.18 | 20350.0 | |
| - | ISHARES TR | MSCI USA MMENTM | 46432F396 | 1,014,355 | 0.17 | 2959.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 1,004,982 | 0.17 | 28870.0 | |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 877,296 | 0.15 | 1837.0 | |
| - | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 875,602 | 0.15 | 27613.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 869,177 | 0.15 | 1737.0 | |
| JPM | REDUCED | JPMORGAN CHASE & CO | COM | 46625H100 | 864,115 | 0.15 | 2640.0 |
| - | VANGUARD MUN BD FDS | CORE TAX EXEMPT | 922907712 | 855,832 | 0.15 | 11202.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 844,446 | 0.14 | 28693.0 | |
| WMT | ADDED | WALMART INC | COM | 931142103 | 843,948 | 0.14 | 7451.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 843,262 | 0.14 | 6168.0 | |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 833,136 | 0.14 | 2720.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 772,495 | 0.13 | 8968.0 | |
| - | ISHARES TR | CORE US AGGBD ET | 464287226 | 744,432 | 0.13 | 7521.0 | |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 742,846 | 0.13 | 2160.0 | |
| MU | NEW | MICRON TECHNOLOGY INC | COM | 595112103 | 738,746 | 0.13 | 640.0 |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 721,430 | 0.12 | 4352.0 |
| PM | ADDED | PHILIP MORRIS INTL INC | COM | 718172109 | 690,374 | 0.12 | 3816.0 |
| - | INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 | 655,306 | 0.11 | 27862.0 | |
| - | SPDR SERIES TRUST | ST STR P500ETF | 78464A854 | 579,790 | 0.1 | 6598.0 | |
| LLY | ADDED | ELI LILLY & CO | COM | 532457108 | 573,814 | 0.1 | 478.0 |
| - | FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 | 537,059 | 0.09 | 11147.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 489,796 | 0.08 | 6352.0 | |
| - | STATE STR SPDR DOW JONES IND | UT SER 1 | 78467X109 | 488,164 | 0.08 | 934.0 | |
| MCD | ADDED | MCDONALDS CORP | COM | 580135101 | 485,708 | 0.08 | 1797.0 |
| - | CORNING INC | COM | 219350105 | 476,888 | 0.08 | 1867.0 | |
| - | PROGRESSIVE CORP | COM | 743315103 | 459,902 | 0.08 | 2105.0 | |
| ABBV | ADDED | ABBVIE INC | COM | 00287Y109 | 439,486 | 0.08 | 1746.0 |
| NFLX | ADDED | NETFLIX INC. | COM | 64110L106 | 416,405 | 0.07 | 5832.0 |
| - | ESSENTIAL UTILS INC | COM | 29670G102 | 413,577 | 0.07 | 10796.0 | |
| BX | ADDED | BLACKSTONE INC | COM | 09260D107 | 407,881 | 0.07 | 3466.0 |
| - | SPDR SERIES TRUST | ST NUVE HIGH ETF | 78464A284 | 407,171 | 0.07 | 16005.0 | |
| V | ADDED | VISA INC | COM CL A | 92826C839 | 405,543 | 0.07 | 1182.0 |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 399,713 | 0.07 | 1421.0 | |
| - | WELLS FARGO & CO | COM | 949746101 | 388,868 | 0.07 | 4706.0 | |
| - | ISHARES TR | RUS MID CAP ETF | 464287499 | 388,170 | 0.07 | 3519.0 | |
| RTX | ADDED | RTX CORPORATION | COM | 75513E101 | 382,763 | 0.07 | 2017.0 |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 378,995 | 0.06 | 3560.0 | |
| UNH | NEW | UNITEDHEALTH GROUP INC | COM | 91324P102 | 377,142 | 0.06 | 907.0 |
| MRVL | NEW | MARVELL TECHNOLOGY INC | COM | 573874104 | 375,044 | 0.06 | 1259.0 |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 366,906 | 0.06 | 996.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 362,691 | 0.06 | 1533.0 | |
| - | SPDR SERIES TRUST | ST STR SP DIV | 78464A763 | 358,824 | 0.06 | 2358.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 342,967 | 0.06 | 2312.0 | |
| - | CISCO SYS INC | COM | 17275R102 | 341,778 | 0.06 | 2910.0 | |
| PG | ADDED | PROCTER & GAMBLE CO | COM | 742718109 | 340,107 | 0.06 | 2319.0 |
| HD | ADDED | HOME DEPOT INC | COM | 437076102 | 322,325 | 0.06 | 914.0 |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 315,103 | 0.05 | 4423.0 | |
| - | DIREXION SHARES ETF TRUST | DLY TSLA BULL 2X | 25460G286 | 304,297 | 0.05 | 21490.0 | |
| - | UNIVERSAL DISPLAY CORP | COM | 91347P105 | 294,406 | 0.05 | 3400.0 | |
| - | ISHARES TR | U.S. ENERGY ETF | 464287796 | 293,083 | 0.05 | 5179.0 | |
| - | VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 | 291,384 | 0.05 | 3527.0 | |
| ORCL | ADDED | ORACLE CORP | COM | 68389X105 | 290,755 | 0.05 | 1984.0 |
| - | SPDR SERIES TRUST | ST STR P500GRW | 78464A409 | 285,338 | 0.05 | 2398.0 | |
| - | ISHARES TR | CORE S&P US GWT | 464287671 | 284,392 | 0.05 | 1512.0 | |
| - | SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 279,730 | 0.05 | 10099.0 | |
| - | BURKE HERBERT FINL SVCS CORP | COM | 12135Y108 | 277,250 | 0.05 | 3858.0 | |
| SCHW | ADDED | SCHWAB CHARLES CORP | COM | 808513105 | 275,057 | 0.05 | 2981.0 |
| GS | NEW | GOLDMAN SACHS GROUP INC | COM | 38141G104 | 268,013 | 0.05 | 265.0 |
| - | VANGUARD WORLD FD | CONSUM DIS ETF | 92204A108 | 261,763 | 0.04 | 660.0 | |
| AMGN | ADDED | AMGEN INC | COM | 031162100 | 255,039 | 0.04 | 704.0 |
| ABT | ADDED | ABBOTT LABORATORIES | COM | 002824100 | 251,306 | 0.04 | 2770.0 |
| - | APPLIED MATLS INC | COM | 038222105 | 247,992 | 0.04 | 343.0 | |
| INTC | NEW | INTEL CORP | COM | 458140100 | 245,789 | 0.04 | 1760.0 |
| MO | ADDED | ALTRIA GROUP INC | COM | 02209S103 | 243,100 | 0.04 | 3379.0 |
| - | BANK OF AMER CORP | COM | 060505104 | 243,020 | 0.04 | 4265.0 | |
| KO | ADDED | COCA COLA CO | COM | 191216100 | 240,059 | 0.04 | 2954.0 |
| - | SELECT SECTOR SPDR TR | ST STR FINL ETF | 81369Y605 | 238,024 | 0.04 | 4440.0 | |
| - | GRAYSCALE BITCOIN MINI TR ET | SHS NEW | 389930207 | 236,820 | 0.04 | 9126.0 | |
| - | UNION PAC CORP | COM | 907818108 | 235,493 | 0.04 | 866.0 | |
| LMT | ADDED | LOCKHEED MARTIN CORP | COM | 539830109 | 229,516 | 0.04 | 451.0 |
| - | PUBLIC SVC ENTERPRISE GROUP | COM | 744573106 | 227,816 | 0.04 | 2807.0 | |
| - | SPDR SERIES TRUST | ST STR P500VAL | 78464A508 | 223,469 | 0.04 | 3676.0 | |
| - | AUTOMATIC DATA PROCESSING IN | COM | 053015103 | 219,336 | 0.04 | 979.0 | |
| COST | NEW | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 219,282 | 0.04 | 234.0 |
| - | ISHARES TR | ESG AWR MSCI USA | 46435G425 | 210,643 | 0.04 | 1287.0 | |
| - | ISHARES TR | U.S. MED DVC ETF | 464288810 | 206,929 | 0.04 | 4188.0 | |
| PPL | NEW | PPL CORP | COM | 69351T106 | 206,730 | 0.04 | 5687.0 |
| AXP | NEW | AMERICAN EXPRESS CO | COM | 025816109 | 201,935 | 0.03 | 597.0 |
| ETHE | UNCHANGED | GRAYSCALE ETHEREUM STAKING | SHS NEW | 38964R203 | 163,887 | 0.03 | 10904.0 |
| LWLG | ADDED | LIGHTWAVE LOGIC INC | COM | 532275104 | 105,952 | 0.02 | 11200.0 |
| LIEN | UNCHANGED | CHICAGO ATLANTIC BDC INC | COM | 828174102 | 100,416 | 0.02 | 10278.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-27 | 585,379,621 | 139 | 1.76088 | 0.087138 | 2.476164 |
| 2026-03-31 | 2026-04-15 | 510,840,197 | 129 | 1.563915 | 0.077483 | 2.25456 |
| 2025-12-31 | 2026-01-26 | 524,754,437 | 127 | 1.639189 | 0.081058 | 2.306974 |
| 2025-09-30 | 2025-10-22 | 510,063,943 | 127 | 1.522256 | 0.075331 | 2.184845 |
| 2025-03-31 | 2025-04-30 | 417,947 | 113 | 1.496692 | 0.07383 | 2.234391 |
| 2024-12-31 | 2025-01-16 | 417,956,800 | 109 | 1.603631 | 0.078794 | 2.305896 |