Towercrest Capital Management
CIK 0001633288
Annualised vol
1.104613%
Beta
0.054384
HHI
451.050245
Top-10 weight
55.920465%
VaR 95%
0.099526%
VaR 99%
0.211179%
Max drawdown
1.793025%
Matched value
5.955474%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 33,727 | 34,126 | -1.17% | 9,759,121 |
| CL | ADDED | 63,891 | 63,889 | 0.0% | 5,857,515 |
| GOOGL | ADDED | 10,219 | 10,199 | 0.2% | 3,628,169 |
| MSFT | REDUCED | 7,017 | 7,025 | -0.11% | 2,617,550 |
| JNJ | ADDED | 7,357 | 7,356 | 0.01% | 1,868,338 |
| NVDA | ADDED | 8,696 | 8,683 | 0.15% | 1,739,904 |
| MRK | UNCHANGED | 9,225 | 9,225 | 0.0% | 1,185,413 |
| JPM | REDUCED | 3,612 | 4,228 | -14.57% | 1,182,316 |
| AMZN | UNCHANGED | 4,893 | 4,893 | 0.0% | 1,166,180 |
| META | REDUCED | 1,987 | 1,997 | -0.5% | 1,119,257 |
| V | UNCHANGED | 2,797 | 2,797 | 0.0% | 959,623 |
| HD | UNCHANGED | 2,484 | 2,484 | 0.0% | 876,057 |
| COKE | REDUCED | 9,140 | 9,240 | -1.08% | 742,808 |
| SBUX | REDUCED | 6,601 | 6,751 | -2.22% | 674,539 |
| T | ADDED | 28,926 | 28,881 | 0.16% | 598,767 |
| AVGO | REDUCED | 1,496 | 1,504 | -0.53% | 565,114 |
| WMT | ADDED | 4,403 | 4,353 | 1.15% | 498,688 |
| LIN | UNCHANGED | 893 | 893 | 0.0% | 463,413 |
| SNDK | NEW | 195 | - | - | 443,377 |
| CVX | REDUCED | 2,599 | 2,674 | -2.8% | 430,813 |
| TT | UNCHANGED | 871 | 871 | 0.0% | 427,800 |
| C | UNCHANGED | 2,939 | 2,939 | 0.0% | 411,342 |
| ORCL | UNCHANGED | 2,648 | 2,648 | 0.0% | 388,064 |
| LLY | REDUCED | 314 | 319 | -1.57% | 376,621 |
| WDC | NEW | 586 | - | - | 374,290 |
| NEE | REDUCED | 4,257 | 5,020 | -15.2% | 373,651 |
| GEV | UNCHANGED | 275 | 275 | 0.0% | 323,087 |
| UNH | UNCHANGED | 770 | 770 | 0.0% | 320,035 |
| DELL | NEW | 674 | - | - | 290,804 |
| PM | UNCHANGED | 3,924 | 3,924 | 0.0% | 282,332 |
| INTC | NEW | 1,904 | - | - | 265,856 |
| PFE | NEW | 10,599 | - | - | 255,224 |
| VZ | ADDED | 5,978 | 5,965 | 0.22% | 253,088 |
| NFLX | UNCHANGED | 3,490 | 3,490 | 0.0% | 249,186 |
| MMM | UNCHANGED | 1,513 | 1,513 | 0.0% | 244,970 |
| TSLA | REDUCED | 571 | 758 | -24.67% | 240,163 |
| CSX | NEW | 4,600 | - | - | 218,638 |
| AMD | NEW | 373 | - | - | 216,679 |
| RTX | REDUCED | 1,120 | 1,170 | -4.27% | 212,464 |
| FLEX | NEW | 1,310 | - | - | 212,312 |
| LRCX | NEW | 480 | - | - | 207,998 |
| ROK | NEW | 413 | - | - | 204,468 |
| LVS | CLOSED OUT | 0 | 3,850 | -100.0% | 0 |
| HSY | CLOSED OUT | 0 | 1,100 | -100.0% | 0 |
| FDX | CLOSED OUT | 0 | 611 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 84,948,848 | 11.84 | 113426.0 | |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 65,414,512 | 9.12 | 2222715.0 | |
| - | ISHARES TR | CORE US AGGBD ET | 464287226 | 43,879,631 | 6.12 | 443414.0 | |
| - | ISHARES TR | IBOXX HI YD ETF | 464288513 | 38,470,676 | 5.36 | 481066.0 | |
| - | ISHARES TR | IBOXX INV CP ETF | 464287242 | 35,698,681 | 4.98 | 327308.0 | |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 32,030,984 | 4.46 | 331636.0 | |
| - | ISHARES TR | CORE MSCI EMKT | 46434G103 | 28,632,650 | 3.99 | 345719.0 | |
| - | ISHARES TR | FLTG RATE NT ETF | 46429B655 | 26,929,214 | 3.75 | 527506.0 | |
| - | ISHARES TR | JPMORGAN USD EMG | 464288281 | 23,052,746 | 3.21 | 239041.0 | |
| - | SCHWAB STRATEGIC TR | US AGGREGATE B | 808524839 | 22,129,220 | 3.08 | 956732.0 | |
| - | SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 21,888,392 | 3.05 | 790195.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 18,387,616 | 2.56 | 238477.0 | |
| - | SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 17,283,069 | 2.41 | 476643.0 | |
| - | SPDR SER TR | BLOMBERG BRC INV | 78468R200 | 16,705,366 | 2.33 | 541503.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 15,664,069 | 2.18 | 105624.0 | |
| - | ISHARES TR | NATIONAL MUN ETF | 464288414 | 15,598,120 | 2.17 | 144937.0 | |
| - | SPDR SERIES TRUST | STATE STREET SPD | 78464A854 | 15,272,459 | 2.13 | 173788.0 | |
| - | SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 13,435,809 | 1.87 | 364410.0 | |
| - | SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 12,003,964 | 1.67 | 414502.0 | |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 11,845,720 | 1.65 | 72112.0 | |
| - | SPDR TR S&P 500 ETF TR | TR UNIT | 78462F103 | 10,892,053 | 1.52 | 14586.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 10,647,118 | 1.48 | 294689.0 | |
| - | SPDR SERIES TRUST | PORTFOLIO AGRGTE | 78464A649 | 9,974,500 | 1.39 | 390850.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 9,759,121 | 1.36 | 33727.0 |
| - | SPDR SERIES TRUST | PORTFOLIO INTRMD | 78464A375 | 8,034,184 | 1.12 | 240113.0 | |
| - | ISHARES TR | 0-5YR HI YL CP | 46434V407 | 7,435,459 | 1.04 | 175323.0 | |
| - | ISHARES TR | CORE DIV GRWTH | 46434V621 | 7,403,166 | 1.03 | 97675.0 | |
| - | SPDR INDEX SHS FDS | PORTFOLIO EMG MK | 78463X509 | 6,058,219 | 0.84 | 116999.0 | |
| - | SPDR INDEX SHS FDS | PORTFOLIO DEVLPD | 78463X889 | 5,929,884 | 0.83 | 117680.0 | |
| CL | ADDED | COLGATE PALMOLIVE CO | COM | 194162103 | 5,857,515 | 0.82 | 63891.0 |
| - | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 5,694,646 | 0.79 | 179585.0 | |
| - | INVESCO EXCHNG TRADED FD TR | EMRNG MKT SVRG | 46138E784 | 4,586,776 | 0.64 | 211860.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 3,576,715 | 0.5 | 28805.0 | |
| - | SCHWAB STRATEGIC TR | US LCAP GR ETF | 808524300 | 3,454,523 | 0.48 | 102084.0 | |
| - | SPDR SERIES TRUST | PORTFOLIO MD ETF | 78464A847 | 2,939,362 | 0.41 | 43507.0 | |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 2,617,550 | 0.36 | 7017.0 |
| - | SPDR SER TR | NUVEEN BRC MUNIC | 78468R721 | 2,562,373 | 0.36 | 55947.0 | |
| - | SPDR SER TR | PORTFOLIO SM ETF | 78468R853 | 2,461,722 | 0.34 | 42686.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 2,081,114 | 0.29 | 5890.0 |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 1,905,814 | 0.27 | 2588.0 | |
| - | SPDR SERIES TRUST | PORTFOLIO TL STK | 78464A805 | 1,883,149 | 0.26 | 20742.0 | |
| JNJ | ADDED | JOHNSON & JOHNSON | COM | 478160104 | 1,868,338 | 0.26 | 7357.0 |
| - | ISHARES TR | 1 3 YR TREAS BD | 464287457 | 1,805,798 | 0.25 | 21993.0 | |
| - | SPDR SER TR | PRTFLO S&P500 HI | 78468R788 | 1,779,904 | 0.25 | 37307.0 | |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 1,739,904 | 0.24 | 8696.0 |
| - | PIMCO ETF TR | INV GRD CRP BD | 72201R817 | 1,618,947 | 0.23 | 16707.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 1,547,055 | 0.22 | 4329.0 |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 1,487,118 | 0.21 | 6989.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,288,653 | 0.18 | 1876.0 | |
| - | SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 1,221,184 | 0.17 | 50588.0 | |
| MRK | UNCHANGED | MERCK & CO INC | COM | 58933Y105 | 1,185,413 | 0.17 | 9225.0 |
| JPM | REDUCED | JPMORGAN CHASE & CO | COM | 46625H100 | 1,182,316 | 0.16 | 3612.0 |
| AMZN | UNCHANGED | AMAZON COM INC | COM | 023135106 | 1,166,180 | 0.16 | 4893.0 |
| - | CISCO SYS INC | COM | 17275R102 | 1,150,051 | 0.16 | 9791.0 | |
| META | REDUCED | META PLATFORMS INC | CL A | 30303M102 | 1,119,257 | 0.16 | 1987.0 |
| V | UNCHANGED | VISA INC | COM CL A | 92826C839 | 959,623 | 0.13 | 2797.0 |
| HD | UNCHANGED | HOME DEPOT INC | COM | 437076102 | 876,057 | 0.12 | 2484.0 |
| - | SCHWAB STRATEGIC TR | US LCAP VA ETF | 808524409 | 842,750 | 0.12 | 24210.0 | |
| COKE | REDUCED | COCA COLA CONSOLIDATED INC | COM | 191098102 | 742,808 | 0.1 | 9140.0 |
| - | BANK AMER CORP | COM | 060505104 | 733,618 | 0.1 | 12875.0 | |
| SBUX | REDUCED | STARBUCKS CORP | COM | 855244109 | 674,539 | 0.09 | 6601.0 |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 648,506 | 0.09 | 2741.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 625,888 | 0.09 | 1691.0 | |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 614,904 | 0.09 | 2187.0 | |
| T | ADDED | AT&T INC | COM | 00206R102 | 598,767 | 0.08 | 28926.0 |
| - | FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | 574,812 | 0.08 | 12636.0 | |
| AVGO | REDUCED | BROADCOM INC | COM | 11135F101 | 565,114 | 0.08 | 1496.0 |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 529,591 | 0.07 | 2185.0 | |
| WMT | ADDED | WALMART INC | COM | 931142103 | 498,688 | 0.07 | 4403.0 |
| - | DIMENSIONAL ETF TRUST | US EQUITY ETF | 25434V401 | 468,779 | 0.07 | 5721.0 | |
| LIN | UNCHANGED | LINDE PLC | SHS | G54950103 | 463,413 | 0.06 | 893.0 |
| SNDK | NEW | SANDISK CORP | COM | 80004C200 | 443,377 | 0.06 | 195.0 |
| CVX | REDUCED | CHEVRON CORP NEW | COM | 166764100 | 430,813 | 0.06 | 2599.0 |
| TT | UNCHANGED | TRANE TECHNOLOGIES PLC | SHS | G8994E103 | 427,800 | 0.06 | 871.0 |
| C | UNCHANGED | CITIGROUP INC | COM NEW | 172967424 | 411,342 | 0.06 | 2939.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 404,418 | 0.06 | 2958.0 | |
| ORCL | UNCHANGED | ORACLE CORP | COM | 68389X105 | 388,064 | 0.05 | 2648.0 |
| LLY | REDUCED | ELI LILLY & CO | COM | 532457108 | 376,621 | 0.05 | 314.0 |
| - | GE AEROSPACE | COM NEW | 369604951 | 375,972 | 0.05 | 1006.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 374,458 | 0.05 | 4347.0 | |
| WDC | NEW | WESTERN DIGITAL CORP | COM | 958102105 | 374,290 | 0.05 | 586.0 |
| NEE | REDUCED | NEXTERA ENERGY INC | COM | 65339F101 | 373,651 | 0.05 | 4257.0 |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 371,232 | 0.05 | 2365.0 | |
| - | COSTCO WHSL CORP NEW | COM | 22160K105 | 360,102 | 0.05 | 385.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 354,777 | 0.05 | 709.0 | |
| - | ISHARES TR | RUS MD CP GR ETF | 464287481 | 345,528 | 0.05 | 2360.0 | |
| GEV | UNCHANGED | GE VERNOVA INC | COM | 36828A101 | 323,087 | 0.05 | 275.0 |
| UNH | UNCHANGED | UNITEDHEALTH GROUP INC | COM | 91324P102 | 320,035 | 0.04 | 770.0 |
| - | TAIWAN SEMICONDUCTOR MANUFAC | SPONSORED ADS | 874039100 | 310,421 | 0.04 | 650.0 | |
| - | PUBLIC SVC ENTERPRISE GRP IN | COM | 744573106 | 296,396 | 0.04 | 3652.0 | |
| DELL | NEW | DELL TECHNOLOGIES INC | CL C | 24703L202 | 290,804 | 0.04 | 674.0 |
| PM | UNCHANGED | PHILIP MORRIS INTL INC | COM | 718172109 | 282,332 | 0.04 | 3924.0 |
| INTC | NEW | INTEL CORP | COM | 458140100 | 265,856 | 0.04 | 1904.0 |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 258,139 | 0.04 | 3082.0 | |
| PFE | NEW | PFIZER INC | COM | 717081103 | 255,224 | 0.04 | 10599.0 |
| VZ | ADDED | VERIZON COMMUNICATIONS INC | COM | 92343V104 | 253,088 | 0.04 | 5978.0 |
| NFLX | UNCHANGED | NETFLIX INC | COM | 64110L106 | 249,186 | 0.03 | 3490.0 |
| MMM | UNCHANGED | 3M CO | COM | 88579Y101 | 244,970 | 0.03 | 1513.0 |
| - | SPDR SER TR | PORTFOLIO SHORT | 78464A474 | 242,565 | 0.03 | 8361.0 | |
| - | ISHARES TR | RUSSELL 1000 US | 46435G169 | 241,605 | 0.03 | 590.0 | |
| - | PNC FINL SVCS GROUP INC | COM | 693475105 | 240,803 | 0.03 | 978.0 | |
| TSLA | REDUCED | TESLA INC | COM | 88160R101 | 240,163 | 0.03 | 571.0 |
| CSX | NEW | CSX CORP | COM | 126408103 | 218,638 | 0.03 | 4600.0 |
| AMD | NEW | ADVANCED MICRO DEVICES INC | COM | 007903107 | 216,679 | 0.03 | 373.0 |
| - | DISNEY WALT CO | COM | 254687106 | 216,337 | 0.03 | 2248.0 | |
| RTX | REDUCED | RTX CORPORATION | COM | 75513E101 | 212,464 | 0.03 | 1120.0 |
| FLEX | NEW | FLEX LTD | ORD | Y2573F102 | 212,312 | 0.03 | 1310.0 |
| LRCX | NEW | LAM RESEARCH CORP | COM NEW | 512807306 | 207,998 | 0.03 | 480.0 |
| ROK | NEW | ROCKWELL AUTOMATION INC | COM | 773903109 | 204,468 | 0.03 | 413.0 |
| - | APPLIED MATLS INC | COM | 038222105 | 203,886 | 0.03 | 282.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-03 | 717,424,585 | 110 | 1.104613 | 0.054384 | 1.793025 |
| 2026-03-31 | 2026-05-01 | 641,775,406 | 103 | 1.073164 | 0.052746 | 1.762904 |
| 2025-12-31 | 2026-01-21 | 634,263,209 | 98 | 1.116906 | 0.055008 | 1.75619 |
| 2025-09-30 | 2025-10-24 | 623,387,797 | 99 | 1.110618 | 0.054757 | 1.746438 |
| 2025-03-31 | 2025-05-08 | 526,299,209 | 88 | 0.858695 | 0.041473 | 1.305276 |
| 2024-12-31 | 2025-02-11 | 618,737,951 | 103 | 1.498763 | 0.072351 | 2.188435 |