Retirement Management Systems Inc.
CIK 0002110516
Annualised vol
2.081047%
Beta
0.074208
HHI
397.389266
Top-10 weight
53.286202%
VaR 95%
0.189795%
VaR 99%
0.316463%
Max drawdown
5.041856%
Matched value
8.151509%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| MS | ADDED | 534,941 | 469,813 | 13.86% | 27,126,858 |
| WELL | ADDED | 20,729 | 18,205 | 13.86% | 4,704,830 |
| VTR | ADDED | 52,718 | 43,980 | 19.87% | 4,681,347 |
| NVDA | UNCHANGED | 9,184 | 9,184 | 0.0% | 1,837,627 |
| CW | ADDED | 964 | 595 | 62.02% | 730,481 |
| AAPL | REDUCED | 1,319 | 1,371 | -3.79% | 381,664 |
| AMD | NEW | 610 | - | - | 354,355 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | SPDR SERIES TRUST | ST STR P500GRW | 78464A409 | 37,262,970 | 7.63 | 313160.0 | |
| - | HARTFORD FDS EXCHANGE TRADED | STRAT INCOM ETF | 41653L875 | 29,280,651 | 5.99 | 832783.0 | |
| MS | ADDED | MORGAN STANLEY ETF TRUST | EATO VANC BD ETF | 61774R841 | 27,126,858 | 5.55 | 534941.0 |
| - | VANGUARD BD INDEX FDS | INTERMED TERM | 921937819 | 26,616,283 | 5.45 | 347018.0 | |
| - | INVESCO EXCH TRADED FD TR II | S&P INTL MOMNT | 46138E222 | 26,255,634 | 5.38 | 435488.0 | |
| - | ISHARES TR | CORE MSCI INTL | 46435G326 | 25,822,926 | 5.29 | 290113.0 | |
| - | FIDELITY COVINGTON TRUST | ENH MID COR ETF | 31609A503 | 22,835,766 | 4.68 | 562734.0 | |
| - | PUTNAM ETF TRUST | FOCUSED LAR CAP | 746729300 | 22,345,607 | 4.57 | 438579.0 | |
| - | STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 21,388,689 | 4.38 | 28642.0 | |
| - | COLUMBIA ETF TR I | RESH ENHNC COR | 19761L706 | 21,348,367 | 4.37 | 493262.0 | |
| - | VANGUARD WORLD FD | MEGA CAP VAL ETF | 921910840 | 19,666,792 | 4.03 | 120323.0 | |
| - | J P MORGAN EXCHANGE TRADED F | SMALL & MID CAP | 46641Q118 | 17,821,628 | 3.65 | 228395.0 | |
| - | ISHARES TR | GLOBAL 100 ETF | 464287572 | 16,914,716 | 3.46 | 123827.0 | |
| - | ISHARES INC | MSCI EMRG CHN | 46434G764 | 13,811,579 | 2.83 | 135011.0 | |
| - | INVESCO EXCH TRADED FD TR II | NASDAQ 100 ETF | 46138G649 | 13,516,177 | 2.77 | 44612.0 | |
| - | AMERICAN CENTY ETF TR | QUALITY DIVRSFED | 025072406 | 13,219,442 | 2.71 | 190401.0 | |
| - | VANECK ETF TRUST | SEMICONDUCTR ETF | 92189F676 | 11,304,749 | 2.31 | 17236.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 10,533,123 | 2.16 | 130732.0 | |
| - | EA SERIES TRUST | FREEDOM 100 EM | 02072L607 | 10,179,173 | 2.08 | 139632.0 | |
| - | AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | 9,324,788 | 1.91 | 90488.0 | |
| - | VANECK ETF TRUST | URANI NUCLE ETF | 92189F601 | 9,150,127 | 1.87 | 78894.0 | |
| - | SPDR SERIES TRUST | ST STR P500VAL | 78464A508 | 9,082,310 | 1.86 | 149405.0 | |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 8,878,272 | 1.82 | 29290.0 | |
| - | ISHARES INC | MSCI GBL ETF NEW | 46434G848 | 7,202,401 | 1.47 | 123859.0 | |
| - | JANUS DETROIT STR TR | HENDRSON AAA CL | 47103U845 | 7,143,676 | 1.46 | 141487.0 | |
| - | SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 6,454,810 | 1.32 | 243577.0 | |
| - | T ROWE PRICE EXCHANGE-TRADED | FLOATING RATE | 87283Q883 | 4,944,616 | 1.01 | 98088.0 | |
| WELL | ADDED | WELLTOWER INC | COM | 95040Q104 | 4,704,830 | 0.96 | 20729.0 |
| VTR | ADDED | VENTAS INC | COM | 92276F100 | 4,681,347 | 0.96 | 52718.0 |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 4,572,528 | 0.94 | 6106.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 3,868,522 | 0.79 | 31155.0 | |
| - | ISHARES TR | EXPANDED TECH | 464287515 | 3,586,129 | 0.73 | 39582.0 | |
| - | PIMCO ETF TR | 25YR+ ZERO U S | 72201R882 | 2,988,482 | 0.61 | 46622.0 | |
| - | FIDELITY MERRIMACK STR TR | TOTAL BD ETF | 316188309 | 2,720,227 | 0.56 | 59799.0 | |
| NVDA | UNCHANGED | NVIDIA CORPORATION | COM | 67066G104 | 1,837,627 | 0.38 | 9184.0 |
| - | AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | 1,274,987 | 0.26 | 13214.0 | |
| - | INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 880,651 | 0.18 | 1196.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 827,013 | 0.17 | 2245.0 | |
| - | ISHARES TR | 10-20 YR TRS ETF | 464288653 | 788,149 | 0.16 | 7854.0 | |
| CW | ADDED | CURTISS WRIGHT CORP | COM | 231561101 | 730,481 | 0.15 | 964.0 |
| - | ISHARES TR | U.S. UTILITS ETF | 464287697 | 634,677 | 0.13 | 5537.0 | |
| - | ISHARES TR | CORE S&P US VLU | 464287663 | 566,689 | 0.12 | 5144.0 | |
| - | SPDR SERIES TRUST | ST STR P500ETF | 78464A854 | 555,696 | 0.11 | 6323.0 | |
| - | FIDELITY COMWLTH TR | NASDAQ COMPSIT | 315912808 | 516,100 | 0.11 | 5000.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 491,383 | 0.1 | 982.0 | |
| - | ISHARES GOLD TR | ISHARES NEW | 464285204 | 390,840 | 0.08 | 5176.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 381,664 | 0.08 | 1319.0 |
| - | T ROWE PRICE EXCHANGE-TRADED | ULTRA SHRT TRM | 87283Q701 | 375,337 | 0.08 | 7541.0 | |
| AMD | NEW | ADVANCED MICRO DEVICES INC | COM | 007903107 | 354,355 | 0.07 | 610.0 |
| - | ISHARES TR | MSCI INTL QUALTY | 46434V456 | 259,457 | 0.05 | 5236.0 | |
| - | INVESCO EXCH TRADED FD TR II | S&P 500 MOMNTM | 46138E339 | 222,947 | 0.05 | 1380.0 | |
| - | SPDR SERIES TRUST | ST STR PR SP1500 | 78464A805 | 210,471 | 0.04 | 2318.0 | |
| - | GE AEROSPACE | COM NEW | 369604301 | 206,707 | 0.04 | 553.0 | |
| - | FIRST TR EXCHNG TRADED FD VI | FT LADD BUFF ETF | 33740F755 | 203,983 | 0.04 | 5584.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 200,287 | 0.04 | 292.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-21 | 488,463,696 | 55 | 2.081047 | 0.074208 | 5.041856 |
| 2026-03-31 | 2026-04-14 | 414,909,715 | 51 | 2.074815 | 0.073267 | 4.939299 |
| 2025-12-31 | 2026-02-12 | 390,706,812 | 54 | 2.08332 | 0.073903 | 5.340416 |