Rinkey Investments
CIK 0001730774
Annualised vol
1.541499%
Beta
0.076633
HHI
434.383257
Top-10 weight
57.275851%
VaR 95%
0.147724%
VaR 99%
0.286981%
Max drawdown
2.251865%
Matched value
7.238092%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 19,648 | 20,115 | -2.32% | 5,685,434 |
| MSFT | ADDED | 8,439 | 7,862 | 7.34% | 3,148,052 |
| GOOGL | REDUCED | 6,251 | 7,144 | -12.5% | 2,222,685 |
| AMZN | REDUCED | 8,787 | 8,833 | -0.52% | 2,094,294 |
| COST | REDUCED | 2,185 | 2,258 | -3.23% | 2,044,002 |
| NVDA | REDUCED | 10,108 | 10,146 | -0.37% | 2,022,555 |
| TMUS | REDUCED | 7,228 | 11,128 | -35.05% | 1,212,352 |
| TRV | UNCHANGED | 3,368 | 3,368 | 0.0% | 1,111,844 |
| RTX | REDUCED | 5,415 | 5,993 | -9.64% | 1,027,388 |
| TSLA | ADDED | 2,247 | 1,312 | 71.27% | 945,088 |
| SYK | UNCHANGED | 2,712 | 2,712 | 0.0% | 853,846 |
| ORCL | REDUCED | 5,325 | 7,449 | -28.51% | 780,379 |
| IBIT | REDUCED | 20,956 | 22,768 | -7.96% | 697,625 |
| PANW | REDUCED | 2,030 | 2,060 | -1.46% | 692,271 |
| AMD | REDUCED | 1,157 | 1,298 | -10.86% | 672,113 |
| MU | REDUCED | 532 | 905 | -41.22% | 614,082 |
| CSX | UNCHANGED | 11,240 | 11,240 | 0.0% | 534,237 |
| META | ADDED | 875 | 749 | 16.82% | 493,001 |
| WMT | ADDED | 4,261 | 3,961 | 7.57% | 482,629 |
| BFLY | ADDED | 40,400 | 30,700 | 31.6% | 340,168 |
| CB | NEW | 987 | - | - | 336,310 |
| JPM | UNCHANGED | 977 | 977 | 0.0% | 319,801 |
| MO | UNCHANGED | 4,188 | 4,188 | 0.0% | 301,327 |
| LLY | REDUCED | 229 | 337 | -32.05% | 274,680 |
| NFLX | REDUCED | 3,760 | 3,764 | -0.11% | 268,464 |
| BA | ADDED | 1,204 | 1,164 | 3.44% | 260,630 |
| PTEN | UNCHANGED | 28,230 | 28,230 | 0.0% | 259,151 |
| V | REDUCED | 751 | 812 | -7.51% | 257,661 |
| AVGO | NEW | 641 | - | - | 242,138 |
| WOR | UNCHANGED | 3,994 | 3,994 | 0.0% | 214,717 |
| C | NEW | 1,517 | - | - | 212,319 |
| EOSE | REDUCED | 35,877 | 44,877 | -20.05% | 210,957 |
| PLTR | REDUCED | 1,789 | 2,429 | -26.35% | 208,723 |
| BX | NEW | 1,725 | - | - | 202,981 |
| JNJ | REDUCED | 794 | 4,954 | -83.97% | 201,652 |
| OCGN | CLOSED OUT | 0 | 1,032,989 | -100.0% | 0 |
| LENZ | CLOSED OUT | 0 | 15,186 | -100.0% | 0 |
| EQT | CLOSED OUT | 0 | 5,049 | -100.0% | 0 |
| CTVA | CLOSED OUT | 0 | 2,967 | -100.0% | 0 |
| EXPE | CLOSED OUT | 0 | 1,235 | -100.0% | 0 |
| AVY | CLOSED OUT | 0 | 1,199 | -100.0% | 0 |
| HON | CLOSED OUT | 0 | 1,186 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | TRS FLT RT BD | 46434V860 | 48,666,150 | 11.46 | 961211.0 | |
| - | SPDR SERIES TRUST | ST STR PR SP1500 | 78464A805 | 32,988,747 | 7.77 | 363352.0 | |
| - | SPDR INDEX SHS FDS | ST STR PO EX ETF | 78463X889 | 32,236,433 | 7.59 | 639738.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 23,545,824 | 5.54 | 330467.0 | |
| - | VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 23,124,889 | 5.44 | 477491.0 | |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 23,046,098 | 5.43 | 105750.0 | |
| - | VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 17,116,087 | 4.03 | 233157.0 | |
| - | ISHARES TR | CALIF MUN BD ETF | 464288356 | 15,361,694 | 3.62 | 266511.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 14,784,430 | 3.48 | 39953.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 12,441,533 | 2.93 | 115606.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 10,630,365 | 2.5 | 123408.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 10,102,080 | 2.38 | 33327.0 | |
| - | VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | 8,237,877 | 1.94 | 149291.0 | |
| - | SPDR SERIES TRUST | ST SHO TREAS ETF | 78468R101 | 8,080,054 | 1.9 | 278526.0 | |
| - | ISHARES TR | 3 7 YR TREAS BD | 464288661 | 7,025,776 | 1.65 | 59819.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 6,875,724 | 1.62 | 115190.0 | |
| - | SPDR INDEX SHS FDS | ST PORT MARK ETF | 78463X509 | 6,209,703 | 1.46 | 119924.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 6,116,361 | 1.44 | 175707.0 | |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 5,864,735 | 1.38 | 7831.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 5,685,434 | 1.34 | 19648.0 |
| - | SPDR SERIES TRUST | ST STR AGGRE ETF | 78464A649 | 5,382,653 | 1.27 | 210919.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 5,226,819 | 1.23 | 144667.0 | |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 4,866,376 | 1.15 | 50387.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 4,140,227 | 0.97 | 8274.0 | |
| - | ISHARES TR | JPMORGAN USD EMG | 464288281 | 3,934,335 | 0.93 | 40795.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 3,869,187 | 0.91 | 5254.0 | |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 3,148,052 | 0.74 | 8439.0 |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 2,826,249 | 0.67 | 11658.0 | |
| - | PROGRESSIVE CORP | COM | 743315103 | 2,418,897 | 0.57 | 11073.0 | |
| - | VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 2,382,723 | 0.56 | 19935.0 | |
| - | FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | 2,095,497 | 0.49 | 46065.0 | |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 2,094,294 | 0.49 | 8787.0 |
| - | VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 2,075,179 | 0.49 | 35656.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 2,053,682 | 0.48 | 60688.0 | |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 2,044,002 | 0.48 | 2185.0 |
| - | SPDR SERIES TRUST | ST INTER BD ETF | 78464A375 | 2,037,580 | 0.48 | 60896.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | COM | 67066G104 | 2,022,555 | 0.48 | 10108.0 |
| - | VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 1,884,255 | 0.44 | 22798.0 | |
| - | SPDR SERIES TRUST | ST STR TIPS ETF | 78464A656 | 1,826,626 | 0.43 | 71130.0 | |
| - | BROOKFIELD CORP | CL A LTD VT SH | 11271J107 | 1,812,077 | 0.43 | 42547.0 | |
| - | VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | 1,496,292 | 0.35 | 22253.0 | |
| - | VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 1,457,006 | 0.34 | 29006.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 1,432,826 | 0.34 | 10480.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,238,321 | 0.29 | 1803.0 | |
| TMUS | REDUCED | T-MOBILE US INC | COM | 872590104 | 1,212,352 | 0.29 | 7228.0 |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL A | 02079K305 | 1,208,890 | 0.28 | 3382.0 |
| TRV | UNCHANGED | TRAVELERS COMPANIES INC | COM | 89417E109 | 1,111,844 | 0.26 | 3368.0 |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 1,041,321 | 0.25 | 3703.0 | |
| - | ISHARES TR | ISHARES SEMICDTR | 464287523 | 1,031,624 | 0.24 | 1610.0 | |
| RTX | REDUCED | RTX CORPORATION | COM | 75513E101 | 1,027,388 | 0.24 | 5415.0 |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL C | 02079K107 | 1,013,795 | 0.24 | 2869.0 |
| TSLA | ADDED | TESLA INC | COM | 88160R101 | 945,088 | 0.22 | 2247.0 |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 932,185 | 0.22 | 2549.0 | |
| - | ISHARES TR | CORE US AGGBD ET | 464287226 | 901,312 | 0.21 | 9106.0 | |
| SYK | UNCHANGED | STRYKER CORPORATION | COM | 863667101 | 853,846 | 0.2 | 2712.0 |
| - | ISHARES TR | S&P 500 GRWT ETF | 464287309 | 828,206 | 0.19 | 6022.0 | |
| ORCL | REDUCED | ORACLE CORP | COM | 68389X105 | 780,379 | 0.18 | 5325.0 |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 762,858 | 0.18 | 7165.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 743,500 | 0.18 | 9228.0 | |
| - | VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 734,360 | 0.17 | 12451.0 | |
| - | VANGUARD INDEX FDS | LARGE CAP ETF | 922908637 | 725,650 | 0.17 | 2110.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 720,183 | 0.17 | 1955.0 | |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 704,532 | 0.17 | 8241.0 | |
| - | ISHARES TR | MSCI USA MMENTM | 46432F396 | 704,516 | 0.17 | 2055.0 | |
| IBIT | REDUCED | ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | 697,625 | 0.16 | 20956.0 |
| PANW | REDUCED | PALO ALTO NETWORKS INC | COM | 697435105 | 692,271 | 0.16 | 2030.0 |
| - | SELECT SECTOR SPDR TR | ST STR UTIL ETF | 81369Y886 | 678,967 | 0.16 | 14975.0 | |
| AMD | REDUCED | ADVANCED MICRO DEVICES INC | COM | 007903107 | 672,113 | 0.16 | 1157.0 |
| - | SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 669,178 | 0.16 | 25252.0 | |
| - | NUVEEN AMT FREE MUN CR INC F | COM | 67071L106 | 657,920 | 0.15 | 51400.0 | |
| - | ISHARES TR | FLTG RATE NT ETF | 46429B655 | 655,330 | 0.15 | 12837.0 | |
| - | NUVEEN MUN CR INCOME FD | COM SH BEN INT | 67070X101 | 645,729 | 0.15 | 50925.0 | |
| MU | REDUCED | MICRON TECHNOLOGY INC | COM | 595112103 | 614,082 | 0.14 | 532.0 |
| - | ARK ETF TR | INNOVATION ETF | 00214Q104 | 596,694 | 0.14 | 7383.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 581,232 | 0.14 | 2392.0 | |
| - | VANECK ETF TRUST | INTRMDT MUNI ETF | 92189H201 | 569,002 | 0.13 | 12109.0 | |
| - | CROWDSTRIKE HLDGS INC | CL A | 22788C105 | 559,382 | 0.13 | 733.0 | |
| - | ISHARES TR | TRUST ISHARE 0-1 | 464288679 | 545,570 | 0.13 | 4944.0 | |
| - | ISHARES INC | MSCI ISRAEL ETF | 464286632 | 539,453 | 0.13 | 4469.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 539,123 | 0.13 | 3435.0 | |
| CSX | UNCHANGED | CSX CORP | COM | 126408103 | 534,237 | 0.13 | 11240.0 |
| - | ISHARES TR | CORE INTL AGGR | 46435G672 | 513,590 | 0.12 | 10150.0 | |
| - | NUVEEN AMT FREE QLTY MUN INC | COM | 670657105 | 510,690 | 0.12 | 43500.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 502,978 | 0.12 | 17090.0 | |
| META | ADDED | META PLATFORMS INC | CL A | 30303M102 | 493,001 | 0.12 | 875.0 |
| WMT | ADDED | WALMART INC | COM | 931142103 | 482,629 | 0.11 | 4261.0 |
| - | ISHARES INC | MSCI EMERG MRKT | 464286533 | 473,737 | 0.11 | 6293.0 | |
| - | AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | 463,608 | 0.11 | 3716.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 455,537 | 0.11 | 610.0 | |
| - | APPLIED MATLS INC | COM | 038222105 | 449,706 | 0.11 | 622.0 | |
| - | ISHARES TR | US TREAS BD ETF | 46429B267 | 411,338 | 0.1 | 18057.0 | |
| - | ISHARES TR | CORE DIV GRWTH | 46434V621 | 354,470 | 0.08 | 4677.0 | |
| - | SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | 351,430 | 0.08 | 14251.0 | |
| - | ISHARES TR | US AER DEF ETF | 464288760 | 342,297 | 0.08 | 1412.0 | |
| BFLY | ADDED | BUTTERFLY NETWORK INC | COM CL A | 124155102 | 340,168 | 0.08 | 40400.0 |
| - | SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 337,748 | 0.08 | 14263.0 | |
| CB | NEW | CHUBB LIMITED | COM | H1467J104 | 336,310 | 0.08 | 987.0 |
| - | AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | 320,050 | 0.08 | 3588.0 | |
| JPM | UNCHANGED | JPMORGAN CHASE & CO | COM | 46625H100 | 319,801 | 0.08 | 977.0 |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 312,808 | 0.07 | 655.0 | |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EUROPE ETF | 922042874 | 311,218 | 0.07 | 3515.0 | |
| MO | UNCHANGED | ALTRIA GROUP INC | COM | 02209S103 | 301,327 | 0.07 | 4188.0 |
| - | SELECT SECTOR SPDR TR | ST STR INDL ETF | 81369Y704 | 296,368 | 0.07 | 1600.0 | |
| - | SPDR SERIES TRUST | ST STR SP BIOT | 78464A870 | 289,281 | 0.07 | 1828.0 | |
| - | SPDR SERIES TRUST | ST SHOR CORP ETF | 78464A474 | 283,775 | 0.07 | 9456.0 | |
| LLY | REDUCED | ELI LILLY & CO | COM | 532457108 | 274,680 | 0.06 | 229.0 |
| - | ISHARES TR | FUTU EXPO TE ETF | 46434V381 | 269,870 | 0.06 | 3266.0 | |
| NFLX | REDUCED | NETFLIX INC. | COM | 64110L106 | 268,464 | 0.06 | 3760.0 |
| BA | ADDED | BOEING CO | COM | 097023105 | 260,630 | 0.06 | 1204.0 |
| PTEN | UNCHANGED | PATTERSON-UTI ENERGY INC | COM | 703481101 | 259,151 | 0.06 | 28230.0 |
| V | REDUCED | VISA INC | COM CL A | 92826C839 | 257,661 | 0.06 | 751.0 |
| - | ISHARES TR | CHINA LG-CAP ETF | 464287184 | 254,963 | 0.06 | 8071.0 | |
| - | ACCENTURE PLC IRELAND | SHS CLASS A | G1151C101 | 251,991 | 0.06 | 2025.0 | |
| AVGO | NEW | BROADCOM INC | COM | 11135F101 | 242,138 | 0.06 | 641.0 |
| - | SIMPLIFY EXCHANGE TRADED FUN | INTMD TERM TRSRY | 82889N798 | 229,808 | 0.05 | 18000.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 224,021 | 0.05 | 4147.0 | |
| - | DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 221,745 | 0.05 | 4031.0 | |
| WOR | UNCHANGED | WORTHINGTON ENTERPRISES INC | COM | 981811102 | 214,717 | 0.05 | 3994.0 |
| - | ISHARES INC | MSCI STH KOR ETF | 464286772 | 214,014 | 0.05 | 1060.0 | |
| C | NEW | CITIGROUP INC | COM NEW | 172967424 | 212,319 | 0.05 | 1517.0 |
| EOSE | REDUCED | EOS ENERGY ENTERPRISES INC | COM CL A | 29415C101 | 210,957 | 0.05 | 35877.0 |
| - | KINDER MORGAN INC DEL | COM | 49456B101 | 210,842 | 0.05 | 6595.0 | |
| PLTR | REDUCED | PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | 208,723 | 0.05 | 1789.0 |
| - | ROUNDHILL ETF TRUST | MEMORY ETF | 77926X320 | 204,565 | 0.05 | 2770.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 203,257 | 0.05 | 859.0 | |
| BX | NEW | BLACKSTONE INC | COM | 09260D107 | 202,981 | 0.05 | 1725.0 |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 201,652 | 0.05 | 794.0 |
| - | PATRIOT NATL BANCORP INC | COM NEW | 70336F203 | 116,650 | 0.03 | 121828.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-20 | 424,807,105 | 128 | 1.541499 | 0.076633 | 2.251865 |
| 2026-03-31 | 2026-05-11 | 390,965,434 | 125 | 1.547173 | 0.076898 | 2.30071 |
| 2025-12-31 | 2026-02-04 | 393,763,393 | 129 | 1.713356 | 0.084888 | 2.635482 |
| 2025-09-30 | 2025-11-14 | 376,921,532 | 126 | 1.589887 | 0.078249 | 2.444531 |
| 2025-03-31 | 2025-05-15 | 315,650,260 | 95 | 1.077287 | 0.052092 | 1.655268 |
| 2024-12-31 | 2025-02-14 | 312,533,856 | 90 | 1.350747 | 0.065965 | 2.089599 |