PLANNING DIRECTIONS INC
CIK 0000821103
Annualised vol
2.599051%
Beta
0.121947
HHI
444.992337
Top-10 weight
56.299888%
VaR 95%
0.246891%
VaR 99%
0.455572%
Max drawdown
3.522171%
Matched value
11.762032%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 33,856 | 42,845 | -20.98% | 9,796,657 |
| NVDA | REDUCED | 10,565 | 15,844 | -33.32% | 2,113,978 |
| AMZN | REDUCED | 5,477 | 6,528 | -16.1% | 1,305,388 |
| MSFT | REDUCED | 3,232 | 3,451 | -6.35% | 1,205,488 |
| COHR | UNCHANGED | 2,900 | 2,900 | 0.0% | 1,143,963 |
| DELL | REDUCED | 2,405 | 2,448 | -1.76% | 1,037,763 |
| PANW | UNCHANGED | 2,150 | 2,150 | 0.0% | 733,193 |
| WMT | ADDED | 5,917 | 5,897 | 0.34% | 670,176 |
| GOOGL | ADDED | 1,706 | 1,685 | 1.25% | 609,711 |
| CEG | REDUCED | 2,103 | 2,547 | -17.43% | 522,370 |
| COIN | UNCHANGED | 3,528 | 3,528 | 0.0% | 515,758 |
| CAT | UNCHANGED | 472 | 472 | 0.0% | 503,092 |
| DE | ADDED | 718 | 716 | 0.28% | 455,505 |
| ALAB | NEW | 875 | - | - | 422,643 |
| MCD | ADDED | 1,389 | 1,383 | 0.43% | 375,480 |
| LRCX | NEW | 775 | - | - | 335,894 |
| MRVL | NEW | 1,080 | - | - | 321,721 |
| HD | ADDED | 845 | 844 | 0.12% | 297,886 |
| NEE | ADDED | 3,384 | 3,077 | 9.98% | 296,979 |
| LOAR | UNCHANGED | 3,572 | 3,572 | 0.0% | 287,939 |
| ACNB | UNCHANGED | 4,433 | 4,433 | 0.0% | 263,232 |
| PLTR | ADDED | 2,178 | 1,903 | 14.45% | 254,107 |
| JPM | ADDED | 712 | 708 | 0.56% | 232,954 |
| AXP | NEW | 671 | - | - | 226,999 |
| PEP | ADDED | 1,626 | 1,612 | 0.87% | 220,108 |
| HCA | UNCHANGED | 558 | 558 | 0.0% | 217,422 |
| COST | REDUCED | 222 | 335 | -33.73% | 208,127 |
| EXC | ADDED | 4,422 | 4,420 | 0.05% | 206,175 |
| PG | REDUCED | 1,384 | 1,558 | -11.17% | 202,944 |
| JNJ | REDUCED | 798 | 850 | -6.12% | 202,677 |
| CRMD | UNCHANGED | 20,000 | 20,000 | 0.0% | 157,000 |
| CSWC | UNCHANGED | 50,000 | 50,000 | 0.0% | 52,327 |
| BA | CLOSED OUT | 0 | 1,455 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | S&P 500 VAL ETF | 464287408 | 26,150,918 | 12.11 | 115172.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 16,077,092 | 7.45 | 67945.0 | |
| - | J P MORGAN EXCHANGE TRADED F | INCOME ETF | 46641Q159 | 15,419,619 | 7.14 | 334845.0 | |
| - | SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 14,564,664 | 6.75 | 459308.0 | |
| - | VICTORY PORTFOLIOS II | CORE BD ETF | 92647N527 | 14,233,392 | 6.59 | 303886.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 9,796,657 | 4.54 | 33856.0 |
| - | VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | 6,805,793 | 3.15 | 41638.0 | |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 6,750,847 | 3.13 | 22040.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 6,032,501 | 2.79 | 38436.0 | |
| - | ISHARES TR | CORE S&P SCP ETF | 464287804 | 5,726,818 | 2.65 | 38614.0 | |
| - | FIDELITY MERRIMACK STR TR | LOW DURTIN ETF | 316188408 | 5,535,783 | 2.56 | 110473.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 5,197,554 | 2.41 | 60338.0 | |
| - | ISHARES TR | CORE 1 5 YR USD | 46432F859 | 5,104,164 | 2.36 | 105786.0 | |
| - | VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 4,801,803 | 2.22 | 61633.0 | |
| - | J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | 46641Q332 | 3,899,582 | 1.81 | 69044.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 3,798,097 | 1.76 | 48059.0 | |
| - | J P MORGAN EXCHANGE TRADED F | NASDAQ EQT PREM | 46654Q203 | 3,386,703 | 1.57 | 55104.0 | |
| - | SPDR SERIES TRUST | ST STR SP DIV | 78464A763 | 2,847,878 | 1.32 | 18714.0 | |
| - | ISHARES TR | CORE S&P US GWT | 464287671 | 2,738,421 | 1.27 | 14559.0 | |
| - | ISHARES U S ETF TR | SHOR DURA BD ETF | 46431W507 | 2,366,102 | 1.1 | 46706.0 | |
| - | APPLIED MATLS INC | COM | 038222105 | 2,356,371 | 1.09 | 3259.0 | |
| NVDA | REDUCED | NVIDIA CORPORATION | COM | 67066G104 | 2,113,978 | 0.98 | 10565.0 |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 2,061,021 | 0.95 | 9457.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 1,769,820 | 0.82 | 21966.0 | |
| - | J P MORGAN EXCHANGE TRADED F | INTRNL RES EQT | 46641Q134 | 1,576,852 | 0.73 | 19116.0 | |
| - | ISHARES TR | 0-5YR HI YL CP | 46434V407 | 1,495,175 | 0.69 | 35255.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 1,457,754 | 0.68 | 5999.0 | |
| - | ISHARES INC | MSCI GBL MIN VOL | 464286525 | 1,355,981 | 0.63 | 11278.0 | |
| - | VANGUARD INDEX FDS | MCAP VL IDXVIP | 922908512 | 1,310,998 | 0.61 | 6635.0 | |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 1,305,388 | 0.6 | 5477.0 |
| - | SELECT SECTOR SPDR TR | ST STR STAPL ETF | 81369Y308 | 1,221,481 | 0.57 | 14704.0 | |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 1,205,488 | 0.56 | 3232.0 |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 1,156,199 | 0.54 | 1683.0 | |
| COHR | UNCHANGED | COHERENT CORP | COM | 19247G107 | 1,143,963 | 0.53 | 2900.0 |
| - | ISHARES TR | US INDUSTRIALS | 464287754 | 1,091,141 | 0.51 | 6548.0 | |
| - | SPDR SERIES TRUST | ST STR SP AERO | 78464A631 | 1,051,682 | 0.49 | 3706.0 | |
| DELL | REDUCED | DELL TECHNOLOGIES INC | CL C | 24703L202 | 1,037,763 | 0.48 | 2405.0 |
| - | J P MORGAN EXCHANGE TRADED F | MUNICIPAL ETF | 46641Q647 | 1,025,785 | 0.48 | 20250.0 | |
| - | VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 861,547 | 0.4 | 7208.0 | |
| - | ISHARES TR | US AER DEF ETF | 464288760 | 811,500 | 0.38 | 3347.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 785,418 | 0.36 | 2591.0 | |
| - | VANGUARD WORLD FD | HEALTH CAR ETF | 92204A504 | 782,925 | 0.36 | 2618.0 | |
| - | VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 734,047 | 0.34 | 8881.0 | |
| PANW | UNCHANGED | PALO ALTO NETWORKS INC | COM | 697435105 | 733,193 | 0.34 | 2150.0 |
| - | VANGUARD WHITEHALL FDS | INTL DVD ETF | 921946810 | 725,122 | 0.34 | 7765.0 | |
| - | ISHARES TR | RUS 1000 VAL ETF | 464287598 | 710,229 | 0.33 | 2930.0 | |
| WMT | ADDED | WALMART INC | COM | 931142103 | 670,176 | 0.31 | 5917.0 |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 644,703 | 0.3 | 12746.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 609,711 | 0.28 | 1706.0 |
| - | SELECT SECTOR SPDR TR | ST STR UTIL ETF | 81369Y886 | 595,333 | 0.28 | 13130.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 573,889 | 0.27 | 4198.0 | |
| - | ISHARES TR | US HLTHCARE ETF | 464287762 | 559,399 | 0.26 | 8348.0 | |
| CEG | REDUCED | CONSTELLATION ENERGY CORP | COM | 21037T109 | 522,370 | 0.24 | 2103.0 |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 517,673 | 0.24 | 8673.0 | |
| COIN | UNCHANGED | COINBASE GLOBAL INC | COM CL A | 19260Q107 | 515,758 | 0.24 | 3528.0 |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL STP | 46137V373 | 515,282 | 0.24 | 17188.0 | |
| CAT | UNCHANGED | CATERPILLAR INC | COM | 149123101 | 503,092 | 0.23 | 472.0 |
| - | WSFS FINL CORP | COM | 929328102 | 502,083 | 0.23 | 6544.0 | |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 490,453 | 0.23 | 1341.0 | |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 469,191 | 0.22 | 5488.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 467,934 | 0.22 | 627.0 | |
| - | ISHARES TR | RUS MDCP VAL ETF | 464287473 | 459,357 | 0.21 | 2791.0 | |
| DE | ADDED | DEERE & CO | COM | 244199105 | 455,505 | 0.21 | 718.0 |
| - | ISHARES TR | U.S. TECH ETF | 464287721 | 450,488 | 0.21 | 1786.0 | |
| - | VANGUARD WORLD FD | MEGA GRWTH IND | 921910816 | 444,787 | 0.21 | 5060.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 433,961 | 0.2 | 12011.0 | |
| ALAB | NEW | ASTERA LABS INC | COM | 04626A103 | 422,643 | 0.2 | 875.0 |
| - | GLOBAL X FDS | US INFR DEV ETF | 37954Y673 | 411,997 | 0.19 | 6992.0 | |
| - | ISHARES TR | US CONSUM DISCRE | 464287580 | 403,104 | 0.19 | 3987.0 | |
| - | ISHARES TR | MSCI USA MIN ETF | 46429B697 | 390,985 | 0.18 | 4053.0 | |
| - | VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 | 383,939 | 0.18 | 7713.0 | |
| MCD | ADDED | MCDONALDS CORP | COM | 580135101 | 375,480 | 0.17 | 1389.0 |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 372,290 | 0.17 | 744.0 | |
| - | J P MORGAN EXCHANGE TRADED F | JPMORGAM LTD DUR | 46654Q773 | 358,619 | 0.17 | 6871.0 | |
| - | FIDELITY COVINGTON TRUST | HIGH DIVID ETF | 316092840 | 353,148 | 0.16 | 5857.0 | |
| - | INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 | 344,901 | 0.16 | 1952.0 | |
| - | VICTORY PORTFOLIOS II | SHORT TRM BD ETF | 92647N535 | 342,584 | 0.16 | 6768.0 | |
| - | VANGUARD WHITEHALL FDS | HIGH DIV YLD | 921946406 | 337,699 | 0.16 | 2137.0 | |
| LRCX | NEW | LAM RESEARCH CORP | COM NEW | 512807306 | 335,894 | 0.16 | 775.0 |
| - | ROUNDHILL ETF TRUST | ROUNDHILL S&P500 | 77926X858 | 324,775 | 0.15 | 6077.0 | |
| MRVL | NEW | MARVELL TECHNOLOGY INC | COM | 573874104 | 321,721 | 0.15 | 1080.0 |
| - | VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 299,807 | 0.14 | 3909.0 | |
| HD | ADDED | HOME DEPOT INC | COM | 437076102 | 297,886 | 0.14 | 845.0 |
| NEE | ADDED | NEXTERA ENERGY INC | COM | 65339F101 | 296,979 | 0.14 | 3384.0 |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 295,757 | 0.14 | 1800.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 291,921 | 0.14 | 3786.0 | |
| LOAR | UNCHANGED | LOAR HOLDINGS INC | COM SHS | 53947R105 | 287,939 | 0.13 | 3572.0 |
| - | FIDELITY MERRIMACK STR TR | INVESTMENT GR BD | 316188606 | 287,479 | 0.13 | 6712.0 | |
| - | NORFOLK SOUTHN CORP | COM | 655844108 | 285,339 | 0.13 | 907.0 | |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 278,297 | 0.13 | 372.0 | |
| - | FIRST TR EXCHANGE-TRADED FD | SHS | 33734H106 | 270,250 | 0.13 | 5609.0 | |
| - | LOWES COS INC | COM | 548661107 | 265,038 | 0.12 | 1202.0 | |
| ACNB | UNCHANGED | ACNB CORP | COM | 000868109 | 263,232 | 0.12 | 4433.0 |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 260,746 | 0.12 | 927.0 | |
| PLTR | ADDED | PALANTIR TECHNOLOGIES INC | CL A | 69608A108 | 254,107 | 0.12 | 2178.0 |
| JPM | ADDED | JPMORGAN CHASE & CO | COM | 46625H100 | 232,954 | 0.11 | 712.0 |
| - | NUSHARES ETF TR | NUVEEN ESG LRGCP | 67092P201 | 227,489 | 0.11 | 1943.0 | |
| AXP | NEW | AMERICAN EXPRESS CO | COM | 025816109 | 226,999 | 0.11 | 671.0 |
| PEP | ADDED | PEPSICO INC | COM | 713448108 | 220,108 | 0.1 | 1626.0 |
| HCA | UNCHANGED | HCA HEALTHCARE INC | COM | 40412C101 | 217,422 | 0.1 | 558.0 |
| - | ISHARES TR | MSCI EAFE MIN VL | 46429B689 | 217,023 | 0.1 | 2474.0 | |
| - | INVESCO EXCHANGE TRADED FD T | S&P500 EQL UTL | 46137V274 | 212,112 | 0.1 | 2614.0 | |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 208,127 | 0.1 | 222.0 |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 206,960 | 0.1 | 2905.0 | |
| EXC | ADDED | EXELON CORP | COM | 30161N101 | 206,175 | 0.1 | 4422.0 |
| PG | REDUCED | PROCTER & GAMBLE CO | COM | 742718109 | 202,944 | 0.09 | 1384.0 |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 202,677 | 0.09 | 798.0 |
| - | AGNC INVT CORP | COM | 00123Q104 | 190,929 | 0.09 | 17516.0 | |
| CRMD | UNCHANGED | CORMEDIX INC | COM | 21900C308 | 157,000 | 0.07 | 20000.0 |
| CSWC | UNCHANGED | CAPITAL SOUTHWEST CORP | NOTE 5.125%11/1 | 140501AE7 | 52,327 | 0.02 | 50000.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-10 | 215,912,156 | 110 | 2.599051 | 0.121947 | 3.522171 |
| 2026-03-31 | 2026-04-15 | 197,598,601 | 106 | 2.870523 | 0.134654 | 4.092243 |
| 2025-12-31 | 2026-01-21 | 198,444,398 | 101 | 3.043016 | 0.142351 | 4.355297 |
| 2025-09-30 | 2025-11-13 | 191,581,530 | 93 | 3.109543 | 0.145992 | 4.611516 |
| 2025-03-31 | 2025-04-30 | 233,889,571 | 117 | 3.614402 | 0.174246 | 6.07636 |
| 2024-12-31 | 2025-02-06 | 172,330,041 | 77 | 2.934699 | 0.136069 | 4.277367 |