Strategic Financial Services, Inc.
CIK 0001432539
Annualised vol
1.359729%
Beta
0.06527
HHI
816.233889
Top-10 weight
74.55665%
VaR 95%
0.128196%
VaR 99%
0.244353%
Max drawdown
2.21051%
Matched value
6.158867%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 63,958 | 67,807 | -5.68% | 18,506,978 |
| LRCX | REDUCED | 34,437 | 37,146 | -7.29% | 14,922,585 |
| GOOGL | REDUCED | 41,062 | 42,495 | -3.37% | 14,541,231 |
| KLAC | ADDED | 47,035 | 4,919 | 856.19% | 14,190,946 |
| JPM | REDUCED | 24,505 | 24,789 | -1.15% | 8,021,222 |
| MSFT | REDUCED | 16,328 | 16,407 | -0.48% | 6,090,591 |
| V | REDUCED | 15,657 | 15,992 | -2.09% | 5,371,760 |
| MCK | REDUCED | 6,518 | 6,764 | -3.64% | 4,925,001 |
| ORCL | REDUCED | 23,100 | 23,878 | -3.26% | 3,385,305 |
| BLK | REDUCED | 3,093 | 3,164 | -2.24% | 2,974,227 |
| NEE | REDUCED | 31,822 | 32,166 | -1.07% | 2,793,028 |
| TSLA | UNCHANGED | 6,447 | 6,447 | 0.0% | 2,711,608 |
| COST | REDUCED | 2,883 | 2,978 | -3.19% | 2,696,960 |
| AVGO | ADDED | 6,753 | 6,752 | 0.01% | 2,550,791 |
| MRK | REDUCED | 18,756 | 19,006 | -1.32% | 2,410,146 |
| AMZN | REDUCED | 9,885 | 10,045 | -1.59% | 2,355,991 |
| JNJ | REDUCED | 8,944 | 9,059 | -1.27% | 2,271,508 |
| NVDA | ADDED | 11,081 | 10,463 | 5.91% | 2,217,274 |
| NXPI | REDUCED | 6,442 | 6,600 | -2.39% | 1,810,395 |
| BKNG | ADDED | 9,750 | 422 | 2210.43% | 1,737,840 |
| PEP | REDUCED | 9,433 | 9,553 | -1.26% | 1,277,228 |
| GEV | REDUCED | 1,074 | 3,146 | -65.86% | 1,261,800 |
| UNH | REDUCED | 2,697 | 2,849 | -5.34% | 1,121,032 |
| MS | UNCHANGED | 5,125 | 5,125 | 0.0% | 1,071,330 |
| GS | UNCHANGED | 1,035 | 1,035 | 0.0% | 1,046,768 |
| ABBV | UNCHANGED | 4,155 | 4,155 | 0.0% | 1,045,470 |
| PSX | UNCHANGED | 5,857 | 5,857 | 0.0% | 990,126 |
| DE | UNCHANGED | 1,511 | 1,511 | 0.0% | 958,473 |
| ULTA | REDUCED | 2,094 | 2,183 | -4.08% | 944,352 |
| PG | REDUCED | 6,379 | 6,421 | -0.65% | 935,474 |
| MA | REDUCED | 1,702 | 1,772 | -3.95% | 874,147 |
| META | ADDED | 1,509 | 1,409 | 7.1% | 850,005 |
| WMT | REDUCED | 6,728 | 6,783 | -0.81% | 762,013 |
| CB | NEW | 2,087 | - | - | 711,124 |
| LLY | ADDED | 519 | 515 | 0.78% | 622,504 |
| PSA | NEW | 1,895 | - | - | 603,197 |
| CAT | UNCHANGED | 563 | 563 | 0.0% | 599,539 |
| NWFL | UNCHANGED | 17,972 | 17,972 | 0.0% | 577,800 |
| SCHW | UNCHANGED | 6,199 | 6,199 | 0.0% | 571,982 |
| INTC | NEW | 3,989 | - | - | 556,984 |
| CSX | UNCHANGED | 11,606 | 11,606 | 0.0% | 551,633 |
| HD | UNCHANGED | 1,475 | 1,475 | 0.0% | 520,203 |
| RTX | UNCHANGED | 2,453 | 2,453 | 0.0% | 465,408 |
| TRV | UNCHANGED | 1,330 | 1,330 | 0.0% | 439,060 |
| KO | REDUCED | 5,339 | 5,919 | -9.8% | 433,901 |
| MCD | REDUCED | 1,518 | 2,132 | -28.8% | 410,403 |
| CVX | UNCHANGED | 2,221 | 2,221 | 0.0% | 368,153 |
| ALL | UNCHANGED | 1,375 | 1,375 | 0.0% | 327,168 |
| ABT | UNCHANGED | 3,329 | 3,329 | 0.0% | 302,029 |
| ROK | UNCHANGED | 610 | 610 | 0.0% | 301,999 |
| HIG | UNCHANGED | 2,072 | 2,072 | 0.0% | 274,581 |
| SO | REDUCED | 2,737 | 2,768 | -1.12% | 261,958 |
| CL | UNCHANGED | 2,710 | 2,710 | 0.0% | 248,453 |
| MDLZ | UNCHANGED | 4,287 | 4,287 | 0.0% | 247,960 |
| BA | REDUCED | 1,140 | 1,160 | -1.72% | 246,776 |
| AMD | NEW | 419 | - | - | 243,401 |
| COP | UNCHANGED | 2,270 | 2,270 | 0.0% | 235,989 |
| NBTB | UNCHANGED | 4,700 | 4,700 | 0.0% | 232,039 |
| HSY | UNCHANGED | 1,244 | 1,244 | 0.0% | 218,260 |
| AXP | NEW | 628 | - | - | 212,421 |
| VZ | REDUCED | 4,954 | 5,154 | -3.88% | 209,752 |
| NFLX | CLOSED OUT | 0 | 2,200 | -100.0% | 0 |
| PLTR | CLOSED OUT | 0 | 1,450 | -100.0% | 0 |
| HON | CLOSED OUT | 0 | 1,163 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | ISHARES TR | INTL EQTY FACTOR | 46434V274 | 353,288,780 | 15.47 | 8625214.0 | |
| - | ISHARES TR | US SML CAP EQT | 46434V290 | 336,751,693 | 14.75 | 3777784.0 | |
| - | ISHARES TR | U S EQUITY FACTR | 46434V282 | 300,632,310 | 13.17 | 3975040.0 | |
| - | VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 165,002,864 | 7.23 | 2797607.0 | |
| - | ISHARES INC | EMNG MKTS EQT | 46434G889 | 129,980,364 | 5.69 | 1774234.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 121,252,136 | 5.31 | 1534255.0 | |
| - | VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 77,537,019 | 3.4 | 1543640.0 | |
| - | VANGUARD SCOTTSDALE FDS | LONG TERM TREAS | 92206C847 | 73,742,839 | 3.23 | 1336405.0 | |
| - | VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 73,146,210 | 3.2 | 885012.0 | |
| - | ISHARES TR | MSCI USA MMENTM | 46432F396 | 70,931,533 | 3.11 | 206900.0 | |
| - | VANGUARD WELLINGTON FD | US MOMENTUM | 921935508 | 68,279,912 | 2.99 | 273656.0 | |
| - | WORLD GOLD TR | SPDR GLD MINIS | 98149E303 | 44,587,023 | 1.95 | 561408.0 | |
| - | ISHARES INC | MSCI EQUAL WEITE | 464286681 | 44,561,286 | 1.95 | 390238.0 | |
| - | DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 44,298,732 | 1.94 | 820043.0 | |
| - | GOLDMAN SACHS ETF TR | ACTIVEBETA INT | 381430107 | 39,728,564 | 1.74 | 869334.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 33,448,186 | 1.46 | 574711.0 | |
| - | ISHARES TR | INTRM GOV CR ETF | 464288612 | 27,496,778 | 1.2 | 259171.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 18,506,978 | 0.81 | 63958.0 |
| - | ISHARES TR | MSCI USA SZE FT | 46432F370 | 17,620,660 | 0.77 | 98837.0 | |
| - | VANGUARD WHITEHALL FDS | EM MK GOV BD ETF | 921946885 | 15,268,660 | 0.67 | 227077.0 | |
| LRCX | REDUCED | LAM RESEARCH CORP | COM NEW | 512807306 | 14,922,585 | 0.65 | 34437.0 |
| KLAC | ADDED | KLA CORP | COM NEW | 482480100 | 14,190,946 | 0.62 | 47035.0 |
| - | GOLDMAN SACHS ETF TR | ACTIVEBETA US LG | 381430503 | 13,229,682 | 0.58 | 93239.0 | |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL C | 02079K107 | 11,645,088 | 0.51 | 32958.0 |
| - | GOLDMAN SACHS ETF TR | ACTIVEBETA EME | 381430206 | 10,720,632 | 0.47 | 206166.0 | |
| - | GOLDMAN SACHS ETF TR | ACTIVEBETA US | 381430602 | 8,694,431 | 0.38 | 95271.0 | |
| JPM | REDUCED | JPMORGAN CHASE & CO | COM | 46625H100 | 8,021,222 | 0.35 | 24505.0 |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 6,090,591 | 0.27 | 16328.0 |
| V | REDUCED | VISA INC | COM CL A | 92826C839 | 5,371,760 | 0.24 | 15657.0 |
| MCK | REDUCED | MCKESSON CORP | COM | 58155Q103 | 4,925,001 | 0.22 | 6518.0 |
| - | J P MORGAN EXCHANGE TRADED F | US MOMENTUM | 46641Q779 | 3,839,974 | 0.17 | 44933.0 | |
| ORCL | REDUCED | ORACLE CORP | COM | 68389X105 | 3,385,305 | 0.15 | 23100.0 |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 3,297,472 | 0.14 | 8911.0 | |
| - | M & T BK CORP | COM | 55261F104 | 3,183,860 | 0.14 | 13377.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 3,007,454 | 0.13 | 8164.0 | |
| BLK | REDUCED | BLACKROCK INC | COM | 09290D101 | 2,974,227 | 0.13 | 3093.0 |
| GOOGL | REDUCED | ALPHABET INC | CAP STK CL A | 02079K305 | 2,896,143 | 0.13 | 8104.0 |
| - | CISCO SYS INC | COM | 17275R102 | 2,855,335 | 0.13 | 24309.0 | |
| NEE | REDUCED | NEXTERA ENERGY INC | COM | 65339F101 | 2,793,028 | 0.12 | 31822.0 |
| - | EXXON MOBIL CORP | COM | 30231G102 | 2,749,713 | 0.12 | 20112.0 | |
| TSLA | UNCHANGED | TESLA INC | COM | 88160R101 | 2,711,608 | 0.12 | 6447.0 |
| - | QUALCOMM INC | COM | 747525103 | 2,699,782 | 0.12 | 14610.0 | |
| COST | REDUCED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 2,696,960 | 0.12 | 2883.0 |
| MRK | REDUCED | MERCK & CO INC | COM | 58933Y105 | 2,410,146 | 0.11 | 18756.0 |
| - | SPDR SERIES TRUST | ST LON TREAS ETF | 78464A664 | 2,404,688 | 0.11 | 91677.0 | |
| AMZN | REDUCED | AMAZON COM INC | COM | 023135106 | 2,355,991 | 0.1 | 9885.0 |
| JNJ | REDUCED | JOHNSON & JOHNSON | COM | 478160104 | 2,271,508 | 0.1 | 8944.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 2,217,274 | 0.1 | 11081.0 |
| - | VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 2,199,230 | 0.1 | 25725.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 2,150,676 | 0.09 | 4298.0 | |
| - | TJX COS INC NEW | COM | 872540109 | 2,019,950 | 0.09 | 13333.0 | |
| - | SPDR SERIES TRUST | ST STR SP BIOT | 78464A870 | 1,870,990 | 0.08 | 11823.0 | |
| - | ISHARES TR | ISHS 1-5YR INVS | 464288646 | 1,854,685 | 0.08 | 35388.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS2000IDX | 92206C664 | 1,846,555 | 0.08 | 15208.0 | |
| NXPI | REDUCED | NXP SEMICONDUCTORS N V | COM | N6596X109 | 1,810,395 | 0.08 | 6442.0 |
| BKNG | ADDED | BOOKING HOLDINGS INC | COM | 09857L108 | 1,737,840 | 0.08 | 9750.0 |
| - | GE AEROSPACE | COM NEW | 369604301 | 1,690,855 | 0.07 | 4524.0 | |
| - | VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 1,510,571 | 0.07 | 21201.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 1,499,697 | 0.07 | 29650.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 1,493,540 | 0.07 | 2000.0 | |
| - | VANGUARD INDEX FDS | GROWTH ETF | 922908736 | 1,486,173 | 0.07 | 17253.0 | |
| - | VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 1,289,106 | 0.06 | 5448.0 | |
| PEP | REDUCED | PEPSICO INC | COM | 713448108 | 1,277,228 | 0.06 | 9433.0 |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 1,274,611 | 0.06 | 1702.0 | |
| GEV | REDUCED | GE VERNOVA INC | COM | 36828A101 | 1,261,800 | 0.06 | 1074.0 |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 1,247,083 | 0.05 | 11713.0 | |
| - | INTERNATIONAL BUSINESS MACHS | COM | 459200101 | 1,218,207 | 0.05 | 4332.0 | |
| - | ISHARES INC | CORE MSCI EMKT | 46434G103 | 1,210,127 | 0.05 | 14608.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 1,150,963 | 0.05 | 1541.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 1,147,207 | 0.05 | 9239.0 | |
| UNH | REDUCED | UNITEDHEALTH GROUP INC | COM | 91324P102 | 1,121,032 | 0.05 | 2697.0 |
| MS | UNCHANGED | MORGAN STANLEY | COM NEW | 617446448 | 1,071,330 | 0.05 | 5125.0 |
| - | CORNING INC | COM | 219350105 | 1,050,073 | 0.05 | 4111.0 | |
| GS | UNCHANGED | GOLDMAN SACHS GROUP INC | COM | 38141G104 | 1,046,768 | 0.05 | 1035.0 |
| ABBV | UNCHANGED | ABBVIE INC | COM | 00287Y109 | 1,045,470 | 0.05 | 4155.0 |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 1,010,670 | 0.04 | 12544.0 | |
| PSX | UNCHANGED | PHILLIPS 66 | COM | 718546104 | 990,126 | 0.04 | 5857.0 |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 978,419 | 0.04 | 10131.0 | |
| DE | UNCHANGED | DEERE & CO | COM | 244199105 | 958,473 | 0.04 | 1511.0 |
| AVGO | ADDED | BROADCOM INC | COM | 11135F101 | 944,375 | 0.04 | 2500.0 |
| AVGO | ADDED | BROADCOM INC | COM | 11135F101 | 944,375 | 0.04 | 2500.0 |
| ULTA | REDUCED | ULTA BEAUTY INC | COM | 90384S303 | 944,352 | 0.04 | 2094.0 |
| PG | REDUCED | PROCTER & GAMBLE CO | COM | 742718109 | 935,474 | 0.04 | 6379.0 |
| - | VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | 922042858 | 928,180 | 0.04 | 15550.0 | |
| MA | REDUCED | MASTERCARD INCORPORATED | CL A | 57636Q104 | 874,147 | 0.04 | 1702.0 |
| META | ADDED | META PLATFORMS INC | CL A | 30303M102 | 850,005 | 0.04 | 1509.0 |
| - | VANGUARD INDEX FDS | MCAP GR IDXVIP | 922908538 | 785,966 | 0.03 | 2566.0 | |
| WMT | REDUCED | WALMART INC | COM | 931142103 | 762,013 | 0.03 | 6728.0 |
| - | DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 744,994 | 0.03 | 10658.0 | |
| CB | NEW | CHUBB LIMITED | COM | H1467J104 | 711,124 | 0.03 | 2087.0 |
| - | ASML HLDG NV | N Y REGISTRY SHS | N07059210 | 682,378 | 0.03 | 343.0 | |
| - | ISHARES TR | MSCI USA VALUE | 46432F388 | 677,356 | 0.03 | 3390.0 | |
| AVGO | ADDED | BROADCOM INC | COM | 11135F101 | 662,041 | 0.03 | 1753.0 |
| - | ISHARES TR | CORE S&P TTL STK | 464287150 | 655,109 | 0.03 | 3988.0 | |
| LLY | ADDED | ELI LILLY & CO | COM | 532457108 | 622,504 | 0.03 | 519.0 |
| PSA | NEW | PUBLIC STORAGE | COM | 74460D109 | 603,197 | 0.03 | 1895.0 |
| CAT | UNCHANGED | CATERPILLAR INC | COM | 149123101 | 599,539 | 0.03 | 563.0 |
| - | COMMUNITY FINANCIAL SYSTEM I | COM | 203607106 | 583,004 | 0.03 | 8686.0 | |
| NWFL | UNCHANGED | NORWOOD FINANCIAL CORP | COM | 669549107 | 577,800 | 0.03 | 17972.0 |
| SCHW | UNCHANGED | SCHWAB CHARLES CORP | COM | 808513105 | 571,982 | 0.03 | 6199.0 |
| - | ISHARES TR | CORE US AGGBD ET | 464287226 | 570,620 | 0.02 | 5765.0 | |
| - | AUTOMATIC DATA PROCESSING IN | COM | 053015103 | 565,026 | 0.02 | 2523.0 | |
| INTC | NEW | INTEL CORP | COM | 458140100 | 556,984 | 0.02 | 3989.0 |
| CSX | UNCHANGED | CSX CORP | COM | 126408103 | 551,633 | 0.02 | 11606.0 |
| - | DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 543,224 | 0.02 | 9875.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 537,129 | 0.02 | 1772.0 | |
| HD | UNCHANGED | HOME DEPOT INC | COM | 437076102 | 520,203 | 0.02 | 1475.0 |
| - | VANGUARD INDEX FDS | SML CP GRW ETF | 922908595 | 514,906 | 0.02 | 1408.0 | |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000IDX | 92206C730 | 482,676 | 0.02 | 1425.0 | |
| - | TOMPKINS FINL CORP | COM | 890110109 | 481,579 | 0.02 | 5095.0 | |
| - | IDEXX LABS INC | COM | 45168D104 | 478,008 | 0.02 | 908.0 | |
| RTX | UNCHANGED | RTX CORPORATION | COM | 75513E101 | 465,408 | 0.02 | 2453.0 |
| TRV | UNCHANGED | TRAVELERS COMPANIES INC | COM | 89417E109 | 439,060 | 0.02 | 1330.0 |
| KO | REDUCED | COCA COLA CO | COM | 191216100 | 433,901 | 0.02 | 5339.0 |
| MCD | REDUCED | MCDONALDS CORP | COM | 580135101 | 410,403 | 0.02 | 1518.0 |
| - | ISHARES TR | CORE UNIVRSL USD | 46434V613 | 406,674 | 0.02 | 8812.0 | |
| - | ISHARES TR | JPMORGAN USD EMG | 464288281 | 403,698 | 0.02 | 4186.0 | |
| - | VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 388,851 | 0.02 | 4643.0 | |
| - | IMMUCELL CORP | COM PAR | 452525306 | 371,850 | 0.02 | 37000.0 | |
| - | ISHARES TR | S&P 500 GRWT ETF | 464287309 | 371,193 | 0.02 | 2699.0 | |
| - | ILLINOIS TOOL WKS INC | COM | 452308109 | 369,732 | 0.02 | 1367.0 | |
| CVX | UNCHANGED | CHEVRON CORPORATION | COM | 166764100 | 368,153 | 0.02 | 2221.0 |
| - | VANGUARD INDEX FDS | VALUE ETF | 922908744 | 344,547 | 0.02 | 1581.0 | |
| - | VANGUARD INDEX FDS | SM CP VAL ETF | 922908611 | 341,321 | 0.01 | 1405.0 | |
| ALL | UNCHANGED | ALLSTATE CORP | COM | 020002101 | 327,168 | 0.01 | 1375.0 |
| - | WASTE MGMT INC DEL | COM | 94106L109 | 322,284 | 0.01 | 1446.0 | |
| - | ISHARES TR | CORE S&P MCP ETF | 464287507 | 318,850 | 0.01 | 4135.0 | |
| ABT | UNCHANGED | ABBOTT LABORATORIES | COM | 002824100 | 302,029 | 0.01 | 3329.0 |
| ROK | UNCHANGED | ROCKWELL AUTOMATION INC | COM | 773903109 | 301,999 | 0.01 | 610.0 |
| - | ISHARES TR | RUSSELL 2000 ETF | 464287655 | 301,051 | 0.01 | 1002.0 | |
| - | SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 284,126 | 0.01 | 7864.0 | |
| - | ELEVANCE HEALTH INC FORMERLY | COM | 036752103 | 278,446 | 0.01 | 720.0 | |
| HIG | UNCHANGED | HARTFORD INSURANCE GROUP INC | COM | 416515104 | 274,581 | 0.01 | 2072.0 |
| - | BANK OF NY MELLON CORP | COM | 064058100 | 274,325 | 0.01 | 1897.0 | |
| SO | REDUCED | SOUTHERN CO | COM | 842587107 | 261,958 | 0.01 | 2737.0 |
| - | ISHARES TR | S&P 500 VAL ETF | 464287408 | 256,578 | 0.01 | 1130.0 | |
| CL | UNCHANGED | COLGATE PALMOLIVE CO | COM | 194162103 | 248,453 | 0.01 | 2710.0 |
| MDLZ | UNCHANGED | MONDELEZ INTL INC | CL A | 609207105 | 247,960 | 0.01 | 4287.0 |
| BA | REDUCED | BOEING CO | COM | 097023105 | 246,776 | 0.01 | 1140.0 |
| AMD | NEW | ADVANCED MICRO DEVICES INC | COM | 007903107 | 243,401 | 0.01 | 419.0 |
| - | SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 241,599 | 0.01 | 8722.0 | |
| - | SELECT SECTOR SPDR TR | ST STR TECHN ETF | 81369Y803 | 241,389 | 0.01 | 1267.0 | |
| - | UNION PAC CORP | COM | 907818108 | 236,421 | 0.01 | 869.0 | |
| COP | UNCHANGED | CONOCOPHILLIPS | COM | 20825C104 | 235,989 | 0.01 | 2270.0 |
| - | VANGUARD SCOTTSDALE FDS | VNG RUS1000VAL | 92206C714 | 233,882 | 0.01 | 2200.0 | |
| - | ISHARES TR | RUS MID CAP ETF | 464287499 | 232,113 | 0.01 | 2104.0 | |
| NBTB | UNCHANGED | NBT BANCORP INC | COM | 628778102 | 232,039 | 0.01 | 4700.0 |
| - | SCHWAB STRATEGIC TR | US LRG CAP ETF | 808524201 | 226,346 | 0.01 | 7691.0 | |
| HSY | UNCHANGED | HERSHEY CO | COM | 427866108 | 218,260 | 0.01 | 1244.0 |
| AXP | NEW | AMERICAN EXPRESS CO | COM | 025816109 | 212,421 | 0.01 | 628.0 |
| - | DISNEY WALT CO | COM | 254687106 | 212,226 | 0.01 | 2205.0 | |
| - | DANAHER CORP DEL | COM | 235851102 | 210,671 | 0.01 | 1106.0 | |
| - | VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | 209,885 | 0.01 | 320.0 | |
| VZ | REDUCED | VERIZON COMMUNICATIONS INC | COM | 92343V104 | 209,752 | 0.01 | 4954.0 |
| - | SPDR SERIES TRUST | ST STR P500ETF | 78464A854 | 207,836 | 0.01 | 2365.0 | |
| - | SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 204,832 | 0.01 | 8650.0 | |
| - | NORFOLK SOUTHN CORP | COM | 655844108 | 204,169 | 0.01 | 649.0 | |
| - | PPG INDS INC | COM | 693506107 | 203,039 | 0.01 | 1674.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-24 | 158 | 158 | 1.359729 | 0.06527 | 2.21051 |
| 2026-03-31 | 2026-05-08 | 2,101,660,607 | 153 | 1.159984 | 0.05689 | 1.999418 |
| 2025-12-31 | 2026-02-09 | 2,077,190,515 | 145 | 1.180764 | 0.057705 | 2.067748 |
| 2025-09-30 | 2025-11-14 | 1,992,942,913 | 142 | 1.202767 | 0.059291 | 2.095983 |
| 2025-03-31 | 2025-05-23 | 1,707,224,629 | 133 | 1.080837 | 0.053296 | 1.993406 |
| 2024-12-31 | 2025-02-11 | 1,676,723,660 | 136 | 1.25737 | 0.062162 | 2.28571 |