BAKER BOYER NATIONAL BANK
CIK 0001079398
Annualised vol
1.944348%
Beta
0.095604
HHI
1132.566046
Top-10 weight
76.417165%
VaR 95%
0.173111%
VaR 99%
0.367486%
Max drawdown
3.691267%
Matched value
11.142543%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| SPY | UNCHANGED | 8,259 | 8,259 | 0.0% | 6,167,573 |
| AAPL | REDUCED | 18,826 | 18,952 | -0.66% | 5,447,491 |
| MSFT | REDUCED | 10,352 | 20,511 | -49.53% | 3,861,503 |
| BRK-B | REDUCED | 1,734 | 2,235 | -22.42% | 2,364,375 |
| JNJ | REDUCED | 6,696 | 6,721 | -0.37% | 1,700,583 |
| DE | ADDED | 2,220 | 2,202 | 0.82% | 1,408,213 |
| CAT | ADDED | 1,158 | 1,145 | 1.14% | 1,233,154 |
| COST | ADDED | 1,216 | 1,172 | 3.75% | 1,137,532 |
| EMR | UNCHANGED | 7,875 | 7,875 | 0.0% | 1,127,306 |
| AMZN | REDUCED | 4,572 | 4,627 | -1.19% | 1,089,690 |
| AMD | ADDED | 1,732 | 1,725 | 0.41% | 1,006,136 |
| CVX | ADDED | 4,206 | 2,618 | 60.66% | 697,187 |
| HD | REDUCED | 1,972 | 1,973 | -0.05% | 695,485 |
| META | REDUCED | 1,199 | 1,286 | -6.77% | 675,385 |
| UNP | ADDED | 2,406 | 2,338 | 2.91% | 654,432 |
| RTX | REDUCED | 3,251 | 3,376 | -3.7% | 616,812 |
| BA | ADDED | 2,716 | 2,715 | 0.04% | 587,933 |
| MA | REDUCED | 1,124 | 1,125 | -0.09% | 577,286 |
| PCAR | REDUCED | 4,645 | 36,506 | -87.28% | 557,957 |
| TSLA | ADDED | 1,197 | 1,161 | 3.1% | 503,458 |
| IBM | REDUCED | 1,784 | 1,987 | -10.22% | 501,679 |
| PG | REDUCED | 3,388 | 3,414 | -0.76% | 496,816 |
| V | ADDED | 1,360 | 1,357 | 0.22% | 466,602 |
| NVDA | ADDED | 2,294 | 2,057 | 11.52% | 459,006 |
| WM | UNCHANGED | 1,979 | 1,979 | 0.0% | 441,080 |
| CMI | ADDED | 613 | 598 | 2.51% | 437,198 |
| DUK | REDUCED | 3,233 | 3,359 | -3.75% | 409,233 |
| CSCO | REDUCED | 3,126 | 3,146 | -0.64% | 367,180 |
| XEL | ADDED | 4,538 | 2,800 | 62.07% | 364,401 |
| JPM | UNCHANGED | 1,045 | 1,045 | 0.0% | 342,060 |
| ABBV | UNCHANGED | 1,324 | 1,324 | 0.0% | 333,171 |
| SO | ADDED | 3,140 | 3,032 | 3.56% | 300,529 |
| HON | REDUCED | 1,293 | 2,585 | -49.98% | 289,391 |
| HONA | NEW | 1,293 | - | - | 285,746 |
| CARR | UNCHANGED | 3,824 | 3,824 | 0.0% | 280,490 |
| ETN | REDUCED | 658 | 702 | -6.27% | 280,387 |
| MRK | REDUCED | 2,125 | 3,013 | -29.47% | 273,063 |
| TT | REDUCED | 551 | 617 | -10.7% | 270,629 |
| SYK | UNCHANGED | 851 | 851 | 0.0% | 267,929 |
| WMT | ADDED | 2,356 | 2,224 | 5.94% | 266,841 |
| MO | REDUCED | 3,373 | 3,379 | -0.18% | 242,687 |
| BAM | UNCHANGED | 5,200 | 5,200 | 0.0% | 233,220 |
| CEG | NEW | 886 | - | - | 220,056 |
| FDX | ADDED | 690 | 678 | 1.77% | 216,060 |
| NKE | ADDED | 5,081 | 5,067 | 0.28% | 208,575 |
| LOW | REDUCED | 940 | 946 | -0.63% | 207,261 |
| WY | CLOSED OUT | 0 | 12,607 | -100.0% | 0 |
| PHYS | CLOSED OUT | 0 | 6,015 | -100.0% | 0 |
| ED | CLOSED OUT | 0 | 2,958 | -100.0% | 0 |
| ACN | CLOSED OUT | 0 | 1,462 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | DFA U.S. Core Equity 2 ETF | Com | 25434V708 | 74,845,700 | 20.56 | 1687234.0 | |
| - | DFA World Ex-U.S. Core Equity 2 ETF | Com | 25434V880 | 68,641,725 | 18.85 | 1863239.0 | |
| - | Vanguard Muni Bond Tax Exempt | Com | 922907746 | 58,160,829 | 15.97 | 1149878.0 | |
| - | DFA U.S. Marketwide Value ETF | Com | 25434V724 | 23,944,753 | 6.58 | 435280.0 | |
| - | Fidelity Total Bond ETF | Com | 316188309 | 18,422,222 | 5.06 | 404973.0 | |
| - | DFA International Value ETF | Com | 25434V807 | 10,711,032 | 2.94 | 198279.0 | |
| - | DFA U.S. Core Equity 2 ETF | Com | 25434V708 | 8,010,529 | 2.2 | 180580.0 | |
| SPY | UNCHANGED | SPDR S&P 500 ETF | Com | 78462F103 | 6,167,573 | 1.69 | 8259.0 |
| AAPL | REDUCED | Apple Inc | Com | 037833100 | 4,922,303 | 1.35 | 17011.0 |
| - | DFA Intl Core Equity ETF | Com | 25434V203 | 4,413,585 | 1.21 | 106996.0 | |
| - | DFA Intl Core Equity ETF | Com | 25434V203 | 3,695,794 | 1.02 | 89595.0 | |
| - | Vanguard Interm Term Treasury ETF | Com | 92206C706 | 3,674,395 | 1.01 | 62299.0 | |
| MSFT | REDUCED | Microsoft Corp | Com | 594918104 | 3,339,275 | 0.92 | 8952.0 |
| - | DFA World Ex-U.S. Core Equity 2 ETF | Com | 25434V880 | 3,179,218 | 0.87 | 86298.0 | |
| - | DFA Emerging Mkts Core Equity ETF | Com | 25434V302 | 3,166,980 | 0.87 | 78761.0 | |
| - | Alpha Architect Intl Quantitative Momentum | Com | 02072L300 | 3,114,112 | 0.86 | 71961.0 | |
| - | iShares MSCI USA Momentum Factor ETF | Com | 46432F396 | 2,953,823 | 0.81 | 8616.0 | |
| - | Vanguard S&P 500 | Com | 922908363 | 2,769,218 | 0.76 | 4032.0 | |
| - | DFA U.S. Small Cap ETF | Com | 25434V500 | 2,743,981 | 0.75 | 33325.0 | |
| - | Vanguard Muni Bond Tax Exempt | Com | 922907746 | 2,280,500 | 0.63 | 45087.0 | |
| - | Vanguard Developed Markets Index ETF | Com | 921943858 | 1,844,663 | 0.51 | 25890.0 | |
| JNJ | REDUCED | Johnson & Johnson | Com | 478160104 | 1,700,583 | 0.47 | 6696.0 |
| - | Vanguard Value ETF | Com | 922908744 | 1,615,733 | 0.44 | 7414.0 | |
| BRK-B | REDUCED | Berkshire Hathaway Class A | Com | 084670108 | 1,497,700 | 0.41 | 2.0 |
| - | Vanguard Russell 1000 Growth Index Fund | Com | 92206C680 | 1,437,735 | 0.39 | 11249.0 | |
| DE | ADDED | Deere & Company | Com | 244199105 | 1,344,780 | 0.37 | 2120.0 |
| - | Vanguard Russell 1000 Value Index Fund | Com | 92206C714 | 1,316,011 | 0.36 | 12379.0 | |
| - | iShares Russell 1000 Growth ETF | Com | 464287614 | 1,292,361 | 0.35 | 10408.0 | |
| - | iShares Core MSCI Emerging Markets ETF | Com | 46434G103 | 1,275,156 | 0.35 | 15393.0 | |
| CAT | ADDED | Caterpillar Inc | Com | 149123101 | 1,233,154 | 0.34 | 1158.0 |
| - | Avantis US Equity ETF | Com | 025072885 | 1,190,760 | 0.33 | 9297.0 | |
| COST | ADDED | Costco Wholesale Corp | Com | 22160K105 | 1,137,532 | 0.31 | 1216.0 |
| EMR | UNCHANGED | Emerson Electric CO | Com | 291011104 | 1,127,306 | 0.31 | 7875.0 |
| - | Alphabet (Google) Class A | Com | 02079K305 | 1,105,345 | 0.3 | 3093.0 | |
| AMZN | REDUCED | Amazon.Com Inc | Com | 023135106 | 1,089,690 | 0.3 | 4572.0 |
| - | DFA Emerging Mkts Core Equity ETF | Com | 25434V302 | 1,065,404 | 0.29 | 26496.0 | |
| - | Alphabet (Google) Class C | Com | 02079K107 | 1,052,217 | 0.29 | 2978.0 | |
| AMD | ADDED | Advanced Micro Devices | Com | 007903107 | 1,006,136 | 0.28 | 1732.0 |
| - | Cambria Global EW 2 ETF | Com | 02072Q176 | 960,526 | 0.26 | 18780.0 | |
| - | Alpha Architect Intl Quantitative Momentum | Com | 02072L300 | 889,821 | 0.24 | 20562.0 | |
| - | Alpha Architect US Quantitative Value ETF | Com | 02072L102 | 874,003 | 0.24 | 15762.0 | |
| - | Vanguard Russell 2000 Index Fund | Com | 92206C664 | 867,182 | 0.24 | 7142.0 | |
| - | Alpha Architect US Quantitative Momentum ETF | Com | 02072L409 | 851,229 | 0.23 | 10812.0 | |
| BRK-B | REDUCED | Berkshire Hathaway Inc Class B | Com | 084670702 | 821,640 | 0.23 | 1642.0 |
| - | McDonald's Corporation | Com | 580135101 | 806,064 | 0.22 | 2982.0 | |
| - | Fidelity Total Bond ETF | Com | 316188309 | 773,603 | 0.21 | 17006.0 | |
| CVX | ADDED | Chevron Corp | Com | 166764100 | 697,187 | 0.19 | 4206.0 |
| HD | REDUCED | Home Depot Inc | Com | 437076102 | 695,485 | 0.19 | 1972.0 |
| META | REDUCED | Meta Platforms Inc | Com | 30303M102 | 675,385 | 0.19 | 1199.0 |
| - | iShares ibonds Dec 2028 Term Corp ETF | Com | 46435U515 | 674,327 | 0.19 | 26706.0 | |
| - | Vanguard FTSE Emerging Markets | Com | 922042858 | 657,605 | 0.18 | 11017.0 | |
| UNP | ADDED | Union Pacific Corp | Com | 907818108 | 654,432 | 0.18 | 2406.0 |
| - | Alpha Architect Intl Quantitative Value | Com | 02072L201 | 641,436 | 0.18 | 18827.0 | |
| RTX | REDUCED | RTX Corporation | Com | 75513E101 | 616,812 | 0.17 | 3251.0 |
| - | U.S. Bancorp | Com | 902973304 | 615,597 | 0.17 | 10192.0 | |
| MA | REDUCED | Mastercard Inc | Com | 57636Q104 | 577,286 | 0.16 | 1124.0 |
| PCAR | REDUCED | Paccar Inc | Com | 693718108 | 557,957 | 0.15 | 4645.0 |
| - | Exxon Mobil Corporation | Com | 30231G102 | 550,298 | 0.15 | 4025.0 | |
| AAPL | REDUCED | Apple Inc | Com | 037833100 | 525,188 | 0.14 | 1815.0 |
| MSFT | REDUCED | Microsoft Corp | Com | 594918104 | 522,228 | 0.14 | 1400.0 |
| - | Alpha Architect US Quantitative Value ETF | Com | 02072L102 | 510,528 | 0.14 | 9207.0 | |
| IBM | REDUCED | International Business Machines | Com | 459200101 | 501,679 | 0.14 | 1784.0 |
| PG | REDUCED | Procter & Gamble CO | Com | 742718109 | 496,816 | 0.14 | 3388.0 |
| TSLA | ADDED | Tesla Inc | Com | 88160R101 | 490,840 | 0.13 | 1167.0 |
| - | Alpha Architect US Quantitative Momentum ETF | Com | 02072L409 | 488,520 | 0.13 | 6205.0 | |
| - | SPDR Technology Select Sector | Com | 81369Y803 | 486,969 | 0.13 | 2556.0 | |
| V | ADDED | Visa Inc | Com | 92826C839 | 466,602 | 0.13 | 1360.0 |
| NVDA | ADDED | NVIDIA Corp | Com | 67066G104 | 459,006 | 0.13 | 2294.0 |
| WM | UNCHANGED | Waste Management | Com | 94106L109 | 441,080 | 0.12 | 1979.0 |
| CMI | ADDED | Cummins Inc | Com | 231021106 | 437,198 | 0.12 | 613.0 |
| DUK | REDUCED | Duke Energy Corp | Com | 26441C204 | 409,233 | 0.11 | 3233.0 |
| BA | ADDED | Boeing Co | Com | 097023105 | 389,646 | 0.11 | 1800.0 |
| - | DFA US Core Equity Market ETF | Com | 25434V104 | 379,353 | 0.1 | 7339.0 | |
| CSCO | REDUCED | Cisco Systems Inc | Com | 17275R102 | 367,180 | 0.1 | 3126.0 |
| - | Freedom 100 Emerging Markets ETF | Com | 02072L607 | 366,104 | 0.1 | 5022.0 | |
| XEL | ADDED | Xcel Energy Inc | Com | 98389B100 | 364,401 | 0.1 | 4538.0 |
| - | Alpha Architect Intl Quantitative Value | Com | 02072L201 | 356,679 | 0.1 | 10469.0 | |
| JPM | UNCHANGED | JPMorgan Chase & Co | Com | 46625H100 | 342,060 | 0.09 | 1045.0 |
| ABBV | UNCHANGED | Abbvie Inc | Com | 00287Y109 | 333,171 | 0.09 | 1324.0 |
| - | Vanguard Total International Stock Index ETF | Com | 921909768 | 317,339 | 0.09 | 3712.0 | |
| - | PIMCO Enhanced Short | Com | 72201R833 | 311,705 | 0.09 | 3092.0 | |
| - | Avantis US Large Cap Value ETF | Com | 025072349 | 308,746 | 0.08 | 3385.0 | |
| SO | ADDED | Southern Company | Com | 842587107 | 300,529 | 0.08 | 3140.0 |
| - | Sempra Energy | Com | 816851109 | 290,831 | 0.08 | 3137.0 | |
| HON | REDUCED | Honeywell International Inc | Com | 438516205 | 289,391 | 0.08 | 1293.0 |
| HONA | NEW | Honeywell Aerospace Inc | Com | 43849R105 | 285,746 | 0.08 | 1293.0 |
| ETN | REDUCED | Eaton Corp PLC | Com | G29183103 | 280,387 | 0.08 | 658.0 |
| - | iShares National Muni Bond ETF | Com | 464288414 | 275,507 | 0.08 | 2560.0 | |
| CARR | UNCHANGED | Carrier Global Corp | Com | 14448C104 | 272,862 | 0.07 | 3720.0 |
| TT | REDUCED | Trane Technologies | Com | G8994E103 | 270,629 | 0.07 | 551.0 |
| SYK | UNCHANGED | Stryker Corp | Com | 863667101 | 267,929 | 0.07 | 851.0 |
| WMT | ADDED | Walmart Inc | Com | 931142103 | 266,841 | 0.07 | 2356.0 |
| - | Vanguard Extended Market Index | Com | 922908652 | 261,475 | 0.07 | 1062.0 | |
| - | Vanguard Core Bond ETF | Com | 922020748 | 251,547 | 0.07 | 3257.0 | |
| - | Danaher Corp | Com | 235851102 | 246,291 | 0.07 | 1293.0 | |
| - | Vanguard Total Stock Market | Com | 922908769 | 236,826 | 0.07 | 640.0 | |
| MRK | REDUCED | Merck & Co Inc | Com | 58933Y105 | 234,513 | 0.06 | 1825.0 |
| BAM | UNCHANGED | Brookfield Asset Management LTD | Com | 113004105 | 233,220 | 0.06 | 5200.0 |
| - | DFA International Value ETF | Com | 25434V807 | 232,556 | 0.06 | 4305.0 | |
| - | iShares MSCI USA Momentum Factor ETF | Com | 46432F396 | 222,497 | 0.06 | 649.0 | |
| - | Invesco Nasdaq 100 ETF | Com | 46138G649 | 222,380 | 0.06 | 734.0 | |
| CEG | NEW | Constellation Energy | Com | 21037T109 | 220,056 | 0.06 | 886.0 |
| FDX | ADDED | FedEx Corp | Com | 31428X106 | 216,060 | 0.06 | 690.0 |
| - | DFA US High Profitability ETF | Com | 25434V831 | 213,866 | 0.06 | 5125.0 | |
| NKE | ADDED | Nike Inc Cl B | Com | 654106103 | 208,575 | 0.06 | 5081.0 |
| - | Eli Lilly and Company | Com | 532457108 | 206,302 | 0.06 | 172.0 | |
| BA | ADDED | Boeing Co | Com | 097023105 | 198,287 | 0.05 | 916.0 |
| - | DFA U.S. Small Cap ETF | Com | 25434V500 | 191,358 | 0.05 | 2324.0 | |
| MO | REDUCED | Altria Group Inc | Com | 02209S103 | 170,737 | 0.05 | 2373.0 |
| LOW | REDUCED | Lowes Companies Inc | Com | 548661107 | 163,163 | 0.04 | 740.0 |
| MO | REDUCED | Altria Group Inc | Com | 02209S103 | 71,950 | 0.02 | 1000.0 |
| DE | ADDED | Deere & Company | Com | 244199105 | 63,433 | 0.02 | 100.0 |
| - | U.S. Bancorp | Com | 902973304 | 61,608 | 0.02 | 1020.0 | |
| BRK-B | REDUCED | Berkshire Hathaway Inc Class B | Com | 084670702 | 45,035 | 0.01 | 90.0 |
| LOW | REDUCED | Lowes Companies Inc | Com | 548661107 | 44,098 | 0.01 | 200.0 |
| MRK | REDUCED | Merck & Co Inc | Com | 58933Y105 | 38,550 | 0.01 | 300.0 |
| TSLA | ADDED | Tesla Inc | Com | 88160R101 | 12,618 | 0.0 | 30.0 |
| - | DFA U.S. Marketwide Value ETF | Com | 25434V724 | 10,067 | 0.0 | 183.0 | |
| CARR | UNCHANGED | Carrier Global Corp | Com | 14448C104 | 7,628 | 0.0 | 104.0 |
| - | Vanguard Value ETF | Com | 922908744 | 872 | 0.0 | 4.0 | |
| - | iShares Core MSCI Emerging Markets ETF | Com | 46434G103 | 828 | 0.0 | 10.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-27 | 364,107,007 | 121 | 1.944348 | 0.095604 | 3.691267 |
| 2026-03-31 | 2026-04-28 | 332,827,952 | 119 | 2.369632 | 0.115324 | 4.499966 |
| 2025-12-31 | 2026-02-03 | 331,245,417 | 122 | 2.61866 | 0.12811 | 4.864995 |
| 2025-09-30 | 2025-11-05 | 301,012,253 | 108 | 1.761629 | 0.0868 | 3.374724 |
| 2025-03-31 | 2025-04-29 | 271,087,294 | 100 | 1.698386 | 0.083099 | 3.28571 |
| 2024-12-31 | 2025-01-23 | 289,462,684 | 99 | 1.869269 | 0.092588 | 3.470587 |