FINANCIAL LIFE ADVISORS
CIK 0001730813
Annualised vol
2.718339%
Beta
0.105014
HHI
649.205845
Top-10 weight
71.388339%
VaR 95%
0.250137%
VaR 99%
0.477713%
Max drawdown
5.231358%
Matched value
10.169381%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| BLK | ADDED | 534,732 | 407,516 | 31.22% | 32,669,057 |
| EHC | UNCHANGED | 8,757 | 8,757 | 0.0% | 885,151 |
| AMZN | ADDED | 3,583 | 3,559 | 0.67% | 853,972 |
| AAPL | REDUCED | 1,754 | 1,757 | -0.17% | 507,537 |
| GOOGL | ADDED | 907 | 901 | 0.67% | 320,411 |
| PB | NEW | 4,270 | - | - | 311,838 |
| NVDA | NEW | 1,110 | - | - | 222,100 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | S&P 500 GRWT ETF | 464287309 | 46,441,321 | 13.2 | 337681.0 | |
| - | ISHARES TR | S&P 500 VAL ETF | 464287408 | 37,003,872 | 10.52 | 162970.0 | |
| - | SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 36,389,117 | 10.35 | 1573243.0 | |
| - | SPDR SERIES TRUST | ST STR BACKE ETF | 78464A383 | 29,025,278 | 8.25 | 1300999.0 | |
| BLK | ADDED | BLACKROCK ETF TRUST | ISHARES US EQUIT | 09290C103 | 20,838,672 | 5.92 | 306406.0 |
| - | ISHARES TR | EAFE VALUE ETF | 464288877 | 17,537,295 | 4.99 | 229096.0 | |
| - | VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | 17,095,481 | 4.86 | 309813.0 | |
| - | ISHARES TR | CORE UNIVRSL USD | 46434V613 | 17,064,783 | 4.85 | 369768.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 15,597,713 | 4.43 | 261312.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 14,109,818 | 4.01 | 163801.0 | |
| - | ISHARES TR | EAFE GRWTH ETF | 464288885 | 12,420,616 | 3.53 | 99828.0 | |
| - | ISHARES TR | MSCI USA QLT FCT | 46432F339 | 10,576,420 | 3.01 | 48200.0 | |
| BLK | ADDED | BLACKROCK ETF TRUST | ISHA I IN TE ETF | 09290C780 | 7,394,349 | 2.1 | 140257.0 |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 6,990,976 | 1.99 | 32079.0 | |
| - | ISHARES TR | U.S. TECH ETF | 464287721 | 6,092,119 | 1.73 | 24153.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 5,181,150 | 1.47 | 48143.0 | |
| - | ISHARES TR | US AER DEF ETF | 464288760 | 4,953,368 | 1.41 | 20433.0 | |
| BLK | ADDED | BLACKROCK ETF TRUST | ISHA LA CORE ETF | 09290C855 | 4,436,036 | 1.26 | 88069.0 |
| - | BLACKROCK ETF TRUST II | ISHA FLEX IN ETF | 092528603 | 4,030,285 | 1.15 | 77002.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 3,995,264 | 1.14 | 78989.0 | |
| - | ISHARES TR | S&P 100 ETF | 464287101 | 3,822,610 | 1.09 | 10448.0 | |
| - | WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | 3,441,427 | 0.98 | 43332.0 | |
| - | VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 3,169,061 | 0.9 | 63091.0 | |
| - | INVESCO EXCH TRADED FD TR II | NATL AMT MUNI | 46138E537 | 2,439,965 | 0.69 | 103740.0 | |
| - | COLUMBIA ETF TR II | EM CORE EX ETF | 19762B202 | 1,528,020 | 0.43 | 28896.0 | |
| - | ISHARES TR | SYSTEMATIC BD ET | 46435U796 | 1,462,222 | 0.42 | 16482.0 | |
| - | INVESCO EXCH TRADED FD TR II | S&P500 LOW VOL | 46138E354 | 1,425,422 | 0.41 | 19031.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 1,406,689 | 0.4 | 19743.0 | |
| - | ISHARES INC | MSCI EMRG CHN | 46434G764 | 1,268,622 | 0.36 | 12401.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 1,140,476 | 0.32 | 33702.0 | |
| - | ISHARES TR | CONV BD ETF | 46435G102 | 1,110,147 | 0.32 | 9119.0 | |
| - | VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 919,945 | 0.26 | 7697.0 | |
| EHC | UNCHANGED | ENCOMPASS HEALTH CORP | COM | 29261A100 | 885,151 | 0.25 | 8757.0 |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 853,972 | 0.24 | 3583.0 |
| - | SPDR SERIES TRUST | ST STR NUVEE ETF | 78468R721 | 820,049 | 0.23 | 17905.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 810,992 | 0.23 | 1086.0 | |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 536,205 | 0.15 | 716.0 | |
| - | ISHARES TR | MSCI USA MMENTM | 46432F396 | 523,501 | 0.15 | 1527.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 507,537 | 0.14 | 1754.0 |
| - | ISHARES INC | CORE MSCI EMKT | 46434G103 | 480,389 | 0.14 | 5799.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 462,286 | 0.13 | 15708.0 | |
| - | ISHARES TR | MSCI USA MIN ETF | 46429B697 | 461,754 | 0.13 | 4787.0 | |
| - | ISHARES TR | 10-20 YR TRS ETF | 464288653 | 441,038 | 0.13 | 4395.0 | |
| - | SPDR SERIES TRUST | ST LON TREAS ETF | 78464A664 | 386,525 | 0.11 | 14736.0 | |
| - | NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | 378,221 | 0.11 | 3231.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 320,411 | 0.09 | 907.0 |
| PB | NEW | PROSPERITY BANCSHARES INC | COM | 743606105 | 311,838 | 0.09 | 4270.0 |
| - | ISHARES TR | CORE US AGGBD ET | 464287226 | 310,500 | 0.09 | 3137.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 302,972 | 0.09 | 2216.0 | |
| - | ISHARES TR | MSCI EAFE ETF | 464287465 | 282,034 | 0.08 | 2715.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | 269,708 | 0.08 | 2537.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 269,389 | 0.08 | 728.0 | |
| - | VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | 260,357 | 0.07 | 5562.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 241,307 | 0.07 | 2995.0 | |
| - | ISHARES TR | HDG MSCI EAFE | 46434V803 | 230,073 | 0.07 | 4903.0 | |
| NVDA | NEW | NVIDIA CORPORATION | COM | 67066G104 | 222,100 | 0.06 | 1110.0 |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 211,935 | 0.06 | 1429.0 | |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 211,280 | 0.06 | 993.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 205,344 | 0.06 | 2663.0 | |
| - | SPDR SERIES TRUST | ST PORT HIGH ETF | 78468R606 | 204,561 | 0.06 | 8727.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 32,843 | 0.01 | 550.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-28 | 351,742,811 | 61 | 2.718339 | 0.105014 | 5.231358 |
| 2026-03-31 | 2026-04-29 | 320,993,000 | 52 | 2.011309 | 0.077924 | 3.872215 |
| 2025-12-31 | 2026-01-30 | 324,283,582 | 53 | 1.786851 | 0.070976 | 3.446092 |
| 2025-09-30 | 2025-11-03 | 311,279,002 | 47 | 1.780452 | 0.06926 | 3.401022 |
| 2025-03-31 | 2025-04-24 | 268,288,274 | 51 | 1.622043 | 0.063402 | 3.092323 |
| 2024-12-31 | 2025-01-28 | 266,229,046 | 46 | 1.496474 | 0.058469 | 2.861601 |