Financial Plan, Inc.
CIK 0002107584
Annualised vol
0.560743%
Beta
0.027012
HHI
819.442571
Top-10 weight
72.59296%
VaR 95%
0.05139%
VaR 99%
0.103271%
Max drawdown
0.886308%
Matched value
2.458117%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 21,053 | 22,477 | -6.34% | 6,091,983 |
| CAT | UNCHANGED | 5,511 | 5,511 | 0.0% | 5,868,909 |
| MSFT | ADDED | 12,363 | 12,190 | 1.42% | 4,611,498 |
| TSLA | ADDED | 3,488 | 3,474 | 0.4% | 1,467,053 |
| COST | ADDED | 1,457 | 1,381 | 5.5% | 1,362,532 |
| NVDA | ADDED | 6,725 | 6,677 | 0.72% | 1,345,602 |
| GOOGL | ADDED | 2,986 | 2,065 | 44.6% | 1,058,748 |
| BA | ADDED | 3,726 | 3,481 | 7.04% | 806,567 |
| TRMB | UNCHANGED | 12,500 | 12,500 | 0.0% | 639,750 |
| AVGO | ADDED | 1,577 | 1,391 | 13.37% | 595,712 |
| AMZN | ADDED | 2,231 | 1,954 | 14.18% | 531,737 |
| JNJ | ADDED | 1,731 | 1,508 | 14.79% | 439,665 |
| ABBV | ADDED | 1,364 | 1,217 | 12.08% | 343,226 |
| ABT | UNCHANGED | 3,570 | 3,570 | 0.0% | 323,942 |
| MS | NEW | 992 | - | - | 207,368 |
| CVX | ADDED | 1,228 | 1,007 | 21.95% | 203,553 |
| CJMB | NEW | 13,500 | - | - | 10,854 |
| ITP | CLOSED OUT | 0 | 115,000 | -100.0% | 0 |
| SMTK | CLOSED OUT | 0 | 60,000 | -100.0% | 0 |
| HUBC | CLOSED OUT | 0 | 40,000 | -100.0% | 0 |
| SNTG | CLOSED OUT | 0 | 10,000 | -100.0% | 0 |
| BP | CLOSED OUT | 0 | 5,499 | -100.0% | 0 |
| MCD | CLOSED OUT | 0 | 1,035 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | AMERICAN CENTY ETF TR | US EQT ETF | 025072885 | 182,923,195 | 17.36 | 1428195.0 | |
| - | DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 164,323,279 | 15.59 | 3704312.0 | |
| - | AMERICAN CENTY ETF TR | INTL EQT ETF | 025072703 | 107,848,006 | 10.23 | 1209058.0 | |
| - | DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 60,160,440 | 5.71 | 1614612.0 | |
| - | DIMENSIONAL ETF TRUST | SHOR DUR FIX ETF | 25434V864 | 49,566,111 | 4.7 | 1038034.0 | |
| - | AMERICAN CENTY ETF TR | AVANTIS EMGMKT | 025072604 | 49,332,093 | 4.68 | 511267.0 | |
| - | AMERICAN CENTY ETF TR | AVANTIS SHFXDINC | 025072687 | 43,155,124 | 4.09 | 926710.0 | |
| - | VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 39,017,029 | 3.7 | 776767.0 | |
| - | AMERICAN CENTY ETF TR | REAL ESTATE ETF | 025072356 | 37,763,808 | 3.58 | 797049.0 | |
| - | DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 31,045,032 | 2.95 | 763903.0 | |
| - | SPDR SERIES TRUST | ST STR BACKE ETF | 78464A383 | 30,224,271 | 2.87 | 1354741.0 | |
| - | DIMENSIONAL ETF TRUST | ULTR FIX INC ETF | 25434V591 | 29,814,915 | 2.83 | 587139.0 | |
| - | DIMENSIONAL ETF TRUST | GLOBAL REAL EST | 25434V658 | 29,149,671 | 2.77 | 1006202.0 | |
| - | DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 26,462,550 | 2.51 | 718310.0 | |
| - | DIMENSIONAL ETF TRUST | CORE FIXE IN ETF | 25434V872 | 24,355,082 | 2.31 | 576998.0 | |
| - | ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 10,712,395 | 1.02 | 104859.0 | |
| - | DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 | 9,543,022 | 0.91 | 231318.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | 92206C409 | 7,869,254 | 0.75 | 99573.0 | |
| - | AMERICAN CENTY ETF TR | AVANTIS CORE FI | 025072562 | 7,125,949 | 0.68 | 172083.0 | |
| - | VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 6,603,716 | 0.63 | 113466.0 | |
| AAPL | REDUCED | APPLE INC | COM | 037833100 | 6,091,983 | 0.58 | 21053.0 |
| - | AMERICAN CENTY ETF TR | US SML CP VALU | 025072877 | 6,076,951 | 0.58 | 48709.0 | |
| CAT | UNCHANGED | CATERPILLAR INC | COM | 149123101 | 5,868,909 | 0.56 | 5511.0 |
| - | VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 5,607,127 | 0.53 | 71969.0 | |
| - | ISHARES TR | TRUST ISHARE 0-1 | 464288679 | 5,123,151 | 0.49 | 46426.0 | |
| - | VANGUARD SCOTTSDALE FDS | MTG-BKD SECS ETF | 92206C771 | 4,851,388 | 0.46 | 103640.0 | |
| MSFT | ADDED | MICROSOFT CORP | COM | 594918104 | 4,611,498 | 0.44 | 12363.0 |
| - | ISHARES TR | SHRT NAT MUN ETF | 464288158 | 4,521,142 | 0.43 | 42464.0 | |
| - | SPDR SERIES TRUST | ST SHOR CORP ETF | 78464A474 | 3,903,016 | 0.37 | 130057.0 | |
| - | VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 3,559,469 | 0.34 | 22679.0 | |
| - | DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | 3,517,276 | 0.33 | 85267.0 | |
| - | SPDR GOLD TR | GOLD SHS | 78463V107 | 3,410,462 | 0.32 | 9258.0 | |
| - | VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 2,702,085 | 0.26 | 53422.0 | |
| - | VANGUARD INDEX FDS | TOTAL STK MKT | 922908769 | 2,491,849 | 0.24 | 6734.0 | |
| - | ISHARES TR | GLOBAL REIT ETF | 46434V647 | 2,452,297 | 0.23 | 88787.0 | |
| - | ISHARES SILVER TR | ISHARES | 46428Q109 | 2,139,228 | 0.2 | 40008.0 | |
| - | AMERICAN CENTY ETF TR | INTL SMCP VLU | 025072802 | 1,952,703 | 0.19 | 18949.0 | |
| - | BANK OF NY MELLON CORP | COM | 064058100 | 1,750,793 | 0.17 | 12107.0 | |
| - | DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 1,642,295 | 0.16 | 31772.0 | |
| - | BERKSHIRE HATHAWAY INC DEL | CL A | 084670108 | 1,497,700 | 0.14 | 2.0 | |
| TSLA | ADDED | TESLA INC | COM | 88160R101 | 1,467,053 | 0.14 | 3488.0 |
| - | AMERICAN CENTY ETF TR | AVANTIS ALL EQT | 025072232 | 1,419,389 | 0.13 | 14323.0 | |
| COST | ADDED | COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 1,362,532 | 0.13 | 1457.0 |
| NVDA | ADDED | NVIDIA CORPORATION | COM | 67066G104 | 1,345,602 | 0.13 | 6725.0 |
| - | DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 | 1,301,024 | 0.12 | 27901.0 | |
| - | ISHARES TR | RUS 1000 GRW ETF | 464287614 | 1,286,401 | 0.12 | 10360.0 | |
| - | AMERICAN CENTY ETF TR | AVANTIS RESPON U | 025072281 | 1,261,321 | 0.12 | 14249.0 | |
| - | DIMENSIONAL ETF TRUST | US EQUI MARK ETF | 25434V401 | 1,261,302 | 0.12 | 15393.0 | |
| - | SPDR SERIES TRUST | ST STR PR SP1500 | 78464A805 | 1,256,741 | 0.12 | 13842.0 | |
| - | DIMENSIONAL ETF TRUST | NATL MUN BD ETF | 25434V849 | 1,187,784 | 0.11 | 24574.0 | |
| - | DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V815 | 1,120,160 | 0.11 | 28878.0 | |
| - | CORNING INC | COM | 219350105 | 1,022,486 | 0.1 | 4003.0 | |
| - | DIMENSIONAL ETF TRUST | DIMENSIONAL US | 25434V559 | 910,518 | 0.09 | 13692.0 | |
| BA | ADDED | BOEING CO | COM | 097023105 | 806,567 | 0.08 | 3726.0 |
| - | SPDR SERIES TRUST | ST STR AGGRE ETF | 78464A649 | 772,873 | 0.07 | 30285.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL C | 02079K107 | 731,040 | 0.07 | 2069.0 |
| - | AMERICAN CENTY ETF TR | AVAN RE INTL ETF | 025072299 | 715,125 | 0.07 | 8952.0 | |
| - | MATRIX SVC CO | COM | 576853105 | 652,326 | 0.06 | 47615.0 | |
| TRMB | UNCHANGED | TRIMBLE INC | COM | 896239100 | 639,750 | 0.06 | 12500.0 |
| AVGO | ADDED | BROADCOM INC | COM | 11135F101 | 595,712 | 0.06 | 1577.0 |
| - | DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 | 582,918 | 0.06 | 12925.0 | |
| - | AMERICAN CENTY ETF TR | CORE MUNI FXD IN | 025072695 | 546,442 | 0.05 | 11730.0 | |
| AMZN | ADDED | AMAZON COM INC | COM | 023135106 | 531,737 | 0.05 | 2231.0 |
| - | AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | 514,698 | 0.05 | 5643.0 | |
| - | VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 513,047 | 0.05 | 747.0 | |
| - | VANGUARD WORLD FD | INF TECH ETF | 92204A702 | 504,852 | 0.05 | 4224.0 | |
| - | VANGUARD INDEX FDS | MID CAP ETF | 922908629 | 471,818 | 0.04 | 5856.0 | |
| - | TRI CONTL CORP | COM | 895436103 | 450,592 | 0.04 | 13091.0 | |
| JNJ | ADDED | JOHNSON & JOHNSON | COM | 478160104 | 439,665 | 0.04 | 1731.0 |
| - | ISHARES TR | MBS ETF | 464288588 | 439,423 | 0.04 | 4649.0 | |
| - | ISHARES U S ETF TR | SHOR MAT MUN ETF | 46431W838 | 392,813 | 0.04 | 7797.0 | |
| - | ISHARES TR | CORE S&P500 ETF | 464287200 | 387,925 | 0.04 | 518.0 | |
| - | VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 | 382,749 | 0.04 | 3778.0 | |
| - | ISHARES TR | CORE MSCI EAFE | 46432F842 | 373,946 | 0.04 | 3872.0 | |
| - | DIMENSIONAL ETF TRUST | GLOBAL SUSTAINA | 25434V674 | 359,663 | 0.03 | 6902.0 | |
| - | SPDR INDEX SHS FDS | ST STR PO EX ETF | 78463X889 | 355,098 | 0.03 | 7047.0 | |
| ABBV | ADDED | ABBVIE INC | COM | 00287Y109 | 343,226 | 0.03 | 1364.0 |
| - | SPDR INDEX SHS FDS | ST PORT MARK ETF | 78463X509 | 338,486 | 0.03 | 6537.0 | |
| GOOGL | ADDED | ALPHABET INC | CAP STK CL A | 02079K305 | 327,708 | 0.03 | 917.0 |
| - | VANGUARD BD INDEX FDS | VANGUARD ULTRA | 92203C303 | 323,949 | 0.03 | 6508.0 | |
| ABT | UNCHANGED | ABBOTT LABORATORIES | COM | 002824100 | 323,942 | 0.03 | 3570.0 |
| - | QUALCOMM INC | COM | 747525103 | 321,904 | 0.03 | 1742.0 | |
| - | ISHARES TR | ESG AWRE 1 5 YR | 46435G243 | 307,502 | 0.03 | 12305.0 | |
| - | DIMENSIONAL ETF TRUST | EMER MARK SU ETF | 25434V682 | 286,092 | 0.03 | 5853.0 | |
| - | CISCO SYS INC | COM | 17275R102 | 285,428 | 0.03 | 2430.0 | |
| - | EXXON MOBIL CORP | COM | 30231G102 | 270,295 | 0.03 | 1977.0 | |
| - | BANK OF AMER CORP | 7.25%CNV PFD L | 060505682 | 267,209 | 0.03 | 213.0 | |
| - | US BANCORP | COM NEW | 902973304 | 261,894 | 0.02 | 4336.0 | |
| - | AMERICAN CENTY ETF TR | AVA RES MAR ETF | 025072315 | 259,094 | 0.02 | 3166.0 | |
| - | ISHARES TR | RUS 1000 ETF | 464287622 | 214,169 | 0.02 | 523.0 | |
| MS | NEW | MORGAN STANLEY | COM NEW | 617446448 | 207,368 | 0.02 | 992.0 |
| CVX | ADDED | CHEVRON CORPORATION | COM | 166764100 | 203,553 | 0.02 | 1228.0 |
| - | VANGUARD INDEX FDS | SMALL CP ETF | 922908751 | 202,787 | 0.02 | 669.0 | |
| - | GAMCO GLOBAL GOLD NAT RES & | COM SH BEN INT | 36465A109 | 121,131 | 0.01 | 25027.0 | |
| CJMB | NEW | CALLAN JMB INC | COM | 131100109 | 10,854 | 0.0 | 13500.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-14 | 105,400,597 | 95 | 0.560743 | 0.027012 | 0.886308 |
| 2026-03-31 | 2026-04-27 | 932,938,470 | 94 | 0.545714 | 0.026507 | 0.856874 |
| 2025-12-31 | 2026-01-28 | 871,072,975 | 94 | 0.672525 | 0.032366 | 1.024027 |