VERITY Wealth Advisors
CIK 0001763138
Annualised vol
1.236541%
Beta
0.05681
HHI
1192.084834
Top-10 weight
68.934731%
VaR 95%
0.108162%
VaR 99%
0.222365%
Max drawdown
1.958801%
Matched value
7.61562%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| MSFT | ADDED | 6,432 | 6,279 | 2.44% | 2,399,265 |
| JNJ | UNCHANGED | 6,964 | 6,964 | 0.0% | 1,768,647 |
| INTC | ADDED | 8,685 | 8,448 | 2.81% | 1,212,687 |
| LNT | UNCHANGED | 12,225 | 12,225 | 0.0% | 932,645 |
| PEP | UNCHANGED | 6,726 | 6,726 | 0.0% | 910,700 |
| CTAS | REDUCED | 4,690 | 5,624 | -16.61% | 797,675 |
| GILD | UNCHANGED | 5,338 | 5,338 | 0.0% | 674,403 |
| AAPL | UNCHANGED | 2,318 | 2,318 | 0.0% | 670,736 |
| COST | UNCHANGED | 500 | 500 | 0.0% | 467,735 |
| CPNG | UNCHANGED | 26,425 | 26,425 | 0.0% | 459,002 |
| AMZN | UNCHANGED | 1,780 | 1,780 | 0.0% | 424,245 |
| TMO | REDUCED | 707 | 896 | -21.09% | 354,462 |
| GEV | ADDED | 268 | 233 | 15.02% | 314,862 |
| XOM | NEW | 2,274 | - | - | 310,901 |
| VZ | UNCHANGED | 5,726 | 5,726 | 0.0% | 242,439 |
| MRK | NEW | 1,822 | - | - | 234,127 |
| ABBV | NEW | 872 | - | - | 219,430 |
| T | ADDED | 10,408 | 9,962 | 4.48% | 215,446 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 | 46,052,196 | 27.81 | 124452.0 | |
| - | ISHARES CORE S&P 500 ETF | ETF | 464287200 | 28,289,980 | 17.09 | 37776.0 | |
| - | VANGUARD FTSE ALL-WORLD EX-US | ETF | 922042775 | 13,826,088 | 8.35 | 165088.0 | |
| - | VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 5,069,830 | 3.06 | 84936.0 | |
| - | VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 4,489,605 | 2.71 | 63012.0 | |
| - | ISHARES MSCI ACWI EX US | ETF | 464288240 | 4,300,844 | 2.6 | 56508.0 | |
| - | ISHARES MSCI USA ESG SELECT ETF | ETF | 464288802 | 3,589,481 | 2.17 | 23263.0 | |
| - | SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 3,530,171 | 2.13 | 127443.0 | |
| - | SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 2,589,811 | 1.56 | 87999.0 | |
| MSFT | ADDED | MICROSOFT CORP COM | Stock | 594918104 | 2,399,265 | 1.45 | 6432.0 |
| - | VANGUARD REIT INDEX ETF | ETF | 922908553 | 2,219,860 | 1.34 | 23020.0 | |
| - | ISHARES CURRENCY HEDGED MSCI EAFE ETF | ETF | 46434V803 | 1,877,016 | 1.13 | 40000.0 | |
| - | ISHARES ESG ADVANCED MSCI USA ETF | ETF | 46436E767 | 1,838,133 | 1.11 | 26467.0 | |
| JNJ | UNCHANGED | JOHNSON & JOHNSON COM | Stock | 478160104 | 1,768,647 | 1.07 | 6964.0 |
| - | DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF | ETF | 25434V880 | 1,610,608 | 0.97 | 43719.0 | |
| - | VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 | 1,542,667 | 0.93 | 18045.0 | |
| - | VANGUARD SHORT-TERM TREASURY ETF | ETF | 92206C102 | 1,474,264 | 0.89 | 25331.0 | |
| - | QUALCOMM INC | Stock | 747525103 | 1,440,438 | 0.87 | 7795.0 | |
| - | VANGUARD S&P 500 ETF | ETF | 922908363 | 1,363,318 | 0.82 | 1985.0 | |
| - | ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 | 1,318,140 | 0.8 | 15912.0 | |
| INTC | ADDED | INTEL CORP COM | Stock | 458140100 | 1,212,687 | 0.73 | 8685.0 |
| - | ISHARES MSCI USA MIN VOL FACTOR ETF | ETF | 46429B697 | 1,167,356 | 0.71 | 12102.0 | |
| - | ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF | ETF | 46432F834 | 1,147,952 | 0.69 | 12028.0 | |
| - | ISHARES ESG ADVANCED MSCI EAFE ETF | ETF | 46436E759 | 1,136,009 | 0.69 | 13428.0 | |
| - | VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 | 1,102,760 | 0.67 | 15022.0 | |
| - | VANGUARD SHORT TERM CORP BOND FD ETF | ETF | 92206C409 | 1,080,828 | 0.65 | 13676.0 | |
| - | ISHARES INTERNATIONAL TREASURY BOND ETF | ETF | 464288117 | 1,035,802 | 0.63 | 25245.0 | |
| - | ISHARES TR S&P CITIGROUP 1-3 YR INTL TREASURY | ETF | 464288125 | 973,278 | 0.59 | 13109.0 | |
| LNT | UNCHANGED | ALLIANT ENERGY CORP COM | Stock | 018802108 | 932,645 | 0.56 | 12225.0 |
| PEP | UNCHANGED | PEPSICO INC COM | Stock | 713448108 | 910,700 | 0.55 | 6726.0 |
| - | ISHARES ESG MSCI KLD 400 ETF | ETF | 464288570 | 904,888 | 0.55 | 6355.0 | |
| - | ISHARES COHEN & STEERS REIT ETF | ETF | 464287564 | 901,062 | 0.54 | 13323.0 | |
| - | SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 862,853 | 0.52 | 37305.0 | |
| - | STATE STR CORP COM | Stock | 857477103 | 841,894 | 0.51 | 4964.0 | |
| - | INVESCO INTERNATIONAL CORPORATE BOND ETF | ETF | 46138E636 | 828,896 | 0.5 | 35790.0 | |
| - | ISHARES MSCI EAFE VALUE ETF | ETF | 464288877 | 812,272 | 0.49 | 10611.0 | |
| CTAS | REDUCED | CINTAS CORP | Stock | 172908105 | 797,675 | 0.48 | 4690.0 |
| - | ISHARES S&P 500 VALUE ETF | ETF | 464287408 | 782,903 | 0.47 | 3448.0 | |
| - | ISHARES ESG AWARE MSCI EAFE ETF | ETF | 46435G516 | 764,033 | 0.46 | 7432.0 | |
| - | VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 760,947 | 0.46 | 9767.0 | |
| - | ISHARES NASDAQ BIOTECHNOLOGY | ETF | 464287556 | 734,183 | 0.44 | 3860.0 | |
| - | ISHARES RUSSELL 3000 ETF | ETF | 464287689 | 703,986 | 0.43 | 1651.0 | |
| - | ISHARES TR S&P 1500 INDEX FD | ETF | 464287150 | 684,185 | 0.41 | 4165.0 | |
| GILD | UNCHANGED | GILEAD SCIENCES INC | Stock | 375558103 | 674,403 | 0.41 | 5338.0 |
| - | ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 672,519 | 0.41 | 6583.0 | |
| AAPL | UNCHANGED | APPLE INC COM | Stock | 037833100 | 670,736 | 0.41 | 2318.0 |
| - | ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF | ETF | 46435G243 | 657,787 | 0.4 | 26322.0 | |
| - | STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF | ETF | 81369Y803 | 614,427 | 0.37 | 3225.0 | |
| - | VANGUARD TOTAL INTERNATIONAL BOND ETF | ETF | 92203J407 | 588,271 | 0.36 | 12147.0 | |
| - | BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 492,884 | 0.3 | 985.0 | |
| - | ISHARES FUTURE EXPONENTIAL TECHNOLOGIES ETF | ETF | 46434V381 | 478,097 | 0.29 | 5786.0 | |
| COST | UNCHANGED | COSTCO WHOLESALE CORPORATION COM | Stock | 22160K105 | 467,735 | 0.28 | 500.0 |
| CPNG | UNCHANGED | COUPANG INC CL A | Stock | 22266T109 | 459,002 | 0.28 | 26425.0 |
| - | ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 | 438,377 | 0.26 | 4539.0 | |
| AMZN | UNCHANGED | AMAZON COM INC COM | Stock | 023135106 | 424,245 | 0.26 | 1780.0 |
| - | VANGUARD MID CAP | ETF | 922908629 | 406,316 | 0.25 | 5043.0 | |
| - | ISHARES CORE U.S. REIT ETF | ETF | 464288521 | 398,434 | 0.24 | 5996.0 | |
| TMO | REDUCED | THERMO FISHER SCIENTIFIC INC COM | Stock | 883556102 | 354,462 | 0.21 | 707.0 |
| - | GE AEROSPACE COM NEW | Stock | 369604301 | 348,690 | 0.21 | 933.0 | |
| - | VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 | 341,614 | 0.21 | 6801.0 | |
| GEV | ADDED | GE VERNOVA INC COM | Stock | 36828A101 | 314,862 | 0.19 | 268.0 |
| - | VANGUARD SMALL-CAP ETF | ETF | 922908751 | 313,729 | 0.19 | 1035.0 | |
| XOM | NEW | EXXONMOBIL HOLDINGS CORP COM SHS | Stock | 30233Q108 | 310,901 | 0.19 | 2274.0 |
| - | SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | 307,555 | 0.19 | 10620.0 | |
| - | ISHARES MSCI PACIFIC EX JAPAN ETF | ETF | 464286665 | 305,712 | 0.18 | 5740.0 | |
| - | ALPHABET INC CAP STK CL A | Stock | 02079K305 | 300,191 | 0.18 | 840.0 | |
| - | ALPHABET INC CAP STK CL C | Stock | 02079K107 | 289,731 | 0.17 | 820.0 | |
| - | ISHARES GLOBAL CLEAN ENERGY ETF | ETF | 464288224 | 279,770 | 0.17 | 13654.0 | |
| - | ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD | ETF | 464288158 | 273,415 | 0.17 | 2568.0 | |
| - | ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF | ETF | 46431W838 | 271,196 | 0.16 | 5383.0 | |
| - | WISDOMTREE FLOATING RATE TREASURY FUND | ETF | 97717Y527 | 265,193 | 0.16 | 5267.0 | |
| - | ISHARES S&P SMALL-CAP FUND | ETF | 464287804 | 243,228 | 0.15 | 1640.0 | |
| VZ | UNCHANGED | VERIZON COMMUNICATIONS | Stock | 92343V104 | 242,439 | 0.15 | 5726.0 |
| MRK | NEW | MERCK & CO INC | Stock | 58933Y105 | 234,127 | 0.14 | 1822.0 |
| - | ISHARES ESG AWARE MSCI EM ETF | ETF | 46434G863 | 222,173 | 0.13 | 4062.0 | |
| ABBV | NEW | ABBVIE INC COM | Stock | 00287Y109 | 219,430 | 0.13 | 872.0 |
| T | ADDED | AT&T INC COM | Stock | 00206R102 | 215,446 | 0.13 | 10408.0 |
| - | SLB LIMITED COM STK | Stock | 806857108 | 213,900 | 0.13 | 4601.0 | |
| - | OLD SECOND BANCORP INC DEL | Stock | 680277100 | 205,566 | 0.12 | 8815.0 | |
| - | ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 205,337 | 0.12 | 1908.0 | |
| - | FIGMA INC CLASS A COM STK | Stock | 316841105 | 180,900 | 0.11 | 10000.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-16 | 165,572,956 | 81 | 1.236541 | 0.05681 | 1.958801 |
| 2026-03-31 | 2026-04-09 | 149,740,025 | 81 | 1.175133 | 0.05381 | 1.88584 |
| 2025-12-31 | 2026-01-07 | 161,167,662 | 82 | 1.169461 | 0.0541 | 1.880811 |
| 2025-09-30 | 2025-10-17 | 158,334,071 | 78 | 1.385805 | 0.064208 | 2.171269 |
| 2025-03-31 | 2025-04-22 | 134,929,278 | 72 | 1.364016 | 0.062484 | 2.241434 |
| 2024-12-31 | 2025-02-07 | 138,548,071 | 72 | 1.396841 | 0.064418 | 2.210807 |