Valpey Financial Services, LLC
CIK 0002077991
Annualised vol
0.46898%
Beta
0.022119
HHI
272.96312
Top-10 weight
40.848463%
VaR 95%
0.042876%
VaR 99%
0.085642%
Max drawdown
0.804585%
Matched value
2.254458%
Returns of reported holdings
Loading returns…
Position changes vs prior quarter
What the latest 13F shows bought and sold against the quarter before, by share count.
| Ticker | Change | Shares now | Shares before | Share change % | Value now ($) |
|---|---|---|---|---|---|
| AAPL | REDUCED | 3,204 | 3,306 | -3.09% | 927,157 |
| MSFT | ADDED | 2,457 | 2,456 | 0.04% | 916,394 |
| CI | NEW | 2,351 | - | - | 648,124 |
| GOOGL | UNCHANGED | 1,774 | 1,774 | 0.0% | 630,876 |
| JPM | UNCHANGED | 1,330 | 1,330 | 0.0% | 435,349 |
| JNJ | ADDED | 897 | 896 | 0.11% | 227,777 |
| HON | CLOSED OUT | 0 | 1,070 | -100.0% | 0 |
Holdings (latest quarter)
| Ticker | Change | Issuer | Class | CUSIP | Value ($) | Weight % | Shares |
|---|---|---|---|---|---|---|---|
| - | Vanguard Value | VALUE ETF | 922908744 | 9,160,248 | 5.46 | 42033.0 | |
| - | Vanguard Growth | GROWTH ETF | 922908736 | 8,472,394 | 5.05 | 98356.0 | |
| - | Schw US LCap Gro ETF | US LCAP GR ETF | 808524300 | 8,095,052 | 4.82 | 239215.0 | |
| - | Vanguard Total International B | TOTAL INT BD ETF | 92203J407 | 7,367,052 | 4.39 | 152118.0 | |
| - | Schw US LCap Val ETF | US LCAP VA ETF | 808524409 | 6,626,655 | 3.95 | 190366.0 | |
| - | Vanguard Total | VG TL INTL STK F | 921909768 | 6,167,635 | 3.67 | 72145.0 | |
| - | Spdr Portfolio Dvlpd | ST STR PO EX ETF | 78463X889 | 6,079,931 | 3.62 | 120657.0 | |
| - | Sch St US Trsr Etf | SHT TM US TRES | 808524862 | 5,697,820 | 3.39 | 236032.0 | |
| - | Vanguard Bond Index Fund Total | TOTAL BND MRKT | 921937835 | 5,557,267 | 3.31 | 75702.0 | |
| - | Vanguard Intl Eqty IndexFTSE A | ALLWRLD EX US | 922042775 | 5,368,518 | 3.2 | 64102.0 | |
| - | Vanguard Bond Index Fund Short | SHORT TRM BOND | 921937827 | 5,267,594 | 3.14 | 67611.0 | |
| - | Schw Intl Eq ETF | INTL EQTY ETF | 808524805 | 5,264,056 | 3.13 | 190038.0 | |
| - | Schwab US Mid-Cap ETF | US MID-CAP ETF | 808524508 | 4,792,056 | 2.85 | 129972.0 | |
| - | Vanguard Mid Cap | MID CAP ETF | 922908629 | 4,485,420 | 2.67 | 55671.0 | |
| - | Ishares Core RUSsell Us | CORE S&P US GWT | 464287671 | 4,303,284 | 2.56 | 22879.0 | |
| - | Vanguard Small Cap Value | SM CP VAL ETF | 922908611 | 4,263,421 | 2.54 | 17546.0 | |
| - | Sch US Agg Bnd Etf | US AGGREGATE B | 808524839 | 4,101,391 | 2.44 | 177319.0 | |
| - | Schw US SCap ETF | US SML CAP ETF | 808524607 | 4,023,292 | 2.4 | 111356.0 | |
| - | Vanguard Russell | VNG RUS1000VAL | 92206C714 | 3,744,578 | 2.23 | 35223.0 | |
| - | Ishares Core US | CORE US AGGBD ET | 464287226 | 3,162,789 | 1.88 | 31954.0 | |
| - | iShares Core S&P US Value ETF | CORE S&P US VLU | 464287663 | 2,969,658 | 1.77 | 26960.0 | |
| - | Vanguard Total Corporate | TOTAL CORP BND | 92206C573 | 2,949,928 | 1.76 | 38411.0 | |
| - | Vanguard S&P Mid Cap | MIDCP 400 IDX | 921932885 | 2,563,272 | 1.53 | 19657.0 | |
| - | Invesco Senior Loan ETF | SR LN ETF | 46138G508 | 2,527,849 | 1.51 | 124097.0 | |
| - | iShares Tr TIPS Bond ETF | TIPS BD ETF | 464287176 | 2,504,818 | 1.49 | 22890.0 | |
| - | Spdr S&P 500 Value Etf | ST STR P500VAL | 78464A508 | 2,391,224 | 1.42 | 39336.0 | |
| - | Vanguard S&P Small Cap | SMLLCP 600 IDX | 921932828 | 2,387,336 | 1.42 | 17357.0 | |
| - | iShares Tr MSCI EAFE ETF | MSCI EAFE ETF | 464287465 | 2,232,860 | 1.33 | 21495.0 | |
| - | Sch US Tips Etf | US TIPS ETF | 808524870 | 2,019,741 | 1.2 | 76217.0 | |
| - | iShares Core S&P ETF MidCap | CORE S&P MCP ETF | 464287507 | 1,985,805 | 1.18 | 25753.0 | |
| - | Vanguard Russell | VNG RUS1000GRW | 92206C680 | 1,834,452 | 1.09 | 14353.0 | |
| - | iShares Core S&P ETF SmallCap | CORE S&P SCP ETF | 464287804 | 1,717,775 | 1.02 | 11582.0 | |
| - | Vanguard FTSE Emerging Markets | FTSE EMR MKT ETF | 922042858 | 1,560,608 | 0.93 | 26145.0 | |
| - | SPDR S&P 500 ETF Tr Expiring 0 | TR UNIT | 78462F103 | 1,511,397 | 0.9 | 2024.0 | |
| - | Ishares Interntinl | CORE INTL AGGR | 46435G672 | 1,304,275 | 0.78 | 25776.0 | |
| - | Vanguard Small Cap | SMALL CP ETF | 922908751 | 1,118,572 | 0.67 | 3690.0 | |
| - | Vanguard FTSE ETF | VAN FTSE DEV MKT | 921943858 | 1,115,900 | 0.66 | 15662.0 | |
| - | iShares:Lehm 1-3 Trs | 1 3 YR TREAS BD | 464287457 | 1,101,941 | 0.66 | 13420.0 | |
| - | iShares S&P SmCap Value Value | SP SMCP600VL ETF | 464287879 | 1,044,872 | 0.62 | 7645.0 | |
| - | Ishares Core Msci Intrl | CORE MSCI INTL | 46435G326 | 1,025,621 | 0.61 | 11523.0 | |
| - | Spdr Portfolio S&P | ST STR P400MID | 78464A847 | 1,025,510 | 0.61 | 15179.0 | |
| - | Vanguard Short Term | SHORT TERM TREAS | 92206C102 | 937,560 | 0.56 | 16109.0 | |
| AAPL | REDUCED | Apple Inc | COM | 037833100 | 927,157 | 0.55 | 3204.0 |
| MSFT | ADDED | Microsoft Corporation | COM | 594918104 | 916,394 | 0.55 | 2457.0 |
| - | International Business Machine | COM | 459200101 | 823,102 | 0.49 | 2927.0 | |
| - | Spdr Portfolio S&P 600 | ST STR SP600 SML | 78468R853 | 813,138 | 0.48 | 14100.0 | |
| - | Vanguard Ultra Short | VANGUARD ULTRA | 92203C303 | 789,253 | 0.47 | 15855.0 | |
| - | iShares S&P 500 Growth S&P 500 | S&P 500 GRWT ETF | 464287309 | 716,867 | 0.43 | 5212.0 | |
| - | iShares S&P 500 Value S&P 500 | S&P 500 VAL ETF | 464287408 | 678,606 | 0.4 | 2989.0 | |
| CI | NEW | Cigna Corp | COM | 125523100 | 648,124 | 0.39 | 2351.0 |
| - | Spdr S&P 500 Growth Etf | ST STR P500GRW | 78464A409 | 638,610 | 0.38 | 5367.0 | |
| - | Ishares Total Usd Bond | CORE UNIVRSL USD | 46434V613 | 576,509 | 0.34 | 12492.0 | |
| - | Ishares Core Msci Total | CORE MSCI TOTAL | 46432F834 | 545,103 | 0.32 | 5711.0 | |
| - | Ishares Morningstar | MORNINGSTAR GRWT | 464287119 | 530,017 | 0.32 | 4529.0 | |
| - | Exxon Mobil Corporation | COM | 30231G102 | 525,278 | 0.31 | 3842.0 | |
| - | Gldmn Schs Acs Inv Grd | ACCESS INVT GR | 381430479 | 484,508 | 0.29 | 10553.0 | |
| - | Ishares Short Treasury | TRUST ISHARE 0-1 | 464288679 | 474,593 | 0.28 | 4301.0 | |
| JPM | UNCHANGED | JPMorgan Chase & Co | COM | 46625H100 | 435,349 | 0.26 | 1330.0 |
| - | Vanguard Total Stock Mkt | TOTAL STK MKT | 922908769 | 422,587 | 0.25 | 1142.0 | |
| - | Schwab Intermediate Term | INT-TRM U.S TRES | 808524854 | 412,795 | 0.25 | 16739.0 | |
| - | Ishares Core | CORE 30/70 CONSE | 464289883 | 400,424 | 0.24 | 9653.0 | |
| - | Invesco S&P 500 Low Volatility | S&P500 LOW VOL | 46138E354 | 368,647 | 0.22 | 4922.0 | |
| - | iSharesTr Russell 1000 Growth | RUS 1000 GRW ETF | 464287614 | 364,439 | 0.22 | 2935.0 | |
| - | Vanguard Corp Bond ETF Interme | INT-TERM CORP | 92206C870 | 361,653 | 0.22 | 4376.0 | |
| GOOGL | UNCHANGED | Alphabet Inc | CAP STK CL A | 02079K305 | 359,872 | 0.21 | 1007.0 |
| - | Spdr Blmbrg Brcly Inv Gr | ST STR RATE ETF | 78468R200 | 358,730 | 0.21 | 11628.0 | |
| - | Ishares Core Growth | CORE 60/40 BALAN | 464289867 | 344,988 | 0.21 | 4964.0 | |
| - | Ishares Core Aggressive | CORE 80/20 AGGRE | 464289859 | 314,307 | 0.19 | 3220.0 | |
| GOOGL | UNCHANGED | Alphabet Inc | CAP STK CL C | 02079K107 | 271,004 | 0.16 | 767.0 |
| - | Ishares Core Msci | CORE MSCI EMKT | 46434G103 | 261,640 | 0.16 | 3158.0 | |
| - | iShares Russell 1000 Value ETF | RUS 1000 VAL ETF | 464287598 | 234,135 | 0.14 | 966.0 | |
| - | Vanguard Bond Index Fund Inter | INTERMED TERM | 921937819 | 231,476 | 0.14 | 3018.0 | |
| - | iShares:S&P 500 Index | CORE S&P500 ETF | 464287200 | 229,937 | 0.14 | 307.0 | |
| JNJ | ADDED | Johnson & Johnson | COM | 478160104 | 227,777 | 0.14 | 897.0 |
| - | Ishares Short Term | ISHS 1-5YR INVS | 464288646 | 200,872 | 0.12 | 3833.0 | |
| - | Spdr Portfolio High | ST PORT HIGH ETF | 78468R606 | 200,273 | 0.12 | 8544.0 |
Quarterly portfolios
| Period | Filed | Value ($) | Positions | Vol % | Beta | Max DD % |
|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-11 | 167,919,591 | 76 | 0.46898 | 0.022119 | 0.804585 |
| 2026-03-31 | 2026-05-11 | 153,719,310 | 75 | 0.436241 | 0.020722 | 0.696286 |
| 2025-12-31 | 2026-03-04 | 156,631,755 | 72 | 0.28551 | 0.01314 | 0.46804 |
| 2025-09-30 | 2025-11-07 | 152,785,309 | 72 | 0.427688 | 0.020121 | 0.650121 |