Financial Concepts Unlimited, Inc.
CIK 0002112099
Annualised vol
5.667239%
Beta
0.261454
HHI
825.163594
Top-10 weight
79.561059%
VaR 95%
0.543706%
VaR 99%
1.004566%
Max drawdown
9.599251%
Matched value
20.833056%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| SPY | REDUCED | 15,504 | 15,921 | -2.62% | 11,578,115 |
| NVDA | REDUCED | 45,956 | 51,480 | -10.73% | 9,195,242 |
| AAPL | REDUCED | 6,570 | 7,797 | -15.74% | 1,901,089 |
| AMZN | REDUCED | 3,263 | 3,831 | -14.83% | 777,703 |
| TSLA | REDUCED | 1,820 | 3,020 | -39.74% | 765,492 |
| GOOGL | ADDED | 1,400 | 761 | 83.97% | 498,052 |
| HD | UNCHANGED | 1,060 | 1,060 | 0.0% | 373,811 |
| WMT | ADDED | 3,228 | 3,222 | 0.19% | 365,649 |
| MSFT | REDUCED | 941 | 1,067 | -11.81% | 350,993 |
| GLD | UNCHANGED | 781 | 781 | 0.0% | 287,705 |
| META | ADDED | 456 | 444 | 2.7% | 256,774 |
| CSCO | NEW | 1,871 | - | - | 219,764 |
| AXP | CLOSED OUT | 0 | 762 | -100.0% | 0 |
| CAT | CLOSED OUT | 0 | 456 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | INVESCO QQQ TRUST | ETF | 46090e103 | 19,971,822 | 15.66 | 27121.0 | |
| - | SPDR DJ INDL AVG ETF TR | ETF | 78467X109 | 19,103,053 | 14.98 | 36569.0 | |
| SPY | REDUCED | SPDR S&P 500 ETF | ETF | 78462f103 | 11,578,115 | 9.08 | 15504.0 |
| - | FED HME MDT LAR VAL ETF NAV | ETF | 31423L701 | 11,034,366 | 8.65 | 307724.0 | |
| NVDA | REDUCED | NVIDIA CORP | COM | 67066G104 | 9,195,242 | 7.21 | 45956.0 |
| - | FEDERATED HME MDT SML COR | ETF | 31423L602 | 7,539,101 | 5.91 | 201958.0 | |
| - | ISHARES CORE S&P 500 ETF | ETF | 464287200 | 6,626,982 | 5.2 | 8849.0 | |
| - | SPDR S&P 600 SM CAP GR | ETF | 78464a201 | 5,934,759 | 4.65 | 49817.0 | |
| - | FEDERATED HERMES ETF TR | ETF | 31423L875 | 5,266,018 | 4.13 | 202773.0 | |
| - | SPDR S&P 400 MID CAP GR | ETF | 78464a821 | 5,222,368 | 4.09 | 46591.0 | |
| - | FED HERMS U S STRG DIV ETF | ETF | 31423L305 | 3,834,967 | 3.01 | 122172.0 | |
| - | ISHARES TR CORE DIV GR | ETF | 46434V621 | 3,396,015 | 2.66 | 44808.0 | |
| - | ISHARES S&P 100 ETF | ETF | 464287101 | 2,257,023 | 1.77 | 6169.0 | |
| - | FEDERATED HERMES SHT DUR | ETF | 31423L107 | 1,977,006 | 1.55 | 81965.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 1,901,089 | 1.49 | 6570.0 |
| - | VANGUARD BD INDC FDS ST BD | ETF | 921937827 | 1,760,832 | 1.38 | 22601.0 | |
| AMZN | REDUCED | AMAZON.COM INC | COM | 023135106 | 777,703 | 0.61 | 3263.0 |
| TSLA | REDUCED | TESLA INC | COM | 88160r101 | 765,492 | 0.6 | 1820.0 |
| - | VANGUARD S&P 500 ETF | ETF | 922908363 | 747,285 | 0.59 | 1088.0 | |
| - | ISHARES NASDAQ BIOTEC | ETF | 464287556 | 661,341 | 0.52 | 3477.0 | |
| - | CHARLES SCH US MC ETF | ETF | 808524508 | 627,426 | 0.49 | 17017.0 | |
| - | SCHWAB US SMALL CAP ETF | ETF | 808524607 | 532,898 | 0.42 | 14749.0 | |
| - | J P MORGAN CHASE & CO | COM | 46625H100 | 507,003 | 0.4 | 1549.0 | |
| - | LILLY ELI & CO | COM | 532457108 | 486,969 | 0.38 | 406.0 | |
| - | FIDELITY 500 INDEX FD | ETF | 315911750 | 410,452 | 0.32 | 1571.0 | |
| - | VANGUARD VAL INDX SH | ETF | 922908678 | 382,046 | 0.3 | 4492.0 | |
| - | SCHWAB INTL EQUITY ETF | ETF | 808524805 | 375,621 | 0.29 | 13560.0 | |
| HD | UNCHANGED | HOME DEPOT INC | COM | 437076102 | 373,811 | 0.29 | 1060.0 |
| WMT | ADDED | WALMART INC | COM | 931142103 | 365,649 | 0.29 | 3228.0 |
| MSFT | REDUCED | MICROSOFT CORP | COM | 594918104 | 350,993 | 0.28 | 941.0 |
| - | MARRIOTT INTL INC CLASS A | COM | 571903202 | 311,296 | 0.24 | 840.0 | |
| GOOGL | ADDED | ALPHABET INC. CLASS A | COM | 02079K305 | 297,361 | 0.23 | 832.0 |
| GLD | UNCHANGED | SPDR GOLD SHARES ETF | ETF | 78463V107 | 287,705 | 0.23 | 781.0 |
| - | SCHWAB INTL SM CAP EQY | ETF | 808524888 | 276,360 | 0.22 | 5743.0 | |
| - | VANGUARD SPEC F DIV APP | ETF | 921908844 | 275,654 | 0.22 | 1165.0 | |
| - | INVESCO AERO & DEF ETF | ETF | 46137v100 | 261,442 | 0.2 | 1480.0 | |
| - | FIDELITY HIGH DIVD ETF | ETF | 316092840 | 260,943 | 0.2 | 4328.0 | |
| - | EXXON MOBIL CORP | COM | 30231g102 | 259,884 | 0.2 | 1901.0 | |
| META | ADDED | META PLATFORMS, INC. | COM | 30303M102 | 256,774 | 0.2 | 456.0 |
| - | SPDR SER TR S&P DIVID ETF | ETF | 78464A763 | 235,422 | 0.18 | 1547.0 | |
| - | DEMENSIONAL US TG VAL | ETF | 25434V609 | 223,960 | 0.18 | 3204.0 | |
| CSCO | NEW | CISCO SYSTEMS INC | COM | 17275R102 | 219,764 | 0.17 | 1871.0 |
| - | SCHWAB US LG CAP ETF | ETF | 808524201 | 208,859 | 0.16 | 7097.0 | |
| GOOGL | ADDED | ALPHABET INC. CLASS C | COM | 02079K107 | 200,691 | 0.16 | 568.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-06 | 127,539,562 | 44 | 5.667239 | 0.261454 | 9.599251 |
| 2026-03-31 | 2026-05-05 | 111,591,628 | 44 | 6.35228 | 0.29314 | 10.588161 |